Using salary guides & public sector disparity

The impact on workplace dynamics

Downsides of transparency

Job interviews to check “market rate”

Is sharing your salary against rules

Negotiating a pay raise

Track your monthly career milestones

Would you reveal your salary to your colleagues? What to do if you are underpaid?

In this episode, ST’s own manpower correspondent Sharon Salim talks about navigating conversations around salary transparency and how being too transparent can affect workplace dynamics.

Hosts Kai Wen and Sue-Ann discuss transparency being crucial to benchmarking against peers in the same industry, and whether firms discourage employees from salary transparency to maintain an advantage in salary negotiations.

Highlights (click/tap above):

0:00: Intro

3:55 Utilising salary guides & public sector disparity

7:58 The impact on workplace dynamics

11:52 Downsides of transparency

15:34 Job interviews to check “market rate”

19:59 Is sharing your salary against rules

23:29 Negotiating a pay raise

27:42 Track your monthly career milestones

Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Hosts: See Kai Wen (seekw@sph.com.sg) and Sue-Ann Tan (suetan@sph.com.sg)

Produced & edited by: Eden Soh, Fa’izah Sani and Amirul Karim

Executive producer: Elizabeth Law

Follow the Headstart On Record Podcast here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Would you reveal your salary to your colleagues? What to do if you are underpaid?
In this episode, ST&rsquo;s own manpower correspondent Sharon Salim talks about navigating conversations around salary transparency and how being too transparent can affect workplace dynamics.
Hosts Kai Wen and Sue-Ann discuss transparency being crucial to benchmarking against peers in the same industry, and whether firms discourage employees from salary transparency to maintain an advantage in salary negotiations.
Highlights (click/tap above):
0:00: Intro
3:55 Utilising salary guides &amp; public sector disparity
7:58 The impact on workplace dynamics
11:52 Downsides of transparency
15:34 Job interviews to check &ldquo;market rate&rdquo;
19:59 Is sharing your salary against rules
23:29 Negotiating a pay raise
27:42 Track your monthly career milestones
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Hosts: See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>) and Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>)
Produced &amp; edited by: Eden Soh, Fa&rsquo;izah Sani and Amirul Karim
Executive producer: Elizabeth Law
Follow the Headstart On Record Podcast here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel: <a href="https://str.sg/wvz7">https://str.sg/wvz7</a>
Get more updates: <a href="http://str.sg/stpodcasts">http://str.sg/stpodcasts</a>
Watch Headstart On Record Podcast on YouTube: <a href="https://str.sg/3psqrx">https://str.sg/3psqrx</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Pay transparency: what to do after finding out a colleague’s salary is higher than yours

How would pay affect the friend group?

People pleasing vs guarding your own finances

Money talk when travelling with friends

Can owing money break a friendship

Taking emotions out of the equation

Expensive weddings and angpao

How to approach the money convo

Talking to friends about money can be sensitive, here’s how to navigate it. 

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together. 

But how can we talk openly about money without breaking friendships?

In this episode, ST business correspondent Sue-Ann Tan and See Kai Wen talk about how to navigate this issue. 

Their guest is Vivienne Ong from MoneyOwl. 

Highlights (click/tap above):

1:49 How will it affect the friend group if everyone knows each other’s pay? 

7:43 People pleasing vs guarding your own finances 

10:56 Money talk when travelling with friends 

18:00 Can owing money break a friendship 

23:29 Taking emotions out of the equation  

24:50 Expensive weddings and hongbao 

29:26 How to approach the money convo

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ

Hosts: Sue-Ann Tan (suetan@sph.com.sg) and See Kai Wen (seekw@sph.com.sg)

