Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Kimberly Kelly.  

Talking Points:

Talking Points:
Her background and overcoming challenges as a youth
How she figured out how to make money with little or no assistance
How she got involved in her current industries
How she utilized marketing techniques to remain consistent in spaces of transition
The type of message she can give about learning how to persevere through difficult 
moments
Her various businesses and how she connects them all for her clients
Real estate broker with six agents under her company
Tax professionals and bookkeeper
Property preservation educator
Consultation services provider
The pro's and con's of managing a business with a partner or spouse
Family / Career Balance / Legacy
Being a wife, mother and businesswoman
How her son followed in her footsteps as a teenager
New goal success strategies for entrepreneurs

#AMI

#BEST

#STRAW

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Kimberly Kelly.  
Talking Points:
Talking Points:
<ul>
<li>Her background and overcoming challenges as a youth</li>
<li>How she figured out how to make money with little or no assistance</li>
<li>How she got involved in her current industries</li>
<li>How she utilized marketing techniques to remain consistent in spaces of transition</li>
<li>The type of message she can give about learning how to persevere through difficult </li>
<li>moments</li>
<li>Her various businesses and how she connects them all for her clients</li>
<li>Real estate broker with six agents under her company</li>
<li>Tax professionals and bookkeeper</li>
<li>Property preservation educator</li>
<li>Consultation services provider</li>
<li>The pro's and con's of managing a business with a partner or spouse</li>
<li>Family / Career Balance / Legacy</li>
<li>Being a wife, mother and businesswoman</li>
<li>How her son followed in her footsteps as a teenager</li>
<li>New goal success strategies for entrepreneurs</li>
</ul>
#AMI
#BEST
#STRAW

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!

https://www.moneymakingconversations.com

https://www.youtube.com/MoneyMakingConversations

https://www.facebook.com/MoneyMakingConversations/

https://twitter.com/moneymakingconv

https://www.instagram.com/moneymakingconversations/

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy.&nbsp;Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!

The Steve Harvey Morning Show

Missed the live show? Catch the best moments every day with Steve Harvey and his crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior in this laugh-out-loud, can’t-miss recap of the #1 syndicated morning radio show in America. Follow and subscribe so you don’t miss the best of the best!

The Best of The Steve Harvey Morning Show brings you the funniest, most uplifting, and most unforgettable moments from Steve’s four-hour morning broadcast... all in a tight, on-demand package you can enjoy anytime. With a perfect blend of humor, heart, and high-energy entertainment, this podcast keeps you in the loop and laughing, even if you missed the full show. Subscribe now, leave a review, and share the love... because your mornings deserve a highlight reel!

Missed the live show? Catch the best moments every day with Steve Harvey and his crew&nbsp;Shirley Strawberry,&nbsp;Carla Ferrell,&nbsp;Nephew Tommy, and&nbsp;Junior&nbsp;in this laugh-out-loud, can&rsquo;t-miss recap of the #1 syndicated morning radio show in America.&nbsp;Follow and subscribe&nbsp;so you&nbsp;don&rsquo;t miss the best of the best!
The Best of The Steve Harvey Morning Show&nbsp;brings you the funniest, most uplifting, and most unforgettable moments from Steve&rsquo;s four-hour morning broadcast... all in a tight, on-demand package you can enjoy anytime. With a perfect blend of humor, heart, and high-energy entertainment, this podcast keeps you in the loop and laughing, even if you missed the full show.&nbsp;Subscribe now, leave a review, and share the love... because your mornings deserve a highlight reel!

Best of The Steve Harvey Morning Show

Got a situation? Steve Harvey and Shirley Strawberry deliver unfiltered advice on love, relationships, family, work, and life. Send your letter, subscribe, and get real talk every day!

Every weekday, the Steve Harvey Morning Show tackle a listener-submitted “Strawberry Letter”... a real-life dilemma ranging from romantic entanglements to career choices, family drama to money struggles, and everything in between.

With a blend of wisdom, wit, and brutal honesty, they offer candid commentary and heartfelt guidance, often sparking conversation (and laughter) among the rest of the morning show crew.

