Carlos Rasmussen discusses the potential for a national retirement program in America, exploring its feasibility and implications. They debate the effectiveness of current retirement savings options and the role of government in managing retirement funds. The discussion transitions into common money management sayings, analyzing their relevance and offering insights on effective financial planning and investment strategies. In this conversation, Carlos discusses various aspects of financial planning, focusing on the importance of leaving a financial legacy, understanding inflation's impact on retirement, and creating a comprehensive financial review. They delve into strategies for managing healthcare costs, investment approaches to combat inflation, and the significance of risk-adjusted returns. The discussion also covers navigating retirement accounts, the decision-making process between lump sum and annuity payments, structuring tax-efficient trusts, and the complexities of backdoor Roth IRA contributions. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.