Produced & edited by: Amirul Karim and Natasha Liew

Executive producers: Elizabeth Law

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Talking to friends about money can be sensitive, here&rsquo;s how to navigate it.&nbsp;
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together.&nbsp;
But how can we talk openly about money without breaking friendships?
In this episode, ST business correspondent Sue-Ann Tan and See Kai Wen talk about how to navigate this issue.&nbsp;
Their guest is Vivienne Ong from MoneyOwl.&nbsp;
Highlights (click/tap above):
1:49 How will it affect the friend group if everyone knows each other&rsquo;s pay?&nbsp;
7:43 People pleasing vs guarding your own finances&nbsp;
10:56 Money talk when travelling with friends&nbsp;
18:00 Can owing money break a friendship&nbsp;
23:29 Taking emotions out of the equation&nbsp;&nbsp;
24:50 Expensive weddings and hongbao&nbsp;
29:26 How to approach the money convo
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Hosts: Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>) and See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim and Natasha Liew
Executive producers: Elizabeth Law
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel: <a href="https://str.sg/wvz7">https://str.sg/wvz7</a>
Get more updates: <a href="http://str.sg/stpodcasts">http://str.sg/stpodcasts</a>
Watch Headstart On Record Podcast on YouTube: <a href="https://str.sg/3psqrx">https://str.sg/3psqrx</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Invest in stocks and ETFs because your friend says so? Why friends and finances don’t always mix

Job hopping: Is it a bad thing?

Is a minimum time required to stay at a job?

Rage quitting

Is company loyalty worth anything?

Push factors at work

The urge to quit: a phase or deeper problem?

Advice for those thinking of changing careers

Job hopping: Career suicide or a way to learn what works for you?

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

In this episode, Annabel Lim, Business & Reputation Director at communications firm We. Communications shares how she built her career by cycling through 7 full-time jobs.

She talks about how each change gave her a different perspective or skill that cumulated in her current role, and why “job-hopping” isn't necessarily a red flag in CVs. 

Hosts Kai Wen and Sue-Ann, who have worked in two jobs and one job respectively, also discussed how long a person should hold their job before making a switch and how to tell when a role no longer works for you.

Highlights (click/tap above):

0:00 Job hopping: Is it a bad thing?

6:56 Is there a minimum time one has to stay at a job?

9:45 Rage quitting

13:28 Is company loyalty worth anything?

20:40 Push factors at work

29:52 The urge to quit: just a phase or deeper problem?

34:31 Advice for those thinking of changing careers

Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Hosts: See Kai Wen (seekw@sph.com.sg) and Sue-Ann Tan (suetan@sph.com.sg)

Produced & edited by: Amirul Karim and Natasha Liew

Executive producers: Elizabeth Law

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Job hopping: Career suicide or a way to learn what works for you?
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
In this episode, Annabel Lim, Business &amp; Reputation Director at communications firm We. Communications shares how she built her career by cycling through 7 full-time jobs.
She talks about how each change gave her a different perspective or skill that cumulated in her current role, and why &ldquo;job-hopping&rdquo; isn't necessarily a red flag in CVs.&nbsp;
Hosts Kai Wen and Sue-Ann, who have worked in two jobs and one job respectively, also discussed how long a person should hold their job before making a switch and how to tell when a role no longer works for you.
Highlights (click/tap above):
0:00 Job hopping: Is it a bad thing?
6:56 Is there a minimum time one has to stay at a job?
9:45 Rage quitting
13:28 Is company loyalty worth anything?
20:40 Push factors at work
29:52 The urge to quit: just a phase or deeper problem?
34:31 Advice for those thinking of changing careers
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Hosts: See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>) and Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim and Natasha Liew
Executive producers: Elizabeth Law
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel: <a href="https://str.sg/wvz7">https://str.sg/wvz7</a>
Get more updates: <a href="http://str.sg/stpodcasts">http://str.sg/stpodcasts</a>
Watch Headstart On Record Podcast on YouTube: <a href="https://str.sg/3psqrx">https://str.sg/3psqrx</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

7 jobs in 14 years: A comms director explains why job hopping isn't always bad

Why did the market dip in June?

To be or not to be Warren Buffett? 

Can you actually time the market?

ETFs vs stocks

Are market swings bigger now than before?

The gurus’ investing strategies

SpaceX and hype investing

Does buy low, sell high work in today’s volatile market?

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Everybody wants to be a Warren Buffett - to buy when the market dips and sell when it soars again. 

But is this a good investment strategy for everyone?

In this episode, ST business correspondent Sue-Ann Tan looks at whether to go all in when the market dips. 

Her guests are Arpit Agal from Syfe and Chua Inn Chong from PhillipCapital. 

Highlights (click/tap above):

1:20 Why did the market dip in June?  

2:49 To be or not to be Warren Buffett? 

4:33 Can you actually time the market? 

13:55 ETFs vs stocks 

16:00 Are market swings bigger now than before? 