Submit your Strawberry Letter at www.steveharveyfm.com for a chance to be featured, and get the truth, Steve Harvey style!

Got a situation? Steve Harvey and Shirley Strawberry deliver unfiltered advice on love, relationships, family, work, and life. Send your letter, subscribe, and get real talk every day!
Every weekday, the Steve Harvey Morning Show tackle a listener-submitted &ldquo;Strawberry Letter&rdquo;... a real-life dilemma ranging from romantic entanglements to career choices, family drama to money struggles, and everything in between.
With a blend of wisdom, wit, and brutal honesty, they offer candid commentary and heartfelt guidance, often sparking conversation (and laughter) among the rest of the morning show crew.
Submit your Strawberry Letter at <a href="http://www.steveharveyfm.com/">www.steveharveyfm.com</a> for a chance to be featured, and get the truth, Steve Harvey style!

Strawberry Letter

Start each day with a dose of motivation from The Steve Harvey Morning Show. This daily podcast offers uplifting messages, personal reflections, and practical wisdom to help you navigate life’s challenges and embrace its opportunities. Whether you’re seeking encouragement, clarity, or a moment of peace, Steve’s heartfelt insights are here to guide you. Follow and subscribe now and let inspiration lead your day.

Daily Inspiration delivers concise episodes that feature Steve Harvey’s signature blend of humor, honesty, and hope. Drawing from his own experiences and faith, Steve addresses topics like personal growth, resilience, and community concerns that resonate with listeners from all walks of life. These messages aim to empower you to overcome obstacles and pursue your goals with confidence.

Join millions who start their mornings with Steve Harvey’s inspiring words. Tap into Daily Inspiration and transform your day with positivity and purpose!

Start each day with a dose of motivation from The&nbsp;Steve Harvey Morning Show. This daily podcast offers uplifting messages, personal reflections, and practical wisdom to help you navigate life&rsquo;s challenges and embrace its opportunities. Whether you&rsquo;re seeking encouragement, clarity, or a moment of peace, Steve&rsquo;s heartfelt insights are here to guide you.&nbsp;Follow and subscribe now&nbsp;and let inspiration lead your day.
Daily Inspiration&nbsp;delivers concise episodes that feature Steve Harvey&rsquo;s signature blend of humor, honesty, and hope. Drawing from his own experiences and faith, Steve addresses topics like personal growth, resilience, and community concerns that resonate with listeners from all walks of life. These messages aim to empower you to overcome obstacles and pursue your goals with confidence.
Join millions who start their mornings with Steve Harvey&rsquo;s inspiring words. Tap into Daily Inspiration and transform your day with positivity and purpose!

Daily Inspiration: The Steve Harvey Morning Show

Perseverance: Successful real estate broker overcame drug addict mom, being teenage mom twice and school dropout.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/229a3f27-0b10-4da0-9835-b15d0150786f/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett.

Titles: Private Capital Expert, Real Estate Investor, Educator
Background: Former engineer for NASA, Boeing, Lockheed Martin, Caterpillar
Host: Rushion McDonald
Podcast: Money Making Conversations Masterclass

Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves.

Purpose of the Interview

The interview aims to:
Expose a lesser-known path to real estate wealth—private money and capital brokering.
Challenge myths about cash buyers, flipping profits, and bank lending.
Educate listeners on leverage and capital access, especially those rejected by traditional banks.
Provide a practical alternative income stream that can be part-time or full-time.
Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital.

Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal
Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate.
His engineering career provided income stability while he explored entrepreneurship.
He viewed employment as predictable—but limiting.

Takeaway: A high-paying job can fund your exit, not define your destiny.

2. The Leap Into Real Estate—and the Reality Behind It
His first deal closed in 62 days, earning more than his annual engineering salary.
He quit corporate at age 23, but what followed were four to five years of financial struggle.
He survived by borrowing money monthly while peers thrived in corporate roles.

Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence.

