John Stepek, senior reporter and author of the Money Distilled newsletter, is joined by Anthony Emmerson, director at London-based mortgage broker Trinity Financial to discuss rising mortgage rates and borrowers facing a jump in repayments, they explain what homeowners can do to soften the blow — from locking in a new deal early to extending their mortgage term or considering a tracker. They also look at opportunities for first-time buyers, falling flat prices and what the government’s proposed Help to Buy scheme could mean for the housing market.