18:00 The gurus’ investing strategies 

21:25 SpaceX and hype investing

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Host: Sue-Ann Tan (suetan@sph.com.sg)

Produced & edited by: Amirul Karim

Executive producers: Elizabeth Law and Joanna Seow

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Does buy low, sell high work in today&rsquo;s volatile market?
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Everybody wants to be a Warren Buffett - to buy when the market dips and sell when it soars again.&nbsp;
But is this a good investment strategy for everyone?
In this episode, ST business correspondent Sue-Ann Tan looks at whether to go all in when the market dips.&nbsp;
Her guests are Arpit Agal from Syfe and Chua Inn Chong from PhillipCapital.&nbsp;
Highlights (click/tap above):
1:20 Why did the market dip in June?&nbsp;&nbsp;
2:49 To be or not to be Warren Buffett?&nbsp;
4:33 Can you actually time the market?&nbsp;
13:55 ETFs vs stocks&nbsp;
16:00 Are market swings bigger now than before?&nbsp;
18:00 The gurus&rsquo; investing strategies&nbsp;
21:25 SpaceX and hype investing
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Host: Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim
Executive producers: Elizabeth Law and Joanna Seow
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel:<a href="https://str.sg/wvz7"> https://str.sg/wvz7</a>
Get more updates:<a href="http://str.sg/stpodcasts"> http://str.sg/stpodcasts</a>
Watch Headstart On Record Podcast on YouTube:&nbsp;<a href="https://str.sg/3psqrx">https://str.sg/3psqrx</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Investing amid volatility: is it all about managing emotions and impulses?

Are Singaporeans too uptight to be funny?

Why we need to learn how to fail

Comedy is truth and pain wrapped nicely

Using humour to ease tension at work meetups

How to find your inner clown and humour

Adopting a “Clown Mentality”

Shanice’s overseas clown performance work

Are Singaporeans too rigid to be funny? How to take ourselves less seriously to overcome stress.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

In this episode, theatrical clown and actor Shanice Stanislaus shares with host See Kai Wen about how thinking and acting like a clown can help navigate high-pressure environments.

The “Clown Mentality” includes having the audacity to dream and try, never afraid of failing and finding ways to add whimsy into your life. We all have a little clown in our pockets.

Shanice also speaks about her journey as one of the only few professional clowns in Singapore, her award-winning clown shows, and how she helps Singaporeans find their “funny” in her workshops. 

Highlights (click/tap above):

0:00 What is clowning?

02:58 Are Singaporeans too uptight to be funny?

07:11 Why we need to learn how to fail

10:51 Comedy is truth and pain wrapped nicely

15:33 Using humour to break the ice in work situations

21:55 How to find your inner clown and humour

25:47 Adopting a “Clown Mentality”

27:51 Shanice’s experience performing as a clown overseas

Follow See Kai Wen on LinkedIn:https://str.sg/qfwqQ

Host: See Kai Wen (seekw@sph.com.sg)

Produced & edited by: Amirul Karim

Executive producers: Elizabeth Law and Joanna Seow

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

The Usual Place Podcast YouTube:https://str.sg/theusualplacepodcast

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Are Singaporeans too rigid to be funny? How to take ourselves less seriously to overcome stress.
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
In this episode, theatrical clown and actor Shanice Stanislaus shares with host See Kai Wen about how thinking and acting like a clown can help navigate high-pressure environments.
The &ldquo;Clown Mentality&rdquo; includes having the audacity to dream and try, never afraid of failing and finding ways to add whimsy into your life. We all have a little clown in our pockets.
Shanice also speaks about her journey as one of the only few professional clowns in Singapore, her award-winning clown shows, and how she helps Singaporeans find their &ldquo;funny&rdquo; in her workshops.&nbsp;
Highlights (click/tap above):
0:00 What is clowning?
02:58 Are Singaporeans too uptight to be funny?
07:11 Why we need to learn how to fail
10:51 Comedy is truth and pain wrapped nicely
15:33 Using humour to break the ice in work situations
21:55 How to find your inner clown and humour
25:47 Adopting a &ldquo;Clown Mentality&rdquo;
27:51 Shanice&rsquo;s experience performing as a clown overseas
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Host: See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim
Executive producers: Elizabeth Law and Joanna Seow
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel:<a href="https://str.sg/wvz7"> https://str.sg/wvz7</a>
Get more updates:<a href="http://str.sg/stpodcasts"> http://str.sg/stpodcasts</a>
The Usual Place Podcast YouTube:<a href="https://str.sg/4Vwsa"> </a><a href="https://str.sg/theusualplacepodcast">https://str.sg/theusualplacepodcast</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

‘Comedy equals truth and pain’: a clown on taking life less seriously

Tech is still an integral investment theme

What is the AI bubble

Should you still buy the MAG7

How to fit tech into your portfolio

SGX or Nasdaq or some other market entirely

What is dollar-cost averaging?

