The highest-earning 10% of Americans have increased their spending far beyond inflation. Everyone else hasn’t. The highest-earning 10% of Americans have increased their spending far beyond inflation. Everyone else hasn’t.Many Americans are pinching pennies, exhausted by high prices and stubborn inflation. The well-off are spending with abandon. The top 10% of earners—households making about $250,000 a year or more—are splurging on everything from vacations to designer handbags, buoyed by big gains in stocks, real estate and other assets. 

New Years Resolutions -  

These are Americans’ top New Year’s resolutions for 2026: Survey The next most common choices for the new year included being happy (23 percent), eating healthier (22 percent) and saving more money (21 percent).  

Twenty-one percent of respondents said improving their physical health was most important, while 17 percent of participants said they’d like to lose weight.