3. Ego vs. Education
Adonis admits his biggest mistake was underestimating the need to learn business.
He relied on intelligence and people skills instead of mentorship and systems.
Perseverance saved him—but mentorship could have shortened the learning curve.

Takeaway: Hustle without instruction costs time and money.

4. “The Money Isn’t in Real Estate—The Money Is in the Money”

This is the core philosophy of the interview.
Most “cash buyers” are not using their own cash.
Over 70% of cash purchases are funded by private lenders, not banks.
Private lenders deploy capital faster, with fewer requirements, and higher flexibility.

Key idea: Control the capital, and you control the transaction.

5. Understanding the Private Lending Model

Adonis explains how people make money without buying houses:
He acts as a capital broker, connecting investors to private lenders.
He earns 1–2% fees on loan amounts—often tens of thousands per deal.
He carries no risk, no liability, and no capital exposure in many cases.

Example:
A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction.

6. Why Private Money Beats Banks

Banks require:
Credit checks
Tax returns
Debt-to-income ratios
Long approval timelines

Private lenders often:
Skip credit checks
Ignore DTI
Deploy funds in 3–5 days
Focus solely on deal viability

Takeaway: A bank’s “no” is often exactly why private lenders say “yes.”

7. The Smart Money Blueprint

Adonis created the Smart Money Blueprint to teach this system:
Focuses on the money side of real estate
Self-paced education (10+ hours)
Hands-on deal execution
Live support until students close 10 deals
Designed to eliminate costly trial-and-error

Core promise: Learn to be “the bank” without needing money.

8. Flipping Isn’t What It Looks Like on TV

Adonis breaks down common investor mistakes:
Gross profit ≠ net profit
Fees, holding costs, and market shifts erase margins
Most “$100K flips” net closer to $30K–$40K

Lesson: Education protects profits.

9. Relationships Create Wealth—Not Transactions
Early in his career, Adonis underestimated relationships.
His business scaled once he aligned with high-volume investors and repeat partners.
Capital flows through trust networks, not ads.

Takeaway: Relationships are currency.

10. Flexible Path to Income

The private money model can be:
Part-time: 2–4 hours per week
Full-time: Income replacement or exponential growth

Key point: This is about leverage, not labor.

Notable Quotes

“The money isn’t in real estate—the money is in the money.”

“Most cash buyers aren’t cash buyers at all.”

“I was flat broke for years after quitting corporate—people don’t talk about that part.”

“A bank’s no is often the reason a private lender says yes.”

“Perseverance kept me alive—but mentorship would have saved me years.”

“You don’t need money to be the bank—you need knowledge.”

Overall Impact

This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for:
Professionals stuck in high-paying jobs
Entrepreneurs denied bank loans
Real estate investors seeking leverage
Individuals looking for alternative income streams

Final message: If you understand money, you don’t need to chase property—property comes to you.

