Would you rather retire sooner with less money or work longer with twice as much? Gerry Ricken and Heidi Ricken Provost tackle a series of retirement “would you rather” questions involving timing, purpose, experiences, inheritances, mortgages, health care, and quality of life. Their answers reveal why seemingly simple choices depend on taxes, spending needs, income sources, personal fulfillment, and the details of an individualized plan. The episode also highlights the value of creating experiences, test-driving retirement, and balancing financial logic with the emotions behind major life decisions.

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