Different ways to diversify your portfolio

Tech still holds long-term promise but choose companies carefully based on their fundamentals.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Talk of an AI bubble has been brewing for some time, with many asking when it will burst. 

But young investors still want to get in on the tech wave and buy into a sector that has great growth potential.

In this episode, ST business correspondent Sue-Ann Tan looks at which tech stocks show promise in a mature AI era.

Her guests are DBS Bank head of equity and fixed income Subhra Chatterjee and StashAway head of investment advisory Mark Yeo.

Highlights (click/tap above):

3:00 Tech is still an integral investment theme  

6:00 What is the AI bubble

12:00 Should you still buy the MAG7

17:00 How to fit tech into your portfolio

21:00 SGX or Nasdaq or some other market entirely

31:00 What is dollar-cost averaging?

34:00 Different ways to diversify your portfolio

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Host: Sue-Ann Tan (suetan@sph.com.sg)

Produced & edited by: Amirul Karim

Executive producers: Elizabeth Law and Joanna Seow

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

The Usual Place Podcast YouTube:https://str.sg/theusualplacepodcast

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Tech still holds long-term promise but choose companies carefully based on their fundamentals.
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Talk of an AI bubble has been brewing for some time, with many asking when it will burst.&nbsp;
But young investors still want to get in on the tech wave and buy into a sector that has great growth potential.
In this episode, ST business correspondent Sue-Ann Tan looks at which tech stocks show promise in a mature AI era.
Her guests are DBS Bank head of equity and fixed income Subhra Chatterjee and StashAway head of investment advisory Mark Yeo.
Highlights (click/tap above):
3:00 Tech is still an integral investment theme&nbsp;&nbsp;
6:00 What is the AI bubble
12:00 Should you still buy the MAG7
17:00 How to fit tech into your portfolio
21:00 SGX or Nasdaq or some other market entirely
31:00 What is dollar-cost averaging?
34:00 Different ways to diversify your portfolio
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Host: Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim
Executive producers: Elizabeth Law and Joanna Seow
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel:<a href="https://str.sg/wvz7"> https://str.sg/wvz7</a>
Get more updates:<a href="http://str.sg/stpodcasts"> http://str.sg/stpodcasts</a>
The Usual Place Podcast YouTube:<a href="https://str.sg/4Vwsa"> </a><a href="https://str.sg/theusualplacepodcast">https://str.sg/theusualplacepodcast</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Will the AI bubble burst? We break down if tech is still worth investing in

Introduction to the “Act As If” theory

Psychology behind being an actor

Feeling inadequate and facing inner critic

Applying the “Act As If” theory to your life

Defining your most successful version

Andrew’s weight loss journey

Why being present is important

Embracing uncomfortable growth

Feel like you are not enough? Learn how to become your ideal self by acting as if you already are.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

In this episode, Singapore theatre actor and musician Andrew Marko shares with host See Kai Wen about how the “Act As If” theory relates to his self-growth.

“Act As If” is a three-part technique that requires people to act as if they are already the ideal version of themselves, even when they are not there yet. The process includes visualisation and taking small, actionable steps towards a goal.

Besides opening up about his weight loss journey, Andrew also gets real about his experience as an actor and how he learned to “be in the moment” by playing a character on the autism spectrum. 