#SHMS #BEST #STRAW

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett.
Titles: Private Capital Expert, Real Estate Investor, Educator Background: Former engineer for NASA, Boeing, Lockheed Martin, Caterpillar Host: Rushion McDonald Podcast: Money Making Conversations Masterclass
Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses&mdash;but by operating on &ldquo;the money side of real estate.&rdquo; The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves.
<hr>
Purpose of the Interview
The interview aims to:
<ol>
<li>Expose a lesser-known path to real estate wealth&mdash;private money and capital brokering.</li>
<li>Challenge myths about cash buyers, flipping profits, and bank lending.</li>
<li>Educate listeners on leverage and capital access, especially those rejected by traditional banks.</li>
<li>Provide a practical alternative income stream that can be part-time or full-time.</li>
<li>Introduce Adonis&rsquo;s &ldquo;Smart Money Blueprint&rdquo; as an educational pathway into private capital.</li>
</ol>
<hr>
Key Themes &amp; Takeaways 1. Engineering Was a Backup&mdash;Entrepreneurship Was the Goal
<ul>
<li>Adonis earned a degree in Electrical &amp; Mechanical Engineering, never intending to stay long-term in corporate.</li>
<li>His engineering career provided income stability while he explored entrepreneurship.</li>
<li>He viewed employment as predictable&mdash;but limiting.</li>
</ul>
Takeaway: A high-paying job can fund your exit, not define your destiny.
<hr>
2. The Leap Into Real Estate&mdash;and the Reality Behind It
<ul>
<li>His first deal closed in 62 days, earning more than his annual engineering salary.</li>
<li>He quit corporate at age 23, but what followed were four to five years of financial struggle.</li>
<li>He survived by borrowing money monthly while peers thrived in corporate roles.</li>
</ul>
Key insight: Early wins can be misleading&mdash;longevity requires business mastery, not just intelligence.
<hr>
3. Ego vs. Education
<ul>
<li>Adonis admits his biggest mistake was underestimating the need to learn business.</li>
<li>He relied on intelligence and people skills instead of mentorship and systems.</li>
<li>Perseverance saved him&mdash;but mentorship could have shortened the learning curve.</li>
</ul>
Takeaway: Hustle without instruction costs time and money.
<hr>
4. &ldquo;The Money Isn&rsquo;t in Real Estate&mdash;The Money Is in the Money&rdquo;
This is the core philosophy of the interview.
<ul>
<li>Most &ldquo;cash buyers&rdquo; are not using their own cash.</li>
<li>Over 70% of cash purchases are funded by private lenders, not banks.</li>
<li>Private lenders deploy capital faster, with fewer requirements, and higher flexibility.</li>
</ul>
Key idea: Control the capital, and you control the transaction.
<hr>
5. Understanding the Private Lending Model
Adonis explains how people make money without buying houses:
<ul>
<li>He acts as a capital broker, connecting investors to private lenders.</li>
<li>He earns 1&ndash;2% fees on loan amounts&mdash;often tens of thousands per deal.</li>
<li>He carries no risk, no liability, and no capital exposure in many cases.</li>
</ul>
Example: A $600,000 investment loan &times; 2% = $12,000 fee for facilitating the introduction.
<hr>
6. Why Private Money Beats Banks
Banks require:
<ul>
<li>Credit checks</li>
<li>Tax returns</li>
<li>Debt-to-income ratios</li>
<li>Long approval timelines</li>
</ul>
Private lenders often:
<ul>
<li>Skip credit checks</li>
<li>Ignore DTI</li>
<li>Deploy funds in 3&ndash;5 days</li>
<li>Focus solely on deal viability</li>
</ul>
Takeaway: A bank&rsquo;s &ldquo;no&rdquo; is often exactly why private lenders say &ldquo;yes.&rdquo;
<hr>
7. The Smart Money Blueprint
Adonis created the Smart Money Blueprint to teach this system:
<ul>
<li>Focuses on the money side of real estate</li>
<li>Self-paced education (10+ hours)</li>
<li>Hands-on deal execution</li>
<li>Live support until students close 10 deals</li>
<li>Designed to eliminate costly trial-and-error</li>
</ul>
Core promise: Learn to be &ldquo;the bank&rdquo; without needing money.
<hr>
8. Flipping Isn&rsquo;t What It Looks Like on TV
Adonis breaks down common investor mistakes:
<ul>
<li>Gross profit &ne; net profit</li>
<li>Fees, holding costs, and market shifts erase margins</li>
<li>Most &ldquo;$100K flips&rdquo; net closer to $30K&ndash;$40K</li>
</ul>
Lesson: Education protects profits.
<hr>
9. Relationships Create Wealth&mdash;Not Transactions
<ul>
<li>Early in his career, Adonis underestimated relationships.</li>
<li>His business scaled once he aligned with high-volume investors and repeat partners.</li>
<li>Capital flows through trust networks, not ads.</li>
</ul>
Takeaway: Relationships are currency.
<hr>
10. Flexible Path to Income
The private money model can be:
<ul>
<li>Part-time: 2&ndash;4 hours per week</li>
<li>Full-time: Income replacement or exponential growth</li>
</ul>
Key point: This is about leverage, not labor.
<hr>
Notable Quotes
<blockquote>
&ldquo;The money isn&rsquo;t in real estate&mdash;the money is in the money.&rdquo;
</blockquote>
<blockquote>
&ldquo;Most cash buyers aren&rsquo;t cash buyers at all.&rdquo;
</blockquote>
<blockquote>
&ldquo;I was flat broke for years after quitting corporate&mdash;people don&rsquo;t talk about that part.&rdquo;
</blockquote>
<blockquote>
&ldquo;A bank&rsquo;s no is often the reason a private lender says yes.&rdquo;
</blockquote>
<blockquote>
&ldquo;Perseverance kept me alive&mdash;but mentorship would have saved me years.&rdquo;
</blockquote>
<blockquote>
&ldquo;You don&rsquo;t need money to be the bank&mdash;you need knowledge.&rdquo;
</blockquote>
<hr>
Overall Impact
This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth&mdash;particularly powerful for:
<ul>
<li>Professionals stuck in high-paying jobs</li>
<li>Entrepreneurs denied bank loans</li>
<li>Real estate investors seeking leverage</li>
<li>Individuals looking for alternative income streams</li>
</ul>
Final message: If you understand money, you don&rsquo;t need to chase property&mdash;property comes to you.
<hr>
#SHMS #BEST #STRAW

