Planning for retirement involves far more than accumulating savings—it requires managing tax traps, market volatility, and changing lifestyle phases. Financial advisor Marc Oslar breaks down real-world financial headlines, including how a $1.5 million portfolio can face unexpected risk. Discover how hidden Medicare surcharges like IRMAA impact your income, why standard market risk models might fail during a downturn, and how to structure your assets using preservation strategies like structured notes and annuities. Learn how to protect your income, front-load your active retirement years, and navigate changing Social Security policies with confidence.
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The Retirement Math Trap: Why Income Beats Net Worth
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