Win a copy of the book by Gemma Mitchell here: 
Hope1032's Win Page

Head to the previous episode in this pod to have a listen to Gemma share wisdom from the book. 

If you want to purchase a copy for you and your family (GREAT CHRISTMAS GIFT, just sayin') head to Amazon Australia here! 

Hurry competition closes 5th November 2025!!

Win a copy of the book by Gemma Mitchell here: <a href="https://hope1032.com.au/books/win-1-of-6-copies-of-the-money-reset-by-gemma-mitchell/">Hope1032's Win Page</a>
Head to the previous episode in this pod to have a listen to Gemma share wisdom from the book.&nbsp;
If you want to purchase a copy for you and your family (GREAT CHRISTMAS GIFT, just sayin') head to <a href="https://www.amazon.com.au/Money-Reset-Take-Control-Your/dp/1394346166/ref=sr_1_1_sspa?crid=19EVANYC1GX78&amp;dib=eyJ2IjoiMSJ9.naj-hazVV5WqOAZiDw63yU1L_DQbYCEcJ-G_sxM3RPhSJbEw-pRf4U_kGJo12Kwm8A3zfzkrzxECltxC25NXcM9OxA-AzLMnDzBnNC1g7ZWIQ2VlcCoOZTooj5ytIiRUlX5WbKxNp71QyMHF9tvnlX-CSioG03IZh8288aWMAX2lUhDR8cgaQB74j9BZWjPouP70JU1ublvDxTjPKrvLMKJY9XjSSSNVwhkGmUVkTNaSnQEIGNM7p41wUSBp7xiJVHy4OQW-u2XpZ3qs0ZrRFmfDMF9cko5_RlTC2SJ4u3M.G2sVOapMoy2outd8bWbXIA7hnx-L131IvZ7e5eDgEeY&amp;dib_tag=se&amp;keywords=The+money+reset&amp;qid=1761265013&amp;sprefix=the+money+res%2Caps%2C287&amp;sr=8-1-spons&amp;sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&amp;psc=1">Amazon Australia</a> here!&nbsp;
Hurry competition closes 5th November 2025!!

Money: Faith & Finance explores the profound and practical of everyday finances. In every episode, we explore the real-life impact of everything from superannuation to stewardship, the World Bank to your wallet – and what does God have to say about money?

Welcome to the profit, loss and real balance sheet of wherever money intersects with you.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

Money: Faith &amp; Finance explores the profound and practical of everyday finances. In every episode, we explore the real-life impact of everything from superannuation to stewardship, the World Bank to your wallet – and what does God have to say about money? Welcome to the profit, loss and real balance sheet of wherever money intersects with you.
Pete Burrows is an accountant for small business and individuals with <a href="https://www.lrf.com.au/">Lower Russell and Farr</a> in Penrith, Western Sydney, Australia. Ben McEachen hosts <a href="https://hope1032.com.au/programs/hope-mornings/">Hope Mornings on Hope 103.2FM</a> in Sydney, Australia.

Money: Faith & Finance

Listen to more from our Hope Podcasts collection at hopepodcasts.com.au. And send the team a message via Hope 103.2’s app, Facebook or Instagram.

This podcast is not offering financial or investment advice. It's always best to do your own research and to consult a professional financial or investment advisor before making any financial or investment decisions.

Listen to more from our Hope Podcasts collection at <a href="http://www.hopepodcasts.com.au/">hopepodcasts.com.au</a>. And send the team a message via <a href="https://hope1032.com.au/listen/#apps">Hope 103.2’s app</a>, <a href="https://www.facebook.com/Hope103.2">Facebook</a> or <a href="https://www.instagram.com/sydneyshope1032/">Instagram</a>. This podcast is not offering financial or investment advice. It's always best to do your own research and to consult a professional financial or investment advisor before making any financial or investment decisions.

