There was a time that a one-million euro pension pot might have seemed like an awful lot of money to want to retire with. But with most of us living longer and healthier lives, plus the cost-of-living crisis, it's really not as ambitious as it once seemed.

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Nick Charalambous joins Katie Byrne on Money Talks to break down what you can do now to hit that goal - regardless of your starting age.

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The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

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Host: Katie Byrne | Guest: Nick Charalambous

There was a time that a one-million euro pension pot might have seemed like an awful lot of money to want to retire with. But with most of us living longer and healthier lives, plus the cost-of-living crisis, it's really not as ambitious as it once seemed.
­
Nick Charalambous joins Katie Byrne on Money Talks to break down what you can do now to hit that goal - regardless of your starting age.
­
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.
­
Host: Katie Byrne | Guest: Nick Charalambous

This is Money Talks  - a podcast from the Irish Independent hosted by Katie Byrne, focused on our relationship with money - from the first time we discovered it right up to how we spend it today. 

Each week, you’ll hear anecdotes, advice, and eyebrow-raising admissions from Katie's guests as they delve into their finances and how it impacts their lives – the good, the bad, and the ugly.

So, if that sounds like a show worth investing in, you can follow Money Talks  wherever you get your podcasts... new episodes land on Wednesdays.

Money Talks

How to retire as a pension millionaire, with Nick Charalambous

Simon Harris’s much-hyped investment scheme is official, though there’s still some way to go before you can avail of it. But we’re not going to wait until next summer to analyse and scrutinise it.




Cian Carolan, managing director at DNG Financial Services, returns to the Money Talks studio to tease out the forthcoming Personal Investment Account and discuss what you need to know ahead of time.




“There’s a couple of things that tell me that they overcomplicated it, overthought it and probably missed out on the simplicity of it,” says Carolan.  




“The biggest missed opportunity of all is the July start date. We’ve been waiting around all year. We’ve had a lot of clients ourselves who’ve been deferring starting investing in anticipation of this.




“They’ve missed out on a really good year so far, at least in terms of investment returns. That’s something that needs to be called out."  

 

The negatives and the positives – because there are some of those, too – go under the microscope on this week's episode.  

 

Host: Katie Byrne 

 

Guest: Cian Carolan 




The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product.    

Simon Harris’s much-hyped investment scheme is official, though there’s still some way to go before you can avail of it. But we’re not going to wait until next summer to analyse and scrutinise it.
 
Cian Carolan, managing director at DNG Financial Services, returns to the Money Talks studio to tease out the forthcoming Personal Investment Account and discuss what you need to know ahead of time.
 
“There’s a couple of things that tell me that they overcomplicated it, overthought it and probably missed out on the simplicity of it,” says Carolan. &nbsp;
 
“The biggest missed opportunity of all is the July start date. We’ve been waiting around all year. We’ve had a lot of clients ourselves who’ve been deferring starting investing in anticipation of this.
 
“They’ve missed out on a really good year so far, at least in terms of investment returns. That’s something that needs to be called out." &nbsp;
&nbsp;
The negatives and the positives – because there are some of those, too – go under the microscope on this week's episode. &nbsp;
&nbsp;
Host: Katie Byrne&nbsp;
&nbsp;
Guest: Cian Carolan&nbsp;
 
The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product. &nbsp;&nbsp;&nbsp;

Ireland’s new investment scheme: The positives and negatives 

The saying goes that time is money and money is time, but how does it all add up - and indeed, subtract - when we apply it to our own specific situation?

This week on Money Talks, Katie Byrne is joined by Dale Whelehan, a behavioural scientist and assistant professor at Trinity College Dublin.

His research explores why modern life makes many of us feel like we never have enough time, while his latest project, House of Time, helps perpetually busy people find practical solutions.

How does the ‘time is money’ mindset apply to our finances?

Do we need to cut an entire day from the working week?

And would a ‘time audit’ save us, not just hours, but money as well?

Host: Katie Byrne

Guest: Dale Whelehan

Money Talks is part of the Trust Project. You can see our ethics policies at independent.ie/ourjournalism

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

The saying goes that time is money and money is time, but how does it all add up - and indeed, subtract - when we apply it to our own specific situation?
This week on Money Talks, Katie Byrne is joined by Dale Whelehan, a behavioural scientist and assistant professor at Trinity College Dublin.
His research explores why modern life makes many of us feel like we never have enough time, while his latest project, House of Time, helps perpetually busy people find practical solutions.
How does the ‘time is money’ mindset apply to our finances?
Do we need to cut an entire day from the working week?
And would a ‘time audit’ save us, not just hours, but money as well?
Host: Katie Byrne
Guest: Dale Whelehan
Money Talks is part of the Trust Project. You can see our ethics policies at <a href="https://independent.ie/ourjournalism" rel="noreferrer noopener" title="https://independent.ie/ourjournalism">independent.ie/ourjournalism</a>
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

Dale Whelehan: If time is money, how do we make more of it?

Budget 2027 is in the books, so it's time to do some calculations.

How much better – or worse – off are we?

Has the government done enough to ease Ireland's cost-of-living crisis?

On this episode of Money Talks, host Katie Byrne is joined by Charlie Weston, Saoirse Hanley and Sinead Ryan of the Irish Independent's business team to tot up the winners and losers of this year's major financial shake-up.

Money Talks is part of the Trust Project. You can see our ethics policies at independent.ie/ourjournalism

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

Budget 2027 is in the books, so it's time to do some calculations.
How much better – or worse – off are we?
Has the government done enough to ease Ireland's cost-of-living crisis?
On this episode of Money Talks, host Katie Byrne is joined by Charlie Weston, Saoirse Hanley and Sinead Ryan of the Irish Independent's business team to tot up the winners and losers of this year's major financial shake-up.
Money Talks is part of the Trust Project. You can see our ethics policies at <a href="https://independent.ie/ourjournalism" rel="noreferrer noopener" target="_blank" title="https://independent.ie/ourjournalism">independent.ie/ourjournalism</a>
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

How to retire as a pension millionaire, with Nick Charalambous

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