In this episode of the Lazy Equity Podcast, we had the pleasure of talking with Andy, a vibrant creative from Melbourne who navigated the challenging path of home buying with a unique twist. Faced with the high competition for a principal residence and unwilling to compromise on location, Andy embraced the concept of rentvesting. This approach allowed him to rent in his desired neighbourhood while owning an investment property in Perth.

Throughout the episode, Andy shares his journey from the arts industry to a career in teaching, highlighting how financial strategies like rentvesting can support those with minimal super and no conventional retirement plans. His story is a testament to the adaptability and creative thinking necessary for today's first home buyers.

To connect with Andy and follow his ongoing adventures in real estate and beyond, check out his links below:

Instagram: @andyportelli

In this episode of the Lazy Equity Podcast, we had the pleasure of talking with Andy, a vibrant creative from Melbourne who navigated the challenging path of home buying with a unique twist. Faced with the high competition for a principal residence and unwilling to compromise on location, Andy embraced the concept of rentvesting. This approach allowed him to rent in his desired neighbourhood while owning an investment property in Perth.
Throughout the episode, Andy shares his journey from the arts industry to a career in teaching, highlighting how financial strategies like rentvesting can support those with minimal super and no conventional retirement plans. His story is a testament to the adaptability and creative thinking necessary for today's first home buyers.
To connect with Andy and follow his ongoing adventures in real estate and beyond, check out his links below:
Instagram: @andyportelli

Join Darren Venter and Justin McBride as they bring a fresh, no-nonsense approach to property investing in Australia. Whether you're a first-time investor or looking to scale your portfolio, this podcast delivers insider insights, real experiences, and expert strategies to help you navigate the world of property investing.

Each episode is a laid-back but knowledge-packed conversation, featuring key lessons, market trends, and practical tips—all without the fluff. Expect candid discussions, personal investing stories, and special guests from within the industry who share their expertise and behind-the-scenes knowledge.

If you’re looking to build wealth, escape the 9-to-5, and take control of your financial future through property, you’re in the right place.

Subscribe now and start your property investment journey with confidence.

Join&nbsp;Darren Venter&nbsp;and&nbsp;Justin McBride&nbsp;as they bring a fresh, no-nonsense approach to property investing in Australia. Whether you're a first-time investor or looking to scale your portfolio, this podcast delivers&nbsp;insider insights, real experiences, and expert strategies&nbsp;to help you navigate the world of property investing. Each episode is a laid-back but knowledge-packed conversation, featuring&nbsp;key lessons, market trends, and practical tips&mdash;all without the fluff. Expect candid discussions, personal investing stories, and&nbsp;special guests&nbsp;from within the industry who share their expertise and behind-the-scenes knowledge. If you&rsquo;re looking to&nbsp;build wealth, escape the 9-to-5, and take control of your financial future through property, you&rsquo;re in the right place. Subscribe now and start your property investment journey with confidence.

The Lazy Equity Podcast | The Investors Agency

Join Darren Venter and Justin McBride as they bring a fresh, no-nonsense approach to property investing in Australia. Whether you're a first-time investor or looking to scale your portfolio, this podcast delivers insider insights, real experiences, and expert strategies to help you navigate the world of property investing.

Each episode is a laid-back but knowledge-packed conversation, featuring key lessons, market trends, and practical tips, all without the fluff. Expect candid discussions, personal investing stories, and special guests from within the industry who share their expertise and behind-the-scenes knowledge.

If you’re looking to build wealth, escape the 9-to-5, and take control of your financial future through property, you’re in the right place.

Subscribe now and start your property investment journey with confidence.

Join Darren Venter and Justin McBride as they bring a fresh, no-nonsense approach to property investing in Australia. Whether you're a first-time investor or looking to scale your portfolio, this podcast delivers insider insights, real experiences, and expert strategies to help you navigate the world of property investing.
Each episode is a laid-back but knowledge-packed conversation, featuring key lessons, market trends, and practical tips, all without the fluff. Expect candid discussions, personal investing stories, and special guests from within the industry who share their expertise and behind-the-scenes knowledge.
If you&rsquo;re looking to&nbsp;build wealth, escape the 9-to-5, and take control of your financial future through property, you&rsquo;re in the right place. Subscribe now and start your property investment journey with confidence.