WIN Book 'The Money Reset' by Gemma Mitchell

Key Takeaways:
Embrace intentional spending to achieve a meaningful and budget-conscious Christmas celebration, focusing on experiences rather than material gifts.
Inflation and cost of living challenges require strategic financial planning to maintain the joy of the holiday season.
Get creative with gift-giving by exploring second-hand markets, homemade items, or shared family activities to save money.
Utilize existing resources like recycled gift bags or natural decorations to reduce costs.
Remember the essence of Christmas is community and giving, aspects that need not be financially driven.

Notable Quotes:
"It's not everybody's favourite accountant. I mean, other people have other accountants and I assume they like their accountants, so."
"Spend less, spend better or spend less, spend a bit more intentionally."
"If you're a bit worried about, have I spent too much? Can I afford this? What's going to be on the credit card in the new year?"
"Intentional spending: heartfelt, not landfill."
"Remembering Jesus wasn't rich, but Jesus did enjoy and gave hospitality."

Key Takeaways:
<ul>
<li>Embrace intentional spending to achieve a meaningful and budget-conscious Christmas celebration, focusing on experiences rather than material gifts.</li>
<li>Inflation and cost of living challenges require strategic financial planning to maintain the joy of the holiday season.</li>
<li>Get creative with gift-giving by exploring second-hand markets, homemade items, or shared family activities to save money.</li>
<li>Utilize existing resources like recycled gift bags or natural decorations to reduce costs.</li>
<li>Remember the essence of Christmas is community and giving, aspects that need not be financially driven.</li>
</ul>
Notable Quotes:
<ul>
<li>"It's not everybody's favourite accountant. I mean, other people have other accountants and I assume they like their accountants, so."</li>
<li>"Spend less, spend better or spend less, spend a bit more intentionally."</li>
<li>"If you're a bit worried about, have I spent too much? Can I afford this? What's going to be on the credit card in the new year?"</li>
<li>"Intentional spending: heartfelt, not landfill."</li>
<li>"Remembering Jesus wasn't rich, but Jesus did enjoy and gave hospitality."</li>
</ul>

Christmas Costs Too Much? Top Ways to Save & Keep the Joy

Key Takeaways:
Rental Market Dynamics: Prices in capital cities are excessively high, leading to rental stress among Australians; creative strategies are needed to navigate these challenges.
Financial Strategies: Look at managing the remaining 70% of your budget after rent rather than focusing solely on the rental costs.
Adapting to Change: Consider regional moves to more affordable areas, leveraging remote work opportunities as a feasible solution to high urban rents.
Income Optimisation: Improving your professional standing or seeking alternative income streams are crucial in adapting to high rent costs.
Faith and Acceptance: Emphasising the importance of acceptance and mindful prayer to manage financial and rental pressures effectively.

Notable Quotes:
"Rental prices have increased astronomically, especially in high demand areas such as capital cities."
"Think outside the box… be more creative about the income side of our equation."
"Don't go into a shop if you can't afford to buy the things in the shop… it's got to be the same with rental."
"Consider what you're left with and how you manage the costs that happen week to week once the rent is decided."
"You've got to increase your employment, look at your job. Are you doing the best you can in terms of your employment?"

 

Got a question, comment or personal story to share? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

