Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interview Ashley Joi Boyd. Born and raised in Detroit, Ashley Joi Boyd made a name for herself as a Grammy nominee, music producer, composer (co-writer behind Justin Bieber's hit "Yummy"), and real estate developer. Now, with the release of her book, who can include the title author? Ashley filed for bankruptcy and has returned to financial health, so she wrote a book entitled "Financially Fly: Mastering Money and Wealth for Women.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interview Ashley Joi Boyd. Born and raised in Detroit, Ashley Joi Boyd made a name for herself as a Grammy nominee, music producer, composer (co-writer behind Justin Bieber's hit "Yummy"), and real estate developer. Now, with the release of her book, who can include the title author? Ashley filed for bankruptcy and has returned to financial health, so she wrote a book entitled "Financially Fly: Mastering Money and Wealth for Women.

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!

https://www.moneymakingconversations.com

https://www.youtube.com/MoneyMakingConversations

https://www.facebook.com/MoneyMakingConversations/

https://twitter.com/moneymakingconv

https://www.instagram.com/moneymakingconversations/

Hi, this is Rushion McDonald. Welcome to the podcast world of Money Making Conversations Master Class. I interview profits and nonprofits to learn their "Secrets to Success."  I'm a former IBM Executive with a degree in Mathematics. I started my entrepreneurial career as a stand-up comic, then became a sitcom writer, award-winning baker, social media influencer, award-winning television Executive Producer, and brand architect for super-successful celebrities and products. Money Making Conversations Master Class interviews a diverse group of celebrities, entrepreneurs, and influencers in the financial and business community with their advice and tips so you can be successful, too. It's time to stop reading other people's success stories and start building your own. People always talk about their purpose or gifts. If you have a gift, Lead with your Gift, and don't let your friends, family, or co-workers stop you from planning or living your dream. Keep Winning!
https://www.moneymakingconversations.com
https://www.youtube.com/MoneyMakingConversations
https://www.facebook.com/MoneyMakingConversations/
https://twitter.com/moneymakingconv
https://www.instagram.com/moneymakingconversations/

Money Making Conversations Master Class

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!

Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.

Join millions who tune in every day, and make Steve and the crew part of your morning routine!

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy.&nbsp;Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!

The Steve Harvey Morning Show

Overcoming bankruptcy, Grammy nominee Ashley Joi Boyd tells her story, "Financially Fly: Mastering Money and Wealth for Women."

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/cab77ad4-c4e1-4583-a87d-b101015ad678/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cedric Walker.

Interview Purpose

The purpose of this interview is to highlight visionary entrepreneurship, cultural ownership, and perseverance, using Cedric Walker’s founding of Universoul Circus as a case study in building a purpose‑driven business that uplifts community while achieving long‑term success.

The conversation emphasizes how research, resilience, cultural authenticity, and belief in a vision can overcome skepticism and systemic barriers. It also positions Universoul Circus as more than entertainment—it is a multigenerational cultural institution rooted in Black excellence, inclusion, and family unity.

Major Themes & Key Takeaways 1. Vision Comes Before Validation

Cedric Walker shares that the vision for Universoul Circus came in the early 1990s, long before there was widespread belief that a Black‑owned circus centered on performers of color could succeed. Despite strong skepticism from both Black and white investors, Walker trusted the research, the cultural need, and his instinct.

Key takeaway: Vision must lead—even when validation comes much later.

2. Research Turns Ideas Into Reality

Walker did not rely on inspiration alone. He immersed himself in research, studying Black entertainment history, circus traditions, and global performance art. This foundation allowed him to confidently build a unique, sustainable model rather than copying existing formats.

Key takeaway: Preparation and research are critical when challenging industry norms.

3. Cultural Authenticity Is a Competitive Advantage

Universoul Circus was created to be authentically Black, not as a niche product, but as a universal experience rooted in joy, music, athleticism, and storytelling. Walker emphasizes that authenticity—not adaptation—is what attracts diverse audiences.

Key takeaway: When you are fully yourself, your work transcends culture and geography.

4. Family‑Centered Entertainment Fills a Real Need

A defining goal of Universoul Circus is to create an experience where multiple generations can sit together and all feel seen, engaged, and celebrated. Walker intentionally designed the show so grandparents, parents, and children could enjoy the same experience simultaneously.

Key takeaway: Businesses that bring families together create lasting emotional value.

5. Evolution Without Losing Identity

Over time, Universoul Circus evolved—from including animals to becoming a modern, high‑energy, animal‑free production—adapting to changing laws, audience preferences, and cultural shifts. However, Walker notes that the soul of the circus never changed.