Financial Tip: He offers listeners a nontraditional, scalable, and low-risk path to wealth

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/79afb248-a725-4984-a264-b458000173e1/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson.

SUMMARY OF THE INTERVIEW

The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [

PURPOSE OF THE INTERVIEW

The purpose of the episode is to:

1. Introduce Jeremy Anderson’s Work

Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [

2. Inspire Listeners Toward Purpose‑Driven Success

Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts. 

3. Demonstrate How Jeremy’s Principles Apply Broadly

Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people. 

4. Promote Actionable Personal Growth

The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities. 

KEY TAKEAWAYS1. Wasted Potential is a Universal Struggle

Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action. 

2. Purpose Over Profit

He warns new speakers not to chase “the bag.”
Impact first → income follows. If your heart is for people, success comes naturally. 

3. Your Story Is Your Superpower

Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden. 

4. Maximize Every Opportunity

Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building. 

5. Environment and Mindset Matter

True growth starts by changing your internal environment.
Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief. 

6. Non‑Negotiables Build Discipline

Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development.

7. Extreme Ownership Replaces Excuses

Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself.

8. Brand Is Built on Transparency

Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles.

9. Giving Back Is Central to His Purpose

Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business. 

NOTABLE QUOTES FROM THE INTERVIEWOn Purpose & Potential
“Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.” 
“It’s only a testimony if you testify.” 
“Most people don’t believe and they don’t pursue — that’s wasted potential.” 

On Mindset & Environment
“I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.” 
“Sometimes the shackles we have are in our mind.” 

On Discipline
“Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training) 
“People want comfort — but everything great comes with discomfort.” 

On Value
“If you want to be valuable, you must have value.”
“They’re not paying me top dollar because I'm motivational. I solve a problem.” 

On Legacy & Family
“My brand is perseverance and family.”
“These things don’t happen to me — they happen for me.” 

On Accountability
“No excuses — take ownership.”
“I’ve never met anyone who became great from excuses.”

On Giving Back
“We’ve been feeding a thousand starving children every week since 2018.”
“We put 60 kids through college — and we’re just getting started.” 

