Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Kym Whitley who is an HBCU graduate, activist, author, comedienne, and, most importantly — a mother. Kym was born in Cleveland, Ohio, and raised in Khartoum, Sudan (Africa). Her success in Hollywood started as a comedy actress, and now she is a successful stand-up comedian. Kym Whitley is an Emmy-nominated actress, Award-winning podcast host, and stand-up comedian. We will discuss her career outside of acting and the legacy of her good friend David Arnold. The WGA and SAG strike and its impact on her career and others, her popular podcast with daytime talk show host Sherri Shepherd and her headlining stand-up comedy career. 

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Kym Whitley who is an HBCU graduate, activist, author, comedienne, and, most importantly — a mother. Kym was born in Cleveland, Ohio, and raised in Khartoum, Sudan (Africa). Her success in Hollywood started as a comedy actress, and now she is a successful stand-up comedian. Kym Whitley is an Emmy-nominated actress, Award-winning podcast host, and stand-up comedian. We will discuss her career outside of acting and the legacy of her good friend David Arnold. The WGA and SAG strike and its impact on her career and others, her popular podcast with daytime talk show host Sherri Shepherd and her headlining stand-up comedy career.

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!

https://www.moneymakingconversations.com

https://www.youtube.com/MoneyMakingConversations

https://www.facebook.com/MoneyMakingConversations/

https://twitter.com/moneymakingconv

https://www.instagram.com/moneymakingconversations/

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy.&nbsp;Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!

The Steve Harvey Morning Show

Kym Whitley,  An Emmy-Nominated Actress, Award-Winning Podcast Host, Single Mom, and Stand-Up Comedian.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/c167fdd4-6e10-406a-86c9-b07600e5cdf1/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky.

Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:

🎯 Purpose of the Interview

To educate listeners on the growing trend of Accessory Dwelling Units (ADUs), their practical uses, legal considerations, and how platforms like Maxwell help homeowners navigate the process of building or buying tiny homes—especially in light of new options like Amazon’s prefab homes.

🗝️ Key Takeaways


What Are ADUs?
Formerly known as tiny homes or granny flats, ADUs are small, secondary housing units built on residential properties.
They range from 150 to 1200 square feet and serve various purposes: rentals, studios, housing for aging parents, or personal retreats.


Growing Popularity
Driven by housing shortages and affordability issues, especially in states like California.
Governments are easing restrictions to allow more ADUs to be built, including San Diego’s initiative to allow unlimited ADUs if they’re affordable.


Use Cases
Rental income
Housing for retirees or aging parents
Studios (music, yoga), guest houses, or nanny quarters


Amazon’s Entry
Amazon now sells prefab two-story tiny homes under \$50,000.
While appealing, buyers must understand the additional costs and logistics: foundation, utilities, permits, and construction.


Legal & Practical Considerations
ADUs must be permitted and built to code to be safe and legally rentable.
Homeowners should consult their city’s building department before starting.
A certificate of occupancy is required for someone to legally live in the unit.


Maxwell Platform
Offers resources, videos, and guidance for anyone interested in building or buying ADUs.
Helps users find reliable contractors and understand the full scope of building an ADU.


Impact on Property Value
ADUs generally increase property value by adding rentable living space.
They are a viable wealth-building strategy through real estate investment.


Social Impact
ADUs could be a solution to homelessness by providing affordable housing options.
Cities like San Diego are already exploring this potential.

💬 Notable Quotes
“You’re not building a Lego kit here.” — Paul Dashevsky on the complexity of constructing ADUs
“There’s no success without sacrifice.” — Rushion McDonald, echoing the theme of entrepreneurship
“Go down to your building department at your city and ask them what guidelines they have.” — Paul’s advice on starting an ADU project
“If you invest in real estate… that’s a great way to build wealth.” — Paul on the financial benefits of ADUs
“I wish America would look at the possibilities of seeing what ADUs can do for the homeless community.” — Rushion McDonald on the social potential of tiny homes