Key takeaway: Successful brands evolve operationally without abandoning their purpose.

6. Global Talent, Long‑Term Investment

Walker details how Universoul Circus sources talent from around the world, including Ethiopia, Cuba, China, and the Caribbean. Performers often undergo years of training and development before appearing in the show, reinforcing Universoul’s commitment to excellence and safety.

Key takeaway: Excellence requires patience, investment, and a long‑term mindset.

7. Representation Changes Perception

Universoul Circus intentionally showcases elite Black performers in spaces where they were historically unseen or undervalued. Walker explains that representation is not symbolic—it reshapes belief and possibility for both audiences and performers.

Key takeaway: Representation is not aesthetic; it is transformative.

8. Perseverance Creates Legacy

Celebrating over 30 years of operation, Universoul Circus stands as proof that staying committed to purpose through adversity leads to longevity. Walker sees the circus as a living legacy and a foundation for future cultural innovation.

Key takeaway: Longevity is built by staying the course when others doubt the destination.

Notable Quotes

“Vision comes to you like that—you have to trust it.”

“Nobody believed it would work, but I felt it in my gut and in my research.”

“Our goal was to stay authentically Black—that’s what transcends culture.”

“We wanted something where a grandmother, a father, and a child could all enjoy the same show.”

“Nothing you see is by chance. Everything has meaning.”

“We invested years into these performers before they ever hit our stage.”

“This is more than a circus—it’s a family reunion under the big top.”

Overall Message

Cedric Walker’s interview is a masterclass in cultural entrepreneurship. It demonstrates how creativity, courage, and conviction can transform an idea into an enduring institution. His journey with Universoul Circus reinforces that purpose, preparation, and persistence are the true drivers of success—especially when building something that challenges expectations.

The conversation ultimately affirms that when a business is rooted in authenticity and community, it can achieve both economic sustainability and cultural impact.

#SHMS #BEST #STRAW

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cedric Walker.
Interview Purpose
The purpose of this interview is to highlight visionary entrepreneurship, cultural ownership, and perseverance, using Cedric Walker&rsquo;s founding of Universoul Circus as a case study in building a purpose‑driven business that uplifts community while achieving long‑term success.
The conversation emphasizes how research, resilience, cultural authenticity, and belief in a vision can overcome skepticism and systemic barriers. It also positions Universoul Circus as more than entertainment&mdash;it is a multigenerational cultural institution rooted in Black excellence, inclusion, and family unity.
<hr>
Major Themes &amp; Key Takeaways 1. Vision Comes Before Validation
Cedric Walker shares that the vision for Universoul Circus came in the early 1990s, long before there was widespread belief that a Black‑owned circus centered on performers of color could succeed. Despite strong skepticism from both Black and white investors, Walker trusted the research, the cultural need, and his instinct.
Key takeaway: Vision must lead&mdash;even when validation comes much later.
<hr>
2. Research Turns Ideas Into Reality
Walker did not rely on inspiration alone. He immersed himself in research, studying Black entertainment history, circus traditions, and global performance art. This foundation allowed him to confidently build a unique, sustainable model rather than copying existing formats.
Key takeaway: Preparation and research are critical when challenging industry norms.
<hr>
3. Cultural Authenticity Is a Competitive Advantage
Universoul Circus was created to be authentically Black, not as a niche product, but as a universal experience rooted in joy, music, athleticism, and storytelling. Walker emphasizes that authenticity&mdash;not adaptation&mdash;is what attracts diverse audiences.
Key takeaway: When you are fully yourself, your work transcends culture and geography.
<hr>
4. Family‑Centered Entertainment Fills a Real Need
A defining goal of Universoul Circus is to create an experience where multiple generations can sit together and all feel seen, engaged, and celebrated. Walker intentionally designed the show so grandparents, parents, and children could enjoy the same experience simultaneously.
Key takeaway: Businesses that bring families together create lasting emotional value.
<hr>
5. Evolution Without Losing Identity
Over time, Universoul Circus evolved&mdash;from including animals to becoming a modern, high‑energy, animal‑free production&mdash;adapting to changing laws, audience preferences, and cultural shifts. However, Walker notes that the soul of the circus never changed.
Key takeaway: Successful brands evolve operationally without abandoning their purpose.
<hr>
6. Global Talent, Long‑Term Investment
Walker details how Universoul Circus sources talent from around the world, including Ethiopia, Cuba, China, and the Caribbean. Performers often undergo years of training and development before appearing in the show, reinforcing Universoul&rsquo;s commitment to excellence and safety.
Key takeaway: Excellence requires patience, investment, and a long‑term mindset.
<hr>
7. Representation Changes Perception
Universoul Circus intentionally showcases elite Black performers in spaces where they were historically unseen or undervalued. Walker explains that representation is not symbolic&mdash;it reshapes belief and possibility for both audiences and performers.
Key takeaway: Representation is not aesthetic; it is transformative.
<hr>
8. Perseverance Creates Legacy
Celebrating over 30 years of operation, Universoul Circus stands as proof that staying committed to purpose through adversity leads to longevity. Walker sees the circus as a living legacy and a foundation for future cultural innovation.
Key takeaway: Longevity is built by staying the course when others doubt the destination.
<hr>
Notable Quotes
<blockquote>
&ldquo;Vision comes to you like that&mdash;you have to trust it.&rdquo;
</blockquote>
<blockquote>
&ldquo;Nobody believed it would work, but I felt it in my gut and in my research.&rdquo;
</blockquote>
<blockquote>
&ldquo;Our goal was to stay authentically Black&mdash;that&rsquo;s what transcends culture.&rdquo;
</blockquote>
<blockquote>
&ldquo;We wanted something where a grandmother, a father, and a child could all enjoy the same show.&rdquo;
</blockquote>
<blockquote>
&ldquo;Nothing you see is by chance. Everything has meaning.&rdquo;
</blockquote>
<blockquote>
&ldquo;We invested years into these performers before they ever hit our stage.&rdquo;
</blockquote>
<blockquote>
&ldquo;This is more than a circus&mdash;it&rsquo;s a family reunion under the big top.&rdquo;
</blockquote>
<hr>
Overall Message
Cedric Walker&rsquo;s interview is a masterclass in cultural entrepreneurship. It demonstrates how creativity, courage, and conviction can transform an idea into an enduring institution. His journey with Universoul Circus reinforces that purpose, preparation, and persistence are the true drivers of success&mdash;especially when building something that challenges expectations.
The conversation ultimately affirms that when a business is rooted in authenticity and community, it can achieve both economic sustainability and cultural impact.
#SHMS #BEST #STRAW