Highlights (click/tap above):

0:00 Introduction to the “Act As If” theory

2:00 Psychology behind being an actor

6:10 Feelings of inadequacy and facing your inner critic

12:35 How to apply the “Act As If” theory to your life

16:11 Defining the most successful version of yourself

19:15 Andrew’s weight loss journey

25:35 Why being present is important

30:30 Embracing uncomfortable growth

Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ

Host: See Kai Wen (seekw@sph.com.sg)

Produced & edited by: Amirul Karim

Executive producers: Elizabeth Law and Joanna Seow

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

The Usual Place Podcast YouTube:https://str.sg/theusualplacepodcast

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Feel like you are not enough? Learn how to become your ideal self by acting as if you already are.
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
In this episode, Singapore theatre actor and musician Andrew Marko shares with host See Kai Wen about how the &ldquo;Act As If&rdquo; theory relates to his self-growth.
&ldquo;Act As If&rdquo; is a three-part technique that requires people to act as if they are already the ideal version of themselves, even when they are not there yet. The process includes visualisation and taking small, actionable steps towards a goal.
Besides opening up about his weight loss journey, Andrew also gets real about his experience as an actor and how he learned to &ldquo;be in the moment&rdquo; by playing a character on the autism spectrum.&nbsp;
Highlights (click/tap above):
0:00 Introduction to the &ldquo;Act As If&rdquo; theory
2:00 Psychology behind being an actor
6:10 Feelings of inadequacy and facing your inner critic
12:35 How to apply the &ldquo;Act As If&rdquo; theory to your life
16:11 Defining the most successful version of yourself
19:15 Andrew&rsquo;s weight loss journey
25:35 Why being present is important
30:30 Embracing uncomfortable growth
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Host: See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim
Executive producers: Elizabeth Law and Joanna Seow
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel:<a href="https://str.sg/wvz7"> https://str.sg/wvz7</a>
Get more updates:<a href="http://str.sg/stpodcasts"> http://str.sg/stpodcasts</a>
The Usual Place Podcast YouTube:<a href="https://str.sg/4Vwsa"> </a><a href="https://str.sg/theusualplacepodcast">https://str.sg/theusualplacepodcast</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Feel like you are not good enough? Here’s what you can do

Being initially rejected from drama schools

Nathania’s West End debut

Deciding to be an actress

Realities of working in London

Advice to anyone aspiring to be an actor

What’s next for Nathania

Surviving on vibes and hard work? What it's like working as a freelance artist overseas.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

How does a Singaporean make her way onto London’s glittering West End?

Nathania Ong made her mark by playing well-loved characters like Eponine in Les Miserables and Eliza Hamilton in Hamilton, putting Singapore on the world theatre map. 

But how did it happen and what does the life of a freelance artist overseas look like?

In this episode, ST business correspondent Sue-Ann Tan looks at the realities and joys of working in the arts. 

Her guest is musical theatre actress Nathania Ong. 

Highlights (click/tap above):

3:12 Being initially rejected from every drama school 

6:39 Nathania’s West End debut 

10:54 Deciding to be an actress 

18:00 Realities of working in London 

22:13 Advice to anyone aspiring to be an actor   

26:23 What’s next for Nathania 

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Host: Sue-Ann Tan (suetan@sph.com.sg)

Produced & edited by: Amirul Karim

Executive producers: Joanna Seow and Elizabeth Law

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

The Usual Place Podcast YouTube:https://str.sg/theusualplacepodcast

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Surviving on vibes and hard work? What it's like working as a freelance artist overseas.
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
How does a Singaporean make her way onto London&rsquo;s glittering West End?
Nathania Ong made her mark by playing well-loved characters like Eponine in Les Miserables and Eliza Hamilton in Hamilton, putting Singapore on the world theatre map.&nbsp;
But how did it happen and what does the life of a freelance artist overseas look like?
In this episode, ST business correspondent Sue-Ann Tan looks at the realities and joys of working in the arts.&nbsp;
Her guest is musical theatre actress Nathania Ong.&nbsp;
Highlights (click/tap above):
3:12 Being initially rejected from every drama school&nbsp;
6:39 Nathania&rsquo;s West End debut&nbsp;
10:54 Deciding to be an actress&nbsp;
18:00 Realities of working in London&nbsp;
22:13 Advice to anyone aspiring to be an actor&nbsp;&nbsp;&nbsp;
26:23 What&rsquo;s next for Nathania&nbsp;
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Host: Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim
Executive producers: Joanna Seow and Elizabeth Law
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel:<a href="https://str.sg/wvz7"> https://str.sg/wvz7</a>
Get more updates:<a href="http://str.sg/stpodcasts"> http://str.sg/stpodcasts</a>
The Usual Place Podcast YouTube:<a href="https://str.sg/4Vwsa"> </a><a href="https://str.sg/theusualplacepodcast">https://str.sg/theusualplacepodcast</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Singapore's Les Miserables star Nathania Ong on what it cost to chase her dreams

What is the Sing Song Social Club (SSSC)?

