This week on Money & Wealth with John O’Bryant, John sits down with Kristy Fercho — Senior Executive Vice President at Wells Fargo and the first Black woman ever to serve on the bank’s operating committee.

From growing up in Compton to leading billion-dollar businesses and helping shape financial inclusion at one of the world’s largest banks, Kristy shares the mindset, discipline, and authenticity that fueled her rise.

This powerful conversation dives into:

• Navigating corporate America as the “double only”
• Why relationships matter more than resumes
• Building generational wealth through homeownership
• The danger of compromising your values for success
• How Black and Brown professionals can access real capital and opportunity
• Lessons on leadership, confidence, faith, and legacy

John and Kristy also unpack the importance of financial literacy, mentorship, and creating pathways for future generations through initiatives like Operation HOPE and financial inclusion programs.