On this episode of Main Street Matters, Elaine Parker speaks with Florida-based Caribou Coffee and Subway franchise owner Bill Mathis about how tax reform, no tax on tips, and overtime policy changes are impacting workers, hiring, and small business growth.

Bill shares his firsthand experience operating businesses in both Florida and Minnesota, revealing the dramatic differences in taxes, regulations, labor costs, and economic opportunity between the two states. The conversation also explores inflation, gas prices, hiring challenges, franchise expansion, employee retention, and why pro-growth policies matter for Main Street businesses across America.