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson.
<hr>
SUMMARY OF THE INTERVIEW
The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy&rsquo;s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one&rsquo;s potential. <a href="https://rushionmcdonald-my.sharepoint.com/personal/admin_rushionmcdonald_onmicrosoft_com/Documents/Microsoft%20Copilot%20Chat%20Files/JEREMY%20ANDERSON.txt">[</a>
<hr>
PURPOSE OF THE INTERVIEW
The purpose of the episode is to:
1. Introduce Jeremy Anderson&rsquo;s Work
Showcase Jeremy&rsquo;s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. <a href="https://rushionmcdonald-my.sharepoint.com/personal/admin_rushionmcdonald_onmicrosoft_com/Documents/Microsoft%20Copilot%20Chat%20Files/JEREMY%20ANDERSON.txt">[</a>
2. Inspire Listeners Toward Purpose‑Driven Success
Encourage viewers to move from &ldquo;wasted potential&rdquo; to purposeful, impactful living by believing in themselves and pursuing their gifts.&nbsp;
3. Demonstrate How Jeremy&rsquo;s Principles Apply Broadly
Rushion emphasizes that Jeremy&rsquo;s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people.&nbsp;
4. Promote Actionable Personal Growth
The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities.&nbsp;
<hr>
KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle
Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don&rsquo;t lack talent &mdash; they lack belief and action.&nbsp;
2. Purpose Over Profit
He warns new speakers not to chase &ldquo;the bag.&rdquo; Impact first &rarr; income follows. If your heart is for people, success comes naturally.&nbsp;
3. Your Story Is Your Superpower
Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden.&nbsp;
4. Maximize Every Opportunity
Whether you&rsquo;re speaking, laying concrete, or running a small business, get every drop out of every engagement &mdash; testimonials, photos, referrals, and relationship‑building.&nbsp;
5. Environment and Mindset Matter
True growth starts by changing your internal environment. Jeremy&rsquo;s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief.&nbsp;
6. Non‑Negotiables Build Discipline
Success requires habits you don&rsquo;t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development.
7. Extreme Ownership Replaces Excuses
Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself.
8. Brand Is Built on Transparency
Jeremy&rsquo;s brand centers on perseverance, faith, and family&mdash;not perfection. He shares both triumphs and private struggles.
9. Giving Back Is Central to His Purpose
Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business.&nbsp;
<hr>
NOTABLE QUOTES FROM THE INTERVIEW On Purpose &amp; Potential
<ul>
<li>&ldquo;Don&rsquo;t come to me for profits. Come to me for purpose. Don&rsquo;t come to me for income. Come to me for impact.&rdquo;&nbsp;</li>
<li>&ldquo;It&rsquo;s only a testimony if you testify.&rdquo;&nbsp;</li>
<li>&ldquo;Most people don&rsquo;t believe and they don&rsquo;t pursue &mdash; that&rsquo;s wasted potential.&rdquo;&nbsp;</li>
</ul>
On Mindset &amp; Environment
<ul>
<li>&ldquo;I wasn&rsquo;t living a life of purpose&hellip; I had to stop blaming others and go all in on me.&rdquo;&nbsp;</li>
<li>&ldquo;Sometimes the shackles we have are in our mind.&rdquo;&nbsp;</li>
</ul>
On Discipline
<ul>
<li>&ldquo;Success requires non‑negotiables.&rdquo; (Waking early, prayer, meditation, discomfort training)&nbsp;</li>
<li>&ldquo;People want comfort &mdash; but everything great comes with discomfort.&rdquo;&nbsp;</li>
</ul>
On Value
<ul>
<li>&ldquo;If you want to be valuable, you must have value.&rdquo;</li>
<li>&ldquo;They&rsquo;re not paying me top dollar because I'm motivational. I solve a problem.&rdquo;&nbsp;</li>
</ul>
On Legacy &amp; Family
<ul>
<li>&ldquo;My brand is perseverance and family.&rdquo;</li>
<li>&ldquo;These things don&rsquo;t happen to me &mdash; they happen for me.&rdquo;&nbsp;</li>
</ul>
On Accountability
<ul>
<li>&ldquo;No excuses &mdash; take ownership.&rdquo;</li>
<li>&ldquo;I&rsquo;ve never met anyone who became great from excuses.&rdquo;</li>
</ul>
On Giving Back
<ul>
<li>&ldquo;We&rsquo;ve been feeding a thousand starving children every week since 2018.&rdquo;</li>
<li>&ldquo;We put 60 kids through college &mdash; and we&rsquo;re just getting started.&rdquo;&nbsp;</li>
</ul>
<hr>
#SHMS #STRAW #BEST

Motivation_ He encourages listeners to move from “wasted potential” to purposeful, impactful living.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/074ae652-0aff-4998-91ce-b431016ef710/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.
Title: Owner, Chairman & CEO of OneUnited Bank
Host: Rushion McDonald
Podcast: Money Making Conversations Masterclass

Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities.

