Should you buy a property now, or wait until interest rates come down? It sounds like a simple question. The answer might surprise you.

Junge Ma, Senior Research Analyst at InvestorKit, built a real model comparing two scenarios: buying now with negative cashflow, versus waiting two years for lower rates and better cashflow. Same market conditions, same assumptions where she tracks the actual wealth outcome five years out.

She also breaks down what to do if your borrowing capacity doesn't stretch to your ideal market right now, including a look at townhouses as a stepping-stone strategy.

This is a must-watch for anyone stuck between buying now or holding off for a "better" moment.

CHAPTERS:

0:00 - Introduction

1:38 - Scenario 1: Buying Now

4:51 - Scenario 2: Waiting 2 Years

8:04 - What If Your Borrowing Capacity Has Dropped?

9:47 - The Townhouse Alternative

16:03 - The Real Question to Ask

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.