In previous years, by the time we reached this point in the summer season, you'd probably have been jetting off on a holiday booked many months ago. But recent surveys suggest that 2026 holidaymakers are holding out for a bargain. 

Regardless of which school you fall into, Irish Independent travel editor Pól Ó Conghaile has plenty of suggestions for how you can make the most of your holiday budget.

From mini bars and boat tours to musical rickshaws in NYC, Pól tells Money Talks host Katie Byrne how to avoid some common travel rip-offs.

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product

Host: Katie Byrne | Guest: Pól Ó Conghaile

Money Talks is part of the Trust Project. You can see our ethics policies at independent.ie/ourjournalism

In previous years, by the time we reached this point in the summer season, you'd probably have been jetting off on a holiday booked many months ago. But recent surveys suggest that 2026 holidaymakers are holding out for a bargain.&nbsp;
Regardless of which school you fall into, Irish Independent travel editor Pól Ó Conghaile has plenty of suggestions for how you can make the most of your holiday budget.
From mini bars and boat tours to musical rickshaws in NYC, Pól tells Money Talks host Katie Byrne how to avoid some common travel rip-offs.
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product
Host: Katie Byrne | Guest: Pól Ó Conghaile
Money Talks is part of the Trust Project. You can see our ethics policies at <a href="https://www.independent.ie/service/our-journalism/a/98708550.html">independent.ie/ourjournalism</a>

This is Money Talks  - a podcast from the Irish Independent hosted by Katie Byrne, focused on our relationship with money - from the first time we discovered it right up to how we spend it today. 

Each week, you’ll hear anecdotes, advice, and eyebrow-raising admissions from Katie's guests as they delve into their finances and how it impacts their lives – the good, the bad, and the ugly.

So, if that sounds like a show worth investing in, you can follow Money Talks  wherever you get your podcasts... new episodes land on Wednesdays.

Money Talks

Destination anywhere – Pól Ó Conghaile on making the most of your holiday budget

Are you the type of person who breaks out into a cold sweat when the prospect of financial planning and management comes up in conversation?

Is the phrase 'Ah, I'll do it later' more likely to come out of your mouth than 'five-year plan'?

And have you indeed managed to go for years, perhaps even decades, without ever so much as glancing at your annual bank statement?

Well, this is the episode for you. This week on Money Talks, host Katie Byrne is joined by Karena Duane, founder of Money, Just For Her, to look at the extremely common and hopefully quite improvable world of the financial late bloomer.

"It is never too late," notes Duane as she sets about breaking down the barriers of coming late to managing your money, whether you're on a personal or a professional journey.

"I think everybody gets there in the end – it's just about what your priorities have been up until now, and now what your priorities are going forward."

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

Money Talks is part of The Trust Project. You can view our ethics policies at independent.ie/ourjournalism

Are you the type of person who&nbsp;breaks out into a cold sweat when the prospect of financial planning and management comes up in conversation?
Is the phrase 'Ah, I'll do it later' more likely to come out of your mouth than 'five-year plan'?
And have you indeed&nbsp;managed to go for years, perhaps even decades, without ever so much as glancing at your annual bank statement?
Well, this is the episode for you. This week on Money Talks, host Katie Byrne is joined by Karena Duane, founder of Money, Just For Her, to look at the extremely common and hopefully quite improvable world of the financial late bloomer.
"It is never too late," notes Duane as she sets about breaking down the barriers of coming late to managing your money, whether you're on a personal or a professional journey.
"I think everybody gets there in the end – it's just about what your priorities have been up until now, and now what your priorities are going forward."
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.
Money Talks is part of The Trust Project. You can view our ethics policies at <a href="https://independent.ie/ourjournalism" title="https://independent.ie/ourjournalism">independent.ie/ourjournalism</a>

Financial late bloomers: Getting started, emergency funds and the 'sleep-at-night' factor

For some people, their 30s are a financially formative decade. But it’s also a decade where a lot of people are still figuring it out, and where some of their hardest lessons are learnt.

­

Money Talks host Katie Byrne is joined by regular guest Kel Galavan (aka Mrs Smart Money) to discuss the most common money mistakes people make in their 30s and how to solve them – or even avoid them altogether.

­

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

­

Host: Katie Byrne | Guest: Kel Galavan

For some people, their 30s are a financially formative decade. But it’s also a decade where a lot of people are still figuring it out, and where some of their hardest lessons are learnt.
­
Money Talks host Katie Byrne is joined by regular guest Kel Galavan (aka Mrs Smart Money) to discuss the most common money mistakes people make in their 30s and how to solve them – or even avoid them altogether.
­
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.
­
Host: Katie Byrne | Guest: Kel Galavan

Kel Galavan on the common money mistakes people make in their 30s

Budget 2027 is just around the corner. With that comes Simon Harris's long-awaited investment scheme. But what will it look like and who will it be aimed at?




Dan Malone of Honest.ie joins Katies Byrne to unpack what the new scheme means for you and your budget, and to answer one pressing question: can you really build long-term wealth by investing just €100 a month?




The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.




Host: Katie Byrne | Guest: Dan Malone (Honest.ie)

Budget 2027 is just around the corner. With that comes Simon Harris's long-awaited investment scheme. But what will it look like and who will it be aimed at?
 
Dan Malone of Honest.ie joins Katies Byrne to unpack what the new scheme means for you and your budget, and to answer one pressing question: can you really build long-term wealth by investing just €100 a month?
 
The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.
 
Host:&nbsp;Katie Byrne |&nbsp;Guest:&nbsp;Dan Malone (Honest.ie)

Destination anywhere – Pól Ó Conghaile on making the most of your holiday budget

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