



Worth of Wisdom - The Hidden Financial Superpower
Key Takeaways: Wisdom vs. Wealth: Wisdom can offer more sustainable benefits than wealth, providing a foundation for making sound financial decisions. The Biblical Perspective: Applying biblical principles, such as those found in the Book of Proverbs and the Book of James, can guide financial decis…

Capital Gains Tax: Who Really Pays for Your Tax Break?
Key Takeaways: Capital gains tax in Australia was established in 1985 to tax profits made from asset sales, excluding the primary residence. The current 50% discount on CGT, introduced by the Howard government in 1999, was intended to foster investment but has led to disproportionate effects on the…

Money Struggle? Hope Economy Has Answers!
Rosie Kendall is the CEO of Hope Economy, formerly known as Christians Against Poverty (CAP) Australia. Originally from the UK, Rosie joined CAP Australia in 2013 after working with its parent organization in the UK. She has over 19 years of experience in financial services and community developmen…

Panic Buying
Key Takeaways: Understanding Panic Buying: The episode unpacks panic buying behavior, analyzing its origins in consumer psychology and communal impacts. Psychological Profiles in Purchasing: Leveraging Canadian and Australian studies, Ben and Pete outline consumer types from egalitarians to agentic…

Money in Your 20s: The Honest Truth About Saving - Shammah Mufanechiya
Key Takeaways: Young adults should emphasise and make use of the time advantage in their 20s to build both financial literacy and savings through small, consistent steps. Building good financial habits involves setting processes that automatically allocate savings and expenses, reducing the temptat…

Private Health Insurance, Medicare Levy & Your Wallet!
Is private health insurance actually worth it in Australia? Ben McEachen and Pete Burrows dig into one of the most common financial headaches Aussies face — weighing up the cost of private cover against what Medicare already provides. They break down the Medicare levy surcharge, what private polici…

Is Your Wardrobe Costing Lives? Fast Fashion Unpacked with Kat Halliday
About the Guest(s): Kat Halliday is a vital member of the Ethical Fashion team at Baptist World Aid, an organization dedicated to international aid and development with a strong focus on promoting ethical and sustainable fashion. Through her role, Kat spearheads efforts in creating the Ethical Fas…

Road-Tested Tips: Get Smarter With Money
Key Points: Budgeting Strategies: Break down your income using frameworks like the 50/30/20 rule to allocate money efficiently for bills, living expenses, and savings. Zero-Based Budgeting: Allocate every dollar of your income each month to optimise your financial planning and ensure all funds are …

Loud Budgeting: Should You Say It Out Loud?
Key Points: Loud Budgeting vs. Quiet Luxury: Discusses the origins and contrasts of 'loud budgeting' and 'quiet luxury,' and how these paradigms influence personal financial conversations and transparency. Cultural Resistance to Money Talk: Explores the traditional reluctance of Australians to dis…

Buying a New iPhone? When & How to Save on Tech
Key Points: Understanding product release cycles and market trends can help consumers save significantly on tech purchases. The concept of "planned obsolescence" impacts tech-related spending; consumers need to be aware of software updates and support timelines. Buying pre-owned or refurbished gadg…