Lazy Equity

S1 - E26 | Andy Portelli: Embracing Rentvesting as a Creative Path to Homeownership

She started at 25 with one property, no clients, and no mentor.

Today Emily Wallace has a 50,000-strong following, a thriving buyer's advocacy in Melbourne, and some very strong opinions about where the property market is heading.

This episode covers three things you need to hear right now.

Melbourne is about to move: 
• Emily has been buying in Melbourne through the lockdowns, the sentiment slump, and the years every other market ran ahead of it. 
• Her take: it is a ticking time bomb.

What first home buyers actually need to know right now: 
• Emily has a rule she applies to every client before they start searching. 
• She also gets into how the federal budget is about to squeeze first home buyers and investors into the same price band and why that creates a real problem for the people it was supposed to help.

Building a brand from zero in a market that did not take you seriously: 
• The industry thought she was too young when she started. 
• Consumers had never heard of a buyer's agent under $3 million because of The Block. 
• She built an audience through education before she had a track record to sell. 
• She breaks down exactly how she did it - the strategy she used on TikTok and why her education degree turned out to be the best qualification she could have had for this industry.

Connect with Us: 
Instagram: @tiapropertybuyers 
Website: https://tiaproperty.com.au/

Wallace Advocates - wallaceadvocates.com.au 
The Investors Agency - theinvestorsagency.com.au

The Lazy Equity Podcast by The Investors Agency. New episodes fortnightly, follow on Apple Podcasts and Spotify. General information only. 

Not financial or property advice. Always seek advice based on your individual circumstances.

She started at 25 with one property, no clients, and no mentor.
Today Emily Wallace has a 50,000-strong following, a thriving buyer's advocacy in Melbourne, and some very strong opinions about where the property market is heading.
This episode covers three things you need to hear right now.
Melbourne is about to move:&nbsp; &bull; Emily has been buying in Melbourne through the lockdowns, the sentiment slump, and the years every other market ran ahead of it. &bull; Her take: it is a ticking time bomb.
What first home buyers actually need to know right now:&nbsp; &bull; Emily has a rule she applies to every client before they start searching. &bull; She also gets into how the federal budget is about to squeeze first home buyers and investors into the same price band and why that creates a real problem for the people it was supposed to help.
Building a brand from zero in a market that did not take you seriously: &bull;&nbsp;The industry thought she was too young when she started. &bull; Consumers had never heard of a buyer's agent under $3 million because of The Block. &bull; She built an audience through education before she had a track record to sell. &bull; She breaks down exactly how she did it - the strategy she used on TikTok and why her education degree turned out to be the best qualification she could have had for this industry. Connect with Us: Instagram: @tiapropertybuyers Website: <a href="https://tiaproperty.com.au/">https://tiaproperty.com.au/</a> Wallace Advocates - wallaceadvocates.com.au The Investors Agency - theinvestorsagency.com.au
The Lazy Equity Podcast by The Investors Agency. New episodes fortnightly, follow on Apple Podcasts and Spotify. General information only. Not financial or property advice. Always seek advice based on your individual circumstances.

S3 EP4 | Why Melbourne Is About to Move and What First Home Buyers Must Do Now with Emily Wallace

He ran 600 head of cattle on a 2.5 million acre station in the Northern Territory.Raced yachts across the Atlantic. Trained as an accountant.Then built one of Australia's most sophisticated mortgage broking operations.This is not a typical finance episode. 

Ben Robinson, Director of Flint Group, sits down with Darren to talk about what most investors never think about until it is too late and what the smartest property portfolios are doing differently right now. 

What we get into:
The unicorn client - 9 properties, all personal name, 55% LVR, no ugly ducklings. Why he is almost impossible to replicate and what most investors do wrong trying to get there.
The SMSF strategy that actually works and the one that does not. When to go residential, when to go commercial, and the fund balance you need before either makes sense. Ben gives the exact numbers.
Why your accountant and your broker need to be in the same conversation before EOFY and what happens when they are not.
The lending landscape right now. Banks are tightening. DTI limits are biting. Pre-approvals are being revised. What that means for investors who are active or about to be.
How Ben has built a 22-person team across Australia and Nepal using AI to handle what used to take three people two days and what tool he is using to do it.
The business model most brokers are running that leaves investors exposed and what a well-structured brokerage actually looks like on the inside.