The role of communities

The science of trees: A need for our community

Independence vs Interdependence

Disagreements in SSSC?

How Aarika founded SSSC & co-founders’ roles

Advice to find or start your own community

Aarika plays “This or That”

Get a peek into the workings of the viral community choir and unpack the importance of finding your tribe.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

In this episode, Singaporean musician Aarika Lee tells host See Kai Wen her inspiration and journey in starting the viral community choir Sing Song Social Club.

Through the choir’s inclusivity, people from all walks of life and ages - ranging from four to 90 years of age - come to sing together. No auditions are needed to join the sessions, which have grown from 30 to 400 participants in less than two years. 

Aarika also talks about why having a community is so important and discusses parallels between the science of trees and the psychological need of humans to feel a sense of belonging.

Highlights (click/tap above):

0:00 What is the Sing Song Social Club (SSSC)?

5:30 Role of communities and how Aarika keeps SSSC safe

8:40 How the science of trees explains our need for community

15:40 Independence vs interdependence

20:50 Disagreements in SSSC?

23:50 How Aarika started SSSC, and the roles of the other founding members

29:50 Advice for those who want to find or start their own community

36:03 Aarika plays “This or That”

Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ

Host: See Kai Wen (seekw@sph.com.sg)

Produced & edited by: Amirul Karim & Natasha Liew

Executive producers: Danson Cheong and Joanna Seow

Editorial producer: Elizabeth Law

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

The Usual Place Podcast YouTube:https://str.sg/theusualplacepodcast

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

---

#headstart

Get a peek into the workings of the viral community choir and unpack the importance of finding your tribe.
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
In this episode, Singaporean musician Aarika Lee tells host See Kai Wen her inspiration and journey in starting the viral community choir Sing Song Social Club.
Through the choir&rsquo;s inclusivity, people from all walks of life and ages - ranging from four to 90 years of age - come to sing together. No auditions are needed to join the sessions, which have grown from 30 to 400 participants in less than two years.&nbsp;
Aarika also talks about why having a community is so important and discusses parallels between the science of trees and the psychological need of humans to feel a sense of belonging.
Highlights (click/tap above):
0:00 What is the Sing Song Social Club (SSSC)?
5:30 Role of communities and how Aarika keeps SSSC safe
8:40 How the science of trees explains our need for community
15:40 Independence vs interdependence
20:50 Disagreements in SSSC?
23:50 How Aarika started SSSC, and the roles of the other founding members
29:50 Advice for those who want to find or start their own community
36:03 Aarika plays &ldquo;This or That&rdquo;
Follow See Kai Wen on LinkedIn: <a href="https://str.sg/qfwqQ">https://str.sg/qfwqQ</a>
Host: See Kai Wen (<a href="mailto:seekw@sph.com.sg">seekw@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim &amp; Natasha Liew
Executive producers: Danson Cheong and Joanna Seow
Editorial producer: Elizabeth Law
Follow Headstart On Record Podcast channel here:
Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
---
Follow more ST podcast channels:
All-in-one ST Podcasts channel:<a href="https://str.sg/wvz7"> https://str.sg/wvz7</a>
Get more updates:<a href="http://str.sg/stpodcasts"> http://str.sg/stpodcasts</a>
The Usual Place Podcast YouTube:<a href="https://str.sg/4Vwsa"> </a><a href="https://str.sg/theusualplacepodcast">https://str.sg/theusualplacepodcast</a>
---
Get The Straits Times app, which has a dedicated podcast player section:
The App Store: <a href="https://str.sg/icyB">https://str.sg/icyB</a>
Google Play: <a href="https://str.sg/icyX">https://str.sg/icyX</a>
---
Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
---
#headstart

Sing Song Social Club founder Aarika Lee on the magic of community

Is silver a safe haven like gold?

Will the Iran war drive silver prices up?

Tim’s experience of buying silver

Tech trends that could boost silver

Physical silver vs paper silver

How silver compare to stocks as an asset now?

Is silver a safe haven for investors like gold and will its price rise due to war?

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Silver has had some exciting days, especially when the price of silver skyrocketed in 2025. However, there has been a pullback in early 2026. 

