The Australian property market is running at COVID-level sentiment right now. Not because there is a financial crisis but because a budget announcement has spooked investors who have not yet separated the noise from the actual economics.

Darren sits back down with Ben Robinson, Director of Flint Group, to cut through it. This episode covers three things every investor needs to hear right now.

Why sentiment is the opportunity, not the warning: Australia has 110 statistical urban areas versus 2,600 in the US. Only 25% of properties go to auction, clearance rates cover a fraction of the market. That geography drives property prices. A budget cannot change it.

What the budget does to borrowing and where the money goes next: Most lenders have cut investor borrowing capacity by 19 to 20%. Sophisticated investors are leaving the $2M-plus range and heading into the $450k to $900k belt where yields sit at 4 to 4.5%. That range is about to get competitive.

Why your accountant, broker and buyer's agent need to be talking: Two accountants recently told clients with strong equity not to buy. The opportunity cost of doing nothing has never worked for anyone. Almost none of the right advisers, when properly informed, are telling clients to sit still.

Connect with Us:Instagram: @tiapropertybuyers
The Investors Agency — theinvestorsagency.com.au
Flint Group —  flintgroup.au

The Lazy Equity Podcast by The Investors Agency. New episodes fortnightly — follow on Apple Podcasts and Spotify.

*This episode was recorded on 12 June 2026. Since recording, the negative gearing and CGT changes discussed have passed into law (Royal Assent: 26 June 2026). Broadly, as outlined in the episode, established properties held before Budget night (7:30pm, 12 May 2026) are grandfathered, and new builds remain exempt. The CGT discount will be replaced with indexation, alongside a 30% minimum tax from 1 July 2027.The Government has also introduced a ban on SMSFs entering new borrowing arrangements (LRBAs) for residential property, expected to commence around 10 August 2026 (45 days after Royal Assent). Existing SMSF loans are not affected. As this was not announced at the time of recording, it is not covered in the episode.

This content is general commentary only and does not constitute personal financial advice. Please speak with your broker, accountant, or financial adviser to discuss your individual circumstances.