Key Takeaways:
<ul>
<li>Rental Market Dynamics: Prices in capital cities are excessively high, leading to rental stress among Australians; creative strategies are needed to navigate these challenges.</li>
<li>Financial Strategies: Look at managing the remaining 70% of your budget after rent rather than focusing solely on the rental costs.</li>
<li>Adapting to Change: Consider regional moves to more affordable areas, leveraging remote work opportunities as a feasible solution to high urban rents.</li>
<li>Income Optimisation: Improving your professional standing or seeking alternative income streams are crucial in adapting to high rent costs.</li>
<li>Faith and Acceptance: Emphasising the importance of acceptance and mindful prayer to manage financial and rental pressures effectively.</li>
</ul>
Notable Quotes:
<ul>
<li>"Rental prices have increased astronomically, especially in high demand areas such as capital cities."</li>
<li>"Think outside the box&hellip; be more creative about the income side of our equation."</li>
<li>"Don't go into a shop if you can't afford to buy the things in the shop&hellip; it's got to be the same with rental."</li>
<li>"Consider what you're left with and how you manage the costs that happen week to week once the rent is decided."</li>
<li>"You've got to increase your employment, look at your job. Are you doing the best you can in terms of your employment?"</li>
</ul>
&nbsp;
Got a question, comment or personal story to share? Send it through at <a href="https://hope1032.com.au/show/money/">hopepodcasts.com.au</a>. Ben and Pete will get stuck into it on a future episode.
Pete Burrows is an accountant for small business and individuals with <a href="https://www.lrf.com.au/">Lower Russell and Farr</a> in Penrith, Western Sydney, Australia. Ben McEachen hosts <a href="https://hope1032.com.au/programs/hope-mornings/">Hope Mornings on Hope 103.2FM</a> in Sydney, Australia.

Rent Crisis: What to Do in 2025 and EPISODE 100!!!!

Have a 'rent crisis' suggestion to make? Send it through to us at this form here

Key Takeaways:
Rental stress is a critical issue in many Australian cities, with residents spending a significant portion of their income on housing.
Suggestions to combat rental unaffordability include supporting the YIMBY movement, promoting zoning reforms, and increasing housing supply.
Listener contributions mentioned paying for others' everyday expenses as a form of assistance for those in rental stress.
Balancing personal financial health with generosity remains a thematic challenge; the episode invites dialogue on this aspect.
Future episodes will explore deeper financial strategies for handling rental costs.

Notable Quotes:
"Perth is the most unaffordable rental city in the country at 32% of income share."
"Can you stick it out? Should you get other loans to help you with this?"
"Is it possible or do you park generosity while addressing difficult financial situations?"
"Paul's suggestion: forming local housing co-ops with a mission of building housing on purchased land."
"If we stopped using Airbnbs…homes would become available for long-term rental."

Got a question, comment or personal story to share? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

Have a 'rent crisis' suggestion to make? Send it through to us at <a href="https://hope1032.com.au/money-faith-finance/">this form here</a>
Key Takeaways:
<ul>
<li>Rental stress is a critical issue in many Australian cities, with residents spending a significant portion of their income on housing.</li>
<li>Suggestions to combat rental unaffordability include supporting the <a href="https://www.sydney.yimby.au/">YIMBY movement</a>, promoting zoning reforms, and increasing housing supply.</li>
<li>Listener contributions mentioned paying for others' everyday expenses as a form of assistance for those in rental stress.</li>
<li>Balancing personal financial health with generosity remains a thematic challenge; the episode invites dialogue on this aspect.</li>
<li>Future episodes will explore deeper financial strategies for handling rental costs.</li>
</ul>
Notable Quotes:
<ul>
<li>"Perth is the most unaffordable rental city in the country at 32% of income share."</li>
<li>"Can you stick it out? Should you get other loans to help you with this?"</li>
<li>"Is it possible or do you park generosity while addressing difficult financial situations?"</li>
<li>"Paul's suggestion: forming local housing co-ops with a mission of building housing on purchased land."</li>
<li>"If we stopped using Airbnbs&hellip;homes would become available for long-term rental."</li>
</ul>
Got a question, comment or personal story to share? Send it through at <a href="https://hope1032.com.au/show/money/">hopepodcasts.com.au</a>. Ben and Pete will get stuck into it on a future episode.
Pete Burrows is an accountant for small business and individuals with <a href="https://www.lrf.com.au/">Lower Russell and Farr</a> in Penrith, Western Sydney, Australia. Ben McEachen hosts <a href="https://hope1032.com.au/programs/hope-mornings/">Hope Mornings on Hope 103.2FM</a> in Sydney, Australia.

WIN Book 'The Money Reset' by Gemma Mitchell

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