So how does silver compare to gold and is it worth investing in for the long run? 

In this episode, ST business correspondent Sue-Ann Tan looks at silver as a long-term investment and if it works for you. 

Her guests are CMC Markets expert Daphne Tan and ST business reporter Timothy Goh. 

Highlights (click/tap above):

1:36 Is silver a safe haven like gold?

4:00 Will the Iran war drive silver prices up?

7:39 Tim’s experience of buying silver

10:30 Tech trends that could boost silver 

12:00 Physical silver vs paper silver  

19:24 How does silver compare to stocks as an investment?

Read Sue-Ann Tan's articles: https://str.sg/mvSa

Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X

Host: Sue-Ann Tan (suetan@sph.com.sg)

Produced & edited by: Amirul Karim

Executive producers: Ernest Luis, Lynda Hong & Joanna Seow

Follow Headstart On Record Podcast channel here:

Channel: https://str.sg/wB2m

Apple Podcasts: https://str.sg/wuN3

Spotify: https://str.sg/wBr9

Feedback to: podcast@sph.com.sg

Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl

---

Follow more ST podcast channels:

All-in-one ST Podcasts channel: https://str.sg/wvz7

Get more updates: http://str.sg/stpodcasts

The Usual Place Podcast YouTube:https://str.sg/theusualplacepodcast

---

Get The Straits Times app, which has a dedicated podcast player section:

The App Store: https://str.sg/icyB

Google Play: https://str.sg/icyX

---

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

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#headstart

Is silver a safe haven for investors like gold and will its price rise due to war?
Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Silver has had some exciting days, especially when the price of silver skyrocketed in 2025. However, there has been a pullback in early 2026.&nbsp;
So how does silver compare to gold and is it worth investing in for the long run?&nbsp;
In this episode, ST business correspondent Sue-Ann Tan looks at silver as a long-term investment and if it works for you.&nbsp;
Her guests are CMC Markets expert Daphne Tan and ST business reporter Timothy Goh.&nbsp;
Highlights (click/tap above):
1:36 Is silver a safe haven like gold?
4:00 Will the Iran war drive silver prices up?
7:39 Tim&rsquo;s experience of buying silver
10:30 Tech trends that could boost silver&nbsp;
12:00 Physical silver vs paper silver&nbsp;&nbsp;
19:24 How does silver compare to stocks as an investment?
Read Sue-Ann Tan's articles:<a href="https://str.sg/mvSa"> https://str.sg/mvSa</a>
Follow Sue-Ann Tan on LinkedIn:<a href="https://str.sg/A86X"> https://str.sg/A86X</a>
Host: Sue-Ann Tan (<a href="mailto:suetan@sph.com.sg">suetan@sph.com.sg</a>)
Produced &amp; edited by: Amirul Karim
Executive producers: Ernest Luis, Lynda Hong &amp; Joanna Seow
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Channel:<a href="https://str.sg/wB2m"> https://str.sg/wB2m</a>
Apple Podcasts:<a href="https://str.sg/wuN3"> https://str.sg/wuN3</a>
Spotify:<a href="https://str.sg/wBr9"> https://str.sg/wBr9</a>
Feedback to: <a href="mailto:podcast@sph.com.sg">podcast@sph.com.sg</a>
Get business/career tips in ST's Headstart newsletter:<a href="http://str.sg/headstart-nl"> https://str.sg/headstart-nl</a>
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Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
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#headstart

Should I buy silver?

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Podcasters: Sue-Ann Tan & See Kai Wen

Produced & edited by: Amirul Karim

Executive producer: Elizabeth Law

A podcast by The Straits Times, SPH Media.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Podcasters: Sue-Ann Tan &amp; See Kai Wen
Produced &amp; edited by: Amirul Karim
Executive producer: Elizabeth Law
A podcast by The Straits Times, SPH Media.

Headstart On Record

Get a headstart in your personal finance and career with The Straits Times.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Podcasters: Sue-Ann Tan

Produced & edited by: Amirul Karim

Executive producers: Ernest Luis, Lynda Hong & Joanna Seow

A podcast by The Straits Times, SPH Media.

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.
Podcasters: Sue-Ann Tan
Produced &amp; edited by: Amirul Karim
Executive producers: Ernest Luis, Lynda Hong &amp; Joanna Seow
A podcast by The Straits Times, SPH Media.

Headstart On Record

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