Financial late bloomers: Getting started, emergency funds and the 'sleep-at-night' factor

Are you the type of person who breaks out into a cold sweat when the prospect of financial planning and management comes up in conversation? Is the phrase 'Ah, I'll do it later' more likely to come out of your mouth than 'five-year plan'? And have you indeed managed to go for years, perhaps even …

Kel Galavan on the common money mistakes people make in their 30s

For some people, their 30s are a financially formative decade. But it’s also a decade where a lot of people are still figuring it out, and where some of their hardest lessons are learnt. ­ Money Talks host Katie Byrne is joined by regular guest Kel Galavan (aka Mrs Smart Money) to discuss the mos…

Can you really build long-term wealth by investing €100 a month?

Budget 2027 is just around the corner. With that comes Simon Harris's long-awaited investment scheme. But what will it look like and who will it be aimed at? Dan Malone of Honest.ie joins Katies Byrne to unpack what the new scheme means for you and your budget, and to answer one pressing questi…

How to retire as a pension millionaire, with Nick Charalambous

There was a time that a one-million euro pension pot might have seemed like an awful lot of money to want to retire with. But with most of us living longer and healthier lives, plus the cost-of-living crisis, it's really not as ambitious as it once seemed. ­ Nick Charalambous joins Katie Byrne on…

Money Makeover: €160k income, six holidays... no pension?

Regular listeners to Money Talks will know that the show has always focused on the personal side of personal finance. Now we’re really putting our money where our mouth is with our new Money Makeover series. ­ Financial expert Cian Carolan joins Katie Byrne to apply the actionable advice from Mon…

‘We've one shot to get it right’ – Eoin McGee unpacks Simon Harris’s new investment scheme

In any given year, the prelude to the budget is dominated by familiar talking points: VAT rates, cigarettes and childcare. But conversations around Budget 2027 are bucking the trend, somewhat, as anticipation builds around a new scheme for Irish investors. So will it be the gamechanger that Simon…

Anne Sheeran on choosing a four-day week over luxury holidays

‘Work/life balance’ is a phrase that gets thrown about a lot – but what does it really mean? And how far would you be willing to go to achieve that balance in reality? ­ In this episode of Money Talks, Katie Byrne is joined by Anne Sheeran, a ‘de-influencer’ who put her money where her mouth is b…

The seven phone calls that could save you thousands

Do you ever wonder how much money you could save on your regular bills if you just invested a little time? The small incremental wins that mightn't seem like a lot, but really add up? You might be surprised by how much you could save by picking up the phone. It's basically the modern-day version o…

Destination anywhere – Pól Ó Conghaile on making the most of your holiday budget

In previous years, by the time we reached this point in the summer season, you'd probably have been jetting off on a holiday booked many months ago. But recent surveys suggest that 2026 holidaymakers are holding out for a bargain.  Regardless of which school you fall into, Irish Independent travel…

Could shifting your money mindset unlock your earning power?

Throughout our lives there’s one relationship that we invariably come back to time and again. It impacts our family life, our professional life and, very often, our romantic outlook. Whatever angle you look at it from, how you feel about money could be one of the most defining relationships of …