Bill Zortman brings entrepreneurs and community and state leaders together to talk about business.

It's Your Business

March 10, 2026 10AM - It's Your Agri Business with Bill Zortman

March 10, 2026—9-10----Tax Talk---Tim Ness---Show 51-34

   I’m Bill Zortman and welcome to Tax Talk with Tim Ness—Show 51-34 in our ORIGINAL It’s YOUR Business Series.

 

   Once a month---Tim Ness—Voted Sioux Falls BEST TAX and BOOKKEEPING SERVICE for 20+Years---joins us in our studios on Phillips Avenue---and is the ONLY SHOW THAT WE TAKE QUESTIONS FOR----

   Fes Former IRS TAX MAN---HERE---and with all the changes that are already going on in 2026---Tim feels you should have a number of inquiries you want to make.

 

   It’s EASY---call 605-336-1320----Norm Anderson will take the call and you can ask the question you really want or need answering.

 

   Tim---it’s the 3rd month of the year----in 2026---what is different this year as far as TAXES are concerned?

 

    New HOURs---LOCATIONS—AND IN THE EARLY GOING THE MOST ASKED QUESTIONS YOU ARE ALREADY RECEIVING

 

-----------------------Tim----------------

    With all disagreements on wars---policies-----and many suffering with higher prices------what else makes 2026 so much different in March 2026—as we are now 5 weeks or so to the tax deadline---

-----------------------Tim----------------

    Looking are your notes-----deadlines already approaching---PARTNERSHIP and S-CORP filing deadline is next Tuesday---March 16th.  Are you getting questions----or concerns from those that choose NESS TAX for their tax preparations?

-----------------------Tim------------------

    I always see this question in your talking point notes---

    “HOW to CHOOSE a tax PREPARER?”

 

   That would seem to be easy if you chose (AGAIN) Ness TAX and BOOKKEEPING----why should Ness Tax—be the OBVIOUS CHOICE?

------------------------Tim-----------------

   I see as well even though we are well into March---NESS TAX is accepting new clients--------

 

   What kind of questions do you get from those considering and then choosing—Ness Tax and BOOKKEEPING?

----------------------Tim-------------------

   YOUR HOURS---as you reach 5 weeks away? April 15th—being the filing deadline for individuals

----------------------Tim-------------------

--------------Questions for Tim Ness---call us at 336-1320----and we’ll 

your calls until 9:55 this morning-------

 

 ----------------------Tim-------------------

    What is surprising you in  the 2026 preparation year—for 2025 tax returns?

    --------------------Tim-------------------

    The So-called Big Beautiful Bill----how is it affecting returns for 2025—in the 2026 filing year-----

------------------------Tim-------------------

     YOU have questions for Tim Ness call us at 336-1320----Norm Anderson will answer the phone he will ask you for a name Tim Ness should call you---and it doesn’t have to be your real name-----

------------------------Tim-------------------

      In previous months----we had questions about capital gains----what should our audience know----and is there anything different----

------------------------Tim-------------------

     One of the things you shared that could benefit taxpayers is the so called—in the Big Beautiful Bill—could be up to $2,000---is that proving to be true—too little—too much---

------------------------Tim-------------------

     What you anticipate and are seeing that are some of the toughest questions to answer for tax payers---here in still the 1st quarter of 2026?

------------------------Tim--------------------

      WE have talked in the last two months---about apply for Trump Accounts on your tax return for children (if you can call them that) at 18 or those younger------

-------------------------Tim---------------------

      Anything confusing those you are filing returns for in the early going of the 2026 year?

-------------------------Tim---------------------

      Questions for Tim Ness—call us at 336-1320---back with segment two after a brief Tax Time out—

 

9:20/00—KELO Commercials

9:21/30---Tax Talk 2

   Welcome back this is the March version of Tax Talk with Tim Ness---he’s taking your questions---you just need to call us at 336-1320----

-----Tim we have been talking about the suggestions that IRS says are important reminders when choosing a TAX PROFESSIONAL. Tim Ness is always a good start for that---what else would you suggest here in 2026?