Overcoming the Odds:  Friends and strangers told visionary entrepreneurship Universoul Circus would bankrupt him.  

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/c2027a47-a84a-4330-a768-b42601621dae/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith.

Interview Purpose

The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change.

This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking.

Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy

Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career.

Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity.

2. Turning Fear into Fuel

Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus.

Key takeaway: Fear is inevitable; how you respond to it determines longevity and success.

3. Competition Is Not the Enemy

Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character.

Key takeaway: Competition strengthens discipline and reveals accountability.

4. Financial Literacy and Lifestyle Discipline

Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs:
Lifestyle inflation
Supporting others without boundaries
Delegating financial decisions without understanding them
Trying to maintain an image instead of sustainability

Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning.

Key takeaway: Financial success is not about income—it’s about control, habits, and awareness.

5. Mentorship and Environment Matter

Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership.

Key takeaway: Proximity shapes thinking; environment influences outcomes.

6. Preparing for Life After the Dream

Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports.

Key takeaway: The end of one dream can be the beginning of a larger purpose.

7. Athletes and Entrepreneurs Face the Same Reality

Smith draws a direct parallel between:
Athletes competing yearly with no guarantees
Entrepreneurs running businesses without security or routine

Both require maximum effort, preparation beyond the clock, and resilience.

Key takeaway: There is no 40‑hour workweek when you are building something of your own.

Notable Quotes

“I turned my fear into fire.”

“There are no guarantees—every year is a one‑year deal.”

“I treated every season like it was my last.”

“You don’t want to owe. You want to own.”

“Don’t be scared of competition.”

“The gain outweighs the strain.”

“Prepare so that if it ends tomorrow, you’re still standing.”

Overall Message

Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making.

His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones.