Purpose of the Interview

The interview is designed to:
Educate listeners on why Black-owned banks matter historically and economically.
Explain how technology has transformed banking, making location irrelevant.
Address financial exclusion, particularly reliance on check-cashing services.
Promote financial literacy as the foundation of wealth creation.
Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity.

Key Themes & Takeaways 1. A Mission Rooted in Black History
Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend.
Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank.
Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes.

Takeaway: Economic independence has always been central to Black progress.

2. From Brick-and-Mortar to Digital Banking
OneUnited originally grew by acquiring small Black-owned banks nationwide.
The bank pivoted early toward technology-driven banking, recognizing that:

Customers expect 24/7 access
Physical branches are no longer required
Digital reach enables national—and global—impact

Key insight: Technology allowed OneUnited to become a national Black bank without national branches.

3. Financial Technology Built for Real-Life Problems

Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms.

Examples include:
Second-chance checking accounts
Emergency small-dollar loans
Alternative credit criteria
Nationwide surcharge-free ATM access
AI-powered tools that help users understand:

Cash flow
Assets vs. liabilities
Net worth (or debt)
Financial decision-making in real time

Takeaway: Banking should help people function—not punish them for past mistakes.

4. Financial Literacy Is the Real Wealth Gap
Cohee states that 90% of Americans are financially illiterate, largely because:

Financial literacy is not taught in K–12 education
He compares this to not teaching reading—and then blaming people for illiteracy.
OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts.

Key message: Financial literacy, not income alone, determines long-term wealth.

5. Ending Dependence on Check-Cashing Services
Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods.
OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches.
Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com.

Takeaway: Lack of access is no longer an excuse—awareness is the missing link.

6. Technology as the New “40 Acres”
Kevin draws a powerful parallel:

Land ownership was once the primary source of wealth.
Technology and financial literacy are today’s equivalents.
Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage.

Key insight: Technology levels the playing field—if people understand how to use it.

7. Mandatory Financial Literacy as a Policy Solution
Kevin advocates for required financial literacy courses in all U.S. schools.
He cites research showing:

One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student.
He frames this as a matter of equity, not preference.

Takeaway: Systemic problems require systemic solutions.

Notable Quotes

“The concept of a national Black-owned bank goes all the way back to slavery.”

“We’re not behind in technology—we are the party.”

“Ninety percent of Americans are not financially literate.”

“You don’t have to go to check cashers and get ripped off.”

“Technology is the new 40 acres.”

“Financial literacy alone can generate over $100,000 in net worth per person.”

“There has never been a better time to build a business than right now.”

Overall Impact

This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as:
A modern solution to historic exclusion
A technology-first institution built for underserved communities
A catalyst for financial literacy, entrepreneurship, and wealth creation

Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage.