This one is worth the full listen.If you have ever wondered whether your broker is actually ahead of your portfolio or just reacting to it, this episode answers that question.

Connect with Us: 
Instagram: @tiapropertybuyers 
Website: https://tiaproperty.com.au/

General information only. Not financial or lending advice. Always seek advice based on your individual circumstance.

He ran 600 head of cattle on a 2.5 million acre station in the Northern Territory.Raced yachts across the Atlantic. Trained as an accountant.Then built one of Australia's most sophisticated mortgage broking operations.This is not a typical finance episode.&nbsp;
Ben Robinson, Director of Flint Group, sits down with Darren to talk about what most investors never think about until it is too late and what the smartest property portfolios are doing differently right now.&nbsp; What we get into:
<ul>
<li>The unicorn client - 9 properties, all personal name, 55% LVR, no ugly ducklings. Why he is almost impossible to replicate and what most investors do wrong trying to get there.</li>
<li>The SMSF strategy that actually works and the one that does not. When to go residential, when to go commercial, and the fund balance you need before either makes sense. Ben gives the exact numbers.</li>
<li>Why your accountant and your broker need to be in the same conversation before EOFY and what happens when they are not.</li>
<li>The lending landscape right now. Banks are tightening. DTI limits are biting. Pre-approvals are being revised. What that means for investors who are active or about to be.</li>
<li>How Ben has built a 22-person team across Australia and Nepal using AI to handle what used to take three people two days and what tool he is using to do it.</li>
<li>The business model most brokers are running that leaves investors exposed and what a well-structured brokerage actually looks like on the inside.</li>
</ul>
This one is worth the full listen.If you have ever wondered whether your broker is actually ahead of your portfolio or just reacting to it, this episode answers that question.
Connect with Us: Instagram: @tiapropertybuyers Website: https://tiaproperty.com.au/
General information only. Not financial or lending advice. Always seek advice based on your individual circumstance.

S3 EP3 | Why Most Property Investors Run Out of Borrowing Power with Ben Robinson

House prices are not rising for the reasons people keep repeating.In this episode of the Lazy Equity Podcast, Mike Mortlock from MCG Quantity Surveyors, joins us to unpack the real forces behind the pressure in Australia’s housing market, beyond the headlines and the usual political noise.This is a sharp conversation for investors who want the full picture, not the simplified narrative.

In this episode, we cover:
Why the investor debate can miss the bigger structural picture
What changes to CGT and negative gearing could mean in today’s market
Why the 1.2 million homes target is already falling short
How labour shortages, construction blowouts, and planning delays are restricting supply
Why renters, investors, and first home buyers are all under pressure at once
What affordability pressure is doing to the market

If you have been trying to make sense of what is really happening behind Australia's rising property prices, this is a great place to start.

House prices are not rising for the reasons people keep repeating.In this episode of the Lazy Equity Podcast, Mike Mortlock from MCG Quantity Surveyors, joins us to unpack the real forces behind the pressure in Australia&rsquo;s housing market, beyond the headlines and the usual political noise.This is a sharp conversation for investors who want the full picture, not the simplified narrative.
In this episode, we cover:
<ul>
<li>Why the investor debate can miss the bigger structural picture</li>
<li>What changes to CGT and negative gearing could mean in today&rsquo;s market</li>
<li>Why the 1.2 million homes target is already falling short</li>
<li>How labour shortages, construction blowouts, and planning delays are restricting supply</li>
<li>Why renters, investors, and first home buyers are all under pressure at once</li>
<li>What affordability pressure is doing to the market</li>
</ul>
If you have been trying to make sense of what is really happening behind Australia's rising property prices, this is a great place to start.

S1 - E26 | Andy Portelli: Embracing Rentvesting as a Creative Path to Homeownership

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