#SHMS #BEST #STRAW

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith.
Interview Purpose
The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith&rsquo;s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change.
This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking.
<hr>
Major Themes &amp; Key Takeaways 1. Education as a Safety Net and Strategy
Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security&mdash;both mentally and financially&mdash;throughout his career.
Key takeaway: Always secure something tangible before going &ldquo;all in&rdquo; on an uncertain opportunity.
<hr>
2. Turning Fear into Fuel
Smith openly discusses fear&mdash;fear of being cut, fear of competition, fear of uncertainty&mdash;and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus.
Key takeaway: Fear is inevitable; how you respond to it determines longevity and success.
<hr>
3. Competition Is Not the Enemy
Competition played a central role in Smith&rsquo;s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character.
Key takeaway: Competition strengthens discipline and reveals accountability.
<hr>
4. Financial Literacy and Lifestyle Discipline
Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs:
<ul>
<li>Lifestyle inflation</li>
<li>Supporting others without boundaries</li>
<li>Delegating financial decisions without understanding them</li>
<li>Trying to maintain an image instead of sustainability</li>
</ul>
Smith&rsquo;s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing&mdash;not just earning.
Key takeaway: Financial success is not about income&mdash;it&rsquo;s about control, habits, and awareness.
<hr>
5. Mentorship and Environment Matter
Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership.
Key takeaway: Proximity shapes thinking; environment influences outcomes.
<hr>
6. Preparing for Life After the Dream
Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports.
Key takeaway: The end of one dream can be the beginning of a larger purpose.
<hr>
7. Athletes and Entrepreneurs Face the Same Reality
Smith draws a direct parallel between:
<ul>
<li>Athletes competing yearly with no guarantees</li>
<li>Entrepreneurs running businesses without security or routine</li>
</ul>
Both require maximum effort, preparation beyond the clock, and resilience.
Key takeaway: There is no 40‑hour workweek when you are building something of your own.
<hr>
Notable Quotes
<blockquote>
&ldquo;I turned my fear into fire.&rdquo;
</blockquote>
<blockquote>
&ldquo;There are no guarantees&mdash;every year is a one‑year deal.&rdquo;
</blockquote>
<blockquote>
&ldquo;I treated every season like it was my last.&rdquo;
</blockquote>
<blockquote>
&ldquo;You don&rsquo;t want to owe. You want to own.&rdquo;
</blockquote>
<blockquote>
&ldquo;Don&rsquo;t be scared of competition.&rdquo;
</blockquote>
<blockquote>
&ldquo;The gain outweighs the strain.&rdquo;
</blockquote>
<blockquote>
&ldquo;Prepare so that if it ends tomorrow, you&rsquo;re still standing.&rdquo;
</blockquote>
<hr>
Overall Message
Al Smith&rsquo;s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making.
His story reinforces that dreams evolve&mdash;but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones.
#SHMS #BEST #STRAW

Financial Tips: Former NFL player discusses financial literacy and lifestyle discipline faced by professional athletes that can apply to entrepreneurs.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/71ba3b5f-ac2c-4e61-b3db-b426015d1b76/transcript

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut.

Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry.

Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making.

The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations.

Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access.

Purpose of the Interview

The interview’s purpose is to:

1. Introduce Brett Chestnut as a trusted financial leader

Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited.

2. Educate listeners on financial empowerment

Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline.

3. Highlight Northwestern Mutual’s diversity initiatives

Brett explains how the company is intentionally investing in diverse advisors and underserved markets.

4. Inspire career‑based and financial self‑reflection

He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals.

5. Promote mentorship and community uplift

Both Brett and Rushion stress the transformative power of mentorship and generational investment.

Key Takeaways

1. Financial empowerment starts with awareness

Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize.

2. You must “choose your hard”

Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas.

3. Wealth building is emotional as much as logical

Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities.

4. Don’t skip steps (especially with investing and crypto)

Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions.

5. Mentorship works only with real relationship

True mentorship requires understanding someone’s full life story, not just giving advice.

6. Representation matters in financial services

Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.

7. Closing the wealth gap requires generational strategy

One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward.

8. Brett sees his work as multiplying impact

By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift.

Notable Quotes 

On financial empowerment
“I want people to dream again. We’re not dreaming no more—we’re living because of obligation.”
“When we’re born we look like our parents, but when we die, we look like our decisions.”

On career purpose
“I help people who are successful but career‑disturbed. They want more.”

On money habits
“Look at your last three months of spending. Your money tells you what your real priorities are.”

On investing and crypto
“People want to skip steps… going from no savings straight to crypto.”
“If you don’t understand it, maybe it’s not time for you to invest in it.”

On mentorship
“To give someone feedback without relationship is harassment.”
“Let me hear your story… mentorship starts with knowing the inner person.”

On diversity and empowerment
“Their growth strategy is diversity… whole markets haven’t even been called on yet.”

On community and identity
“We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.”

On wealth-building reality
“You have to choose your hard. Hard now or hard later.”