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee. Title: Owner, Chairman &amp; CEO of OneUnited Bank Host: Rushion McDonald Podcast: Money Making Conversations Masterclass
Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities.
<hr>
Purpose of the Interview
The interview is designed to:
<ol>
<li>Educate listeners on why Black-owned banks matter historically and economically.</li>
<li>Explain how technology has transformed banking, making location irrelevant.</li>
<li>Address financial exclusion, particularly reliance on check-cashing services.</li>
<li>Promote financial literacy as the foundation of wealth creation.</li>
<li>Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity.</li>
</ol>
<hr>
Key Themes &amp; Takeaways 1. A Mission Rooted in Black History
<ul>
<li>Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend.</li>
<li>Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank.</li>
<li>Cohee&rsquo;s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated &ldquo;40 acres and a mule&rdquo; outcomes.</li>
</ul>
Takeaway: Economic independence has always been central to Black progress.
<hr>
2. From Brick-and-Mortar to Digital Banking
<ul>
<li>OneUnited originally grew by acquiring small Black-owned banks nationwide.</li>
<li>The bank pivoted early toward technology-driven banking, recognizing that:
<ul>
<li>Customers expect 24/7 access</li>
<li>Physical branches are no longer required</li>
<li>Digital reach enables national&mdash;and global&mdash;impact</li>
</ul>
</li>
</ul>
Key insight: Technology allowed OneUnited to become a national Black bank without national branches.
<hr>
3. Financial Technology Built for Real-Life Problems
Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms.
Examples include:
<ul>
<li>Second-chance checking accounts</li>
<li>Emergency small-dollar loans</li>
<li>Alternative credit criteria</li>
<li>Nationwide surcharge-free ATM access</li>
<li>AI-powered tools that help users understand:
<ul>
<li>Cash flow</li>
<li>Assets vs. liabilities</li>
<li>Net worth (or debt)</li>
<li>Financial decision-making in real time</li>
</ul>
</li>
</ul>
Takeaway: Banking should help people function&mdash;not punish them for past mistakes.
<hr>
4. Financial Literacy Is the Real Wealth Gap
<ul>
<li>Cohee states that 90% of Americans are financially illiterate, largely because:
<ul>
<li>Financial literacy is not taught in K&ndash;12 education</li>
</ul>
</li>
<li>He compares this to not teaching reading&mdash;and then blaming people for illiteracy.</li>
<li>OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts.</li>
</ul>
Key message: Financial literacy, not income alone, determines long-term wealth.
<hr>
5. Ending Dependence on Check-Cashing Services
<ul>
<li>Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods.</li>
<li>OneUnited offers digital check deposits, debit cards, and ATM access&mdash;removing the need for physical branches.</li>
<li>Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com.</li>
</ul>
Takeaway: Lack of access is no longer an excuse&mdash;awareness is the missing link.
<hr>
6. Technology as the New &ldquo;40 Acres&rdquo;
<ul>
<li>Kevin draws a powerful parallel:
<ul>
<li>Land ownership was once the primary source of wealth.</li>
<li>Technology and financial literacy are today&rsquo;s equivalents.</li>
</ul>
</li>
<li>Entrepreneurs no longer need to manufacture products&mdash;branding, distribution, and digital reach are the new leverage.</li>
</ul>
Key insight: Technology levels the playing field&mdash;if people understand how to use it.
<hr>
7. Mandatory Financial Literacy as a Policy Solution
<ul>
<li>Kevin advocates for required financial literacy courses in all U.S. schools.</li>
<li>He cites research showing:
<ul>
<li>One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student.</li>
</ul>
</li>
<li>He frames this as a matter of equity, not preference.</li>
</ul>
Takeaway: Systemic problems require systemic solutions.
<hr>
Notable Quotes
<blockquote>
&ldquo;The concept of a national Black-owned bank goes all the way back to slavery.&rdquo;
</blockquote>
<blockquote>
&ldquo;We&rsquo;re not behind in technology&mdash;we are the party.&rdquo;
</blockquote>
<blockquote>
&ldquo;Ninety percent of Americans are not financially literate.&rdquo;
</blockquote>
<blockquote>
&ldquo;You don&rsquo;t have to go to check cashers and get ripped off.&rdquo;
</blockquote>
<blockquote>
&ldquo;Technology is the new 40 acres.&rdquo;
</blockquote>
<blockquote>
&ldquo;Financial literacy alone can generate over $100,000 in net worth per person.&rdquo;
</blockquote>
<blockquote>
&ldquo;There has never been a better time to build a business than right now.&rdquo;
</blockquote>
<hr>
Overall Impact
This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as:
<ul>
<li>A modern solution to historic exclusion</li>
<li>A technology-first institution built for underserved communities</li>
<li>A catalyst for financial literacy, entrepreneurship, and wealth creation</li>
</ul>
Final message: Access + education + technology can finally close the racial wealth gap&mdash;if people choose to engage.
<hr>
#SHMS #STRAW #BEST

Financial Tip: Discusses Black economic history, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/35713392-39d9-4cb9-b9d4-b454016515b0/transcript

Perseverance: Successful real estate broker overcame drug addict mom, being teenage mom twice and school dropout.

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