------------------Tim-------------

   WE talked last month about the PRESIDENT suing IRS for $10 Billion dollars---is that kind of action by a PRESIDENT unusual or does it have precedent to it?

-------------------Tim-------------

    We have been talking for almost a year---about the IRS doing away with paper checks----what do your patrons think of that ---and do you see that changing anytime soon?

-------------------Tim--------------

     In recent months we have shared with our Tax Talk audience---if you OWE the IRS---Ness Tax Might be able to help you----are you still working on that-----and how much do you have to owe the IRS—would your office be interested in helping the listener?

--------------------Tim--------------

    For those that don’t know ---please share with our audience---your career with the IRS---and how it still helps you today?

--------------------Tim-----------------

    Questions for Tim Ness---feel free to call us at 336-1320---we’ll be taking calls up to the last of the 5 breaks in this show.

 

    When we come back—why not be the first in that show segment with a question—call us at 336-1320-----

 

9;29/00—KELO Commercials

9:30/00---fox biz news

9:32/00---Tax Talk 3

   I’m Bill Zortman and welcome back to Tax Talk with Tim Ness---Sioux Falls Best Tax and Bookkeeping service for 20+ years.

   On the 2nd Tuesday of the month—9-10—Tim Ness helps taxpayers out—he takes their calls---answers their questions---and I understand quite the number of those that have called from this show---have actually been or became---dependent on Ness Tax and Bookkeeping---can you share with us a few of the stories----about those who called and are counting on you to help them

-------------------Tim----------------------------

    We remind you again that the Partnership and S-corp filing deadline is March 16th---yes next Monday-----

 

   Questions for Tim Ness on the show---call us at 605-336-1320----

   If they want to call your office(s)------please share the hours---locations and phone numbers-----

  -------------------Tim----------------------------

 

   If you have just joined us—please share with our audience---your locations---your hours---and yes the most asked questions you are getting in 2026 for the 2025 tax returns---

    -------------------Tim--------------------------

   For those that have just joined us—you served a number of years working for the IRS-----what did you learn in tenure------that sticks with you today---and helps those wanting an understanding of the IRS—and what they expect from tax-payers?

-----------------------Tim--------------------------

   Remember we’ll take your questions for Tim Ness at 336-1320—up to 9:55 this morning---

 

---------When we come back----we’ll take your calls—and talk about the Trump Toddler accounts for newborns from 2025 to 2028

 

9:44/00—KELO Commercials

9:45/30---Tax Talk 4

  Welcome back to Tax Talk---with Sioux Falls Best—Tax and Bookkeeping Service--- Ness Tax----

 

  Locations---hours-----and we haven’t talked yet about the number of people from states with a State Income Tax your office continues to help---

---------------Tim----------------

  The other area you have shared with us in the last decade or so –is how you help businesses—with bookkeeping. You have been doing that for a long period of time----- and how much can you teach an old business dog new tricks for keeping in line with the proper bookkeeping

 

   We should have asked you---how many states you have been helping their former residents to prepare state taxes---

----------------------Tim------------------

   The team that you have----obviously were part of the income tax preparations----but how do you train them to make sure they are giving your tax patrons the best service possible---

-----------------------Tim------------------

   Most asked question you have been getting during this tax—preparation time?

------------------------Tim-----------------

   When we come back---we’ll take one more call---336-1320---and have Tim Ness—give us a wrap of what we learned on our show today---March 10th, 2026

 

9:55/55---KELO NESS COMMERCIALS

9:57/25---Tax Talk 5

  We are in closing couple of minutes—please share with the audience your office hours---your locations----and maybe the biggest tax concern you have for our audience today

-----------Tim------------

   What kind of headlines do you thin we’ll see by the time we reach our April 14th, show next month?

-----------Tim---------------

 

   Tim Ness—Sioux Falls Best Tax and Bookkeeping Service—for 20+ years—and there is a reason---they work professionally with each tax payer ----one tax return at a time.

 

   Office hours----

----our time is up—thank you