#SHMS #STRAW #BEST

Listen and subscribe to Money Making Conversations on <a href="https://www.iheart.com/podcast/1119-money-making-conversation-28341098/" data-auth="NotApplicable" data-linkindex="0">iHeartRadio</a>,&nbsp;<a href="https://podcasts.apple.com/us/podcast/money-making-conversations-master-class/id1264705641" data-auth="NotApplicable" data-linkindex="1">Apple Podcasts</a>,&nbsp;<a href="https://open.spotify.com/show/3ABAQdTXqAnhGwxrsjFa5y" data-auth="NotApplicable" data-linkindex="2">Spotify</a>, <a href="http://www.moneymakingconversations.com/subscribe/">www.moneymakingconversations.com/subscribe/</a> or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.&nbsp; I want to alert you, so you don&rsquo;t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.&nbsp; Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut.
Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett&rsquo;s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry.
Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream&mdash;not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making.
The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations.
Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access.
<hr>
Purpose of the Interview
The interview&rsquo;s purpose is to:
1. Introduce Brett Chestnut as a trusted financial leader
Rushion aims to elevate Brett&rsquo;s visibility as a Black managing director in financial services&mdash;an industry where representation has traditionally been limited.
2. Educate listeners on financial empowerment
Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline.
3. Highlight Northwestern Mutual&rsquo;s diversity initiatives
Brett explains how the company is intentionally investing in diverse advisors and underserved markets.
4. Inspire career‑based and financial self‑reflection
He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals.
5. Promote mentorship and community uplift
Both Brett and Rushion stress the transformative power of mentorship and generational investment.
<hr>
Key Takeaways
1. Financial empowerment starts with awareness
Brett urges everyone to analyze their last 2&ndash;3 months of spending to understand what their habits really prioritize.
2. You must &ldquo;choose your hard&rdquo;
Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas.
3. Wealth building is emotional as much as logical
Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically&mdash;especially women and diverse communities.
4. Don&rsquo;t skip steps (especially with investing and crypto)
Many want to &ldquo;get rich fast,&rdquo; but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions.
5. Mentorship works only with real relationship
True mentorship requires understanding someone&rsquo;s full life story, not just giving advice.
6. Representation matters in financial services
Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.
7. Closing the wealth gap requires generational strategy
One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward.
8. Brett sees his work as multiplying impact
By developing new advisors and helping create &ldquo;15 millionaires,&rdquo; he hopes to create compounding community uplift.
<hr>
Notable Quotes&nbsp;
On financial empowerment
<ul>
<li>&ldquo;I want people to dream again. We&rsquo;re not dreaming no more&mdash;we&rsquo;re living because of obligation.&rdquo;</li>
<li>&ldquo;When we&rsquo;re born we look like our parents, but when we die, we look like our decisions.&rdquo;</li>
</ul>
On career purpose
<ul>
<li>&ldquo;I help people who are successful but career‑disturbed. They want more.&rdquo;</li>
</ul>
On money habits
<ul>
<li>&ldquo;Look at your last three months of spending. Your money tells you what your real priorities are.&rdquo;</li>
</ul>
On investing and crypto
<ul>
<li>&ldquo;People want to skip steps&hellip; going from no savings straight to crypto.&rdquo;</li>
<li>&ldquo;If you don&rsquo;t understand it, maybe it&rsquo;s not time for you to invest in it.&rdquo;</li>
</ul>
On mentorship
<ul>
<li>&ldquo;To give someone feedback without relationship is harassment.&rdquo;</li>
<li>&ldquo;Let me hear your story&hellip; mentorship starts with knowing the inner person.&rdquo;</li>
</ul>
On diversity and empowerment
<ul>
<li>&ldquo;Their growth strategy is diversity&hellip; whole markets haven&rsquo;t even been called on yet.&rdquo;</li>
</ul>
On community and identity
<ul>
<li>&ldquo;We&rsquo;re special&hellip; if we regain that confidence and approach the marketplace with courage, everything changes.&rdquo;</li>
</ul>
On wealth-building reality
<ul>
<li>&ldquo;You have to choose your hard. Hard now or hard later.&rdquo;</li>
</ul>
<hr>
#SHMS #STRAW #BEST

Uplift: Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/1be03db4-1e4e-4a5a-965c-b417016fdd90/transcript

Overcoming bankruptcy, Grammy nominee Ashley Joi Boyd tells her story, "Financially Fly: Mastering Money and Wealth for Women."

In 2 playlist(s)

Money Making Conversations Master Class

Social links

Follow podcast

Recent clips