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky.
Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:
<hr>
🎯 Purpose of the Interview
To educate listeners on the growing trend of Accessory Dwelling Units (ADUs), their practical uses, legal considerations, and how platforms like Maxwell help homeowners navigate the process of building or buying tiny homes&mdash;especially in light of new options like Amazon&rsquo;s prefab homes.
<hr>
🗝️ Key Takeaways
<ol>
<li>
What Are ADUs?
<ul>
<li>Formerly known as tiny homes or granny flats, ADUs are small, secondary housing units built on residential properties.</li>
<li>They range from 150 to 1200 square feet and serve various purposes: rentals, studios, housing for aging parents, or personal retreats.</li>
</ul>
</li>
<li>
Growing Popularity
<ul>
<li>Driven by housing shortages and affordability issues, especially in states like California.</li>
<li>Governments are easing restrictions to allow more ADUs to be built, including San Diego&rsquo;s initiative to allow unlimited ADUs if they&rsquo;re affordable.</li>
</ul>
</li>
<li>
Use Cases
<ul>
<li>Rental income</li>
<li>Housing for retirees or aging parents</li>
<li>Studios (music, yoga), guest houses, or nanny quarters</li>
</ul>
</li>
<li>
Amazon&rsquo;s Entry
<ul>
<li>Amazon now sells prefab two-story tiny homes under \$50,000.</li>
<li>While appealing, buyers must understand the additional costs and logistics: foundation, utilities, permits, and construction.</li>
</ul>
</li>
<li>
Legal &amp; Practical Considerations
<ul>
<li>ADUs must be permitted and built to code to be safe and legally rentable.</li>
<li>Homeowners should consult their city&rsquo;s building department before starting.</li>
<li>A certificate of occupancy is required for someone to legally live in the unit.</li>
</ul>
</li>
<li>
Maxwell Platform
<ul>
<li>Offers resources, videos, and guidance for anyone interested in building or buying ADUs.</li>
<li>Helps users find reliable contractors and understand the full scope of building an ADU.</li>
</ul>
</li>
<li>
Impact on Property Value
<ul>
<li>ADUs generally increase property value by adding rentable living space.</li>
<li>They are a viable wealth-building strategy through real estate investment.</li>
</ul>
</li>
<li>
Social Impact
<ul>
<li>ADUs could be a solution to homelessness by providing affordable housing options.</li>
<li>Cities like San Diego are already exploring this potential.</li>
</ul>
</li>
</ol>
<hr>
💬 Notable Quotes
<ul>
<li>&ldquo;You&rsquo;re not building a Lego kit here.&rdquo; &mdash; Paul Dashevsky on the complexity of constructing ADUs</li>
<li>&ldquo;There&rsquo;s no success without sacrifice.&rdquo; &mdash; Rushion McDonald, echoing the theme of entrepreneurship</li>
<li>&ldquo;Go down to your building department at your city and ask them what guidelines they have.&rdquo; &mdash; Paul&rsquo;s advice on starting an ADU project</li>
<li>&ldquo;If you invest in real estate&hellip; that&rsquo;s a great way to build wealth.&rdquo; &mdash; Paul on the financial benefits of ADUs</li>
<li>&ldquo;I wish America would look at the possibilities of seeing what ADUs can do for the homeless community.&rdquo; &mdash; Rushion McDonald on the social potential of tiny homes</li>
</ul>
<hr>
#SHMS #STRAW #BEST

Financial Tips: Discusses the appeal and additional costs of tiny homes: foundation, utilities, permits, and construction.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/d69fa56c-1283-4199-bd75-b4030168729a/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze.

Founder of R&R Skincare.  

🎯 Purpose of the Interview

The interview aims to:
Highlight Valerie Obaze’s entrepreneurial journey in founding R&R Skincare.
Challenge stereotypes about Africa’s capabilities and resources.
Promote African-made beauty products and their global relevance.
Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage.

🧠 Key Takeaways 1. Breaking African Stereotypes
Valerie and Rushion discuss how Africa is often misrepresented in Western media.
Valerie emphasizes that ignorance is not always malicious, but it’s time to reframe the narrative through firsthand experience and platforms like social media.

“Ignorance doesn’t always have to be an insult. If you don’t know, you just don’t know better.” – Valerie Obaze

2. The Birth of R&R Skincare
Inspired by the birth of her daughter, Valerie sought natural skincare solutions.
She discovered liquid shea oil, which became her first product.
The brand name “R&R” stands for Rebecca Rose (her daughter’s name) and also Rest & Relaxation.

“I wanted to create a product that makes using these raw materials from the continent enjoyable.” – Valerie Obaze

3. From Garage to Global
Valerie started in her mother-in-law’s garage, turning it into a compliant mini factory.
She had no formal business plan, relying on her PR and branding background.
The brand now has three stores: one in Lagos and two in Accra, including one at the airport.

4. Authenticity and African Pride
Valerie insists on maintaining the African identity of her brand.
She uses locally sourced ingredients and ensures cruelty-free testing.
The brand supports women in the supply chain, creating economic opportunities.

“We don’t intend to hide that in any way. We just wanted to make raw materials sexy.” – Valerie Obaze

5. Expansion to the U.S.
Valerie is expanding R&R Skincare to the U.S., leveraging social media, activations, and PR expertise.
Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery.

“We found our tribe over here… and this was the right time to come back to America.” – Valerie Obaze

🧴 Product Highlights
Shea Oil – First product, moisturizing and healing.
Body Butter – Whipped, light, and rich in essential oils.
Liquid Black Soap – Modern take on traditional African cleansing.
Hand Cream – Convenient and portable for dry conditions.

🌍 Big Picture Vision

Valerie’s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies.

“This is just a small representative of the entire continent and what it is capable of.” – Valerie Obaze

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze.
Founder of R&amp;R Skincare.&nbsp;&nbsp;
<hr>
🎯 Purpose of the Interview
The interview aims to:
<ul>
<li>Highlight Valerie Obaze&rsquo;s entrepreneurial journey in founding R&amp;R Skincare.</li>
<li>Challenge stereotypes about Africa&rsquo;s capabilities and resources.</li>
<li>Promote African-made beauty products and their global relevance.</li>
<li>Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage.</li>
</ul>
<hr>
🧠 Key Takeaways 1. Breaking African Stereotypes
<ul>
<li>Valerie and Rushion discuss how Africa is often misrepresented in Western media.</li>
<li>Valerie emphasizes that ignorance is not always malicious, but it&rsquo;s time to reframe the narrative through firsthand experience and platforms like social media.</li>
</ul>
<blockquote>
&ldquo;Ignorance doesn&rsquo;t always have to be an insult. If you don&rsquo;t know, you just don&rsquo;t know better.&rdquo; &ndash; Valerie Obaze
</blockquote>
<hr>
2. The Birth of R&amp;R Skincare
<ul>
<li>Inspired by the birth of her daughter, Valerie sought natural skincare solutions.</li>
<li>She discovered liquid shea oil, which became her first product.</li>
<li>The brand name &ldquo;R&amp;R&rdquo; stands for Rebecca Rose (her daughter&rsquo;s name) and also Rest &amp; Relaxation.</li>
</ul>
<blockquote>
&ldquo;I wanted to create a product that makes using these raw materials from the continent enjoyable.&rdquo; &ndash; Valerie Obaze
</blockquote>
<hr>
3. From Garage to Global
<ul>
<li>Valerie started in her mother-in-law&rsquo;s garage, turning it into a compliant mini factory.</li>
<li>She had no formal business plan, relying on her PR and branding background.</li>
<li>The brand now has three stores: one in Lagos and two in Accra, including one at the airport.</li>
</ul>
<hr>
4. Authenticity and African Pride
<ul>
<li>Valerie insists on maintaining the African identity of her brand.</li>
<li>She uses locally sourced ingredients and ensures cruelty-free testing.</li>
<li>The brand supports women in the supply chain, creating economic opportunities.</li>
</ul>
<blockquote>
&ldquo;We don&rsquo;t intend to hide that in any way. We just wanted to make raw materials sexy.&rdquo; &ndash; Valerie Obaze
</blockquote>
<hr>
5. Expansion to the U.S.
<ul>
<li>Valerie is expanding R&amp;R Skincare to the U.S., leveraging social media, activations, and PR expertise.</li>
<li>Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery.</li>
</ul>
<blockquote>
&ldquo;We found our tribe over here&hellip; and this was the right time to come back to America.&rdquo; &ndash; Valerie Obaze
</blockquote>
<hr>
🧴 Product Highlights
<ul>
<li>Shea Oil &ndash; First product, moisturizing and healing.</li>
<li>Body Butter &ndash; Whipped, light, and rich in essential oils.</li>
<li>Liquid Black Soap &ndash; Modern take on traditional African cleansing.</li>
<li>Hand Cream &ndash; Convenient and portable for dry conditions.</li>
</ul>
<hr>
🌍 Big Picture Vision
Valerie&rsquo;s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies.
<blockquote>
&ldquo;This is just a small representative of the entire continent and what it is capable of.&rdquo; &ndash; Valerie Obaze
</blockquote>
<hr>
#SHMS #STRAW #BEST

Brand Building: Her goal is to grow her African brand globally and showcase the richness of African resources.  

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/7b934824-1261-4ae6-ad08-b4040183e6fc/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.

Purpose of the Interview

The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.

Key Takeaways


Funding Opportunities & Qualifications
Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
Basic qualifications include:

Credit score of 680+
Existing credit lines (at least $10,000)
A clear business mission and low-risk profile.


Avoiding Scams
Beware of unsolicited emails/texts promising easy money.
Do your homework:

Check companies on Better Business Bureau (BBB).
Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).
Never share sensitive information without verifying legitimacy.


Importance of a Business Plan
Funding is not free money—you need a strategic plan.
Katrina calls it a “money mission”: know exactly how funds will be deployed.
Without a plan, money disappears quickly, leading to debt and bad credit.


Family & Friends Lending
Treat personal loans like business loans:

Have written agreements with terms, repayment schedule, and penalties.
Decide upfront if it’s a gift or a loan.


Services Offered by New Day for You Financial
SBA loans, equipment loans, purchase order financing.
Lines of credit and 0% interest credit cards (18–21 months).
Credit card stacking for higher funding amounts.
Credit restoration referrals for those with poor credit.


Success Story
Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes
“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed&nbsp;Katrina Fitten.
<hr>
Purpose of the Interview
The interview aims to educate entrepreneurs&mdash;especially women business owners&mdash;on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten&rsquo;s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
<hr>
Key Takeaways
<ol>
<li>
Funding Opportunities &amp; Qualifications
<ul>
<li>Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.</li>
<li>Basic qualifications include:
<ul>
<li>Credit score of 680+</li>
<li>Existing credit lines (at least $10,000)</li>
<li>A clear business mission and low-risk profile.</li>
</ul>
</li>
</ul>
</li>
<li>
Avoiding Scams
<ul>
<li>Beware of unsolicited emails/texts promising easy money.</li>
<li>Do your homework:
<ul>
<li>Check companies on Better Business Bureau (BBB).</li>
<li>Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).</li>
</ul>
</li>
<li>Never share sensitive information without verifying legitimacy.</li>
</ul>
</li>
<li>
Importance of a Business Plan
<ul>
<li>Funding is not free money&mdash;you need a strategic plan.</li>
<li>Katrina calls it a &ldquo;money mission&rdquo;: know exactly how funds will be deployed.</li>
<li>Without a plan, money disappears quickly, leading to debt and bad credit.</li>
</ul>
</li>
<li>
Family &amp; Friends Lending
<ul>
<li>Treat personal loans like business loans:
<ul>
<li>Have written agreements with terms, repayment schedule, and penalties.</li>
<li>Decide upfront if it&rsquo;s a gift or a loan.</li>
</ul>
</li>
</ul>
</li>
<li>
Services Offered by New Day for You Financial
<ul>
<li>SBA loans, equipment loans, purchase order financing.</li>
<li>Lines of credit and 0% interest credit cards (18&ndash;21 months).</li>
<li>Credit card stacking for higher funding amounts.</li>
<li>Credit restoration referrals for those with poor credit.</li>
</ul>
</li>
<li>
Success Story
<ul>
<li>Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.</li>
</ul>
</li>
</ol>
<hr>
Notable Quotes
<ul>
<li>&ldquo;If you don&rsquo;t have a plan for your money, your money will have a plan&mdash;and you&rsquo;ll look up and it&rsquo;s gone.&rdquo;</li>
<li>&ldquo;We don&rsquo;t want to be out here racking up good debt and then you&rsquo;re not going to be responsible.&rdquo;</li>
<li>&ldquo;You have to vet companies. Go to BBB, Google them, and check their credibility.&rdquo;</li>
<li>&ldquo;If I give you money, I decide&mdash;is it a gift or a loan? There are rules to borrowing money.&rdquo;</li>
<li>&ldquo;We say if you don&rsquo;t get anything, we don&rsquo;t get paid.&rdquo;</li>
</ul>
<hr>
#SHMS #STRAW #BEST

Business Tips:  educates business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. 

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/1b9e0f62-d8fc-4bea-b1a2-b3f400e8450b/transcript

Kym Whitley, An Emmy-Nominated Actress, Award-Winning Podcast Host, Single Mom, and Stand-Up Comedian.

In 2 playlist(s)

Money Making Conversations Master Class

Social links

Follow podcast

Recent clips