Talking about death is uncomfortable, but avoiding it can leave families unprepared. This episode of Kickin’ with the Rickens explores the emotional and financial realities that surface when a loved one passes away. Heidi Ricken Provost shares real-world insight on grief, legacy planning, and the different ways money is inherited—from life insurance to retirement accounts and property. The conversation highlights why thoughtful planning matters, how taxes can quietly change what heirs receive, and why clarity today can reduce stress during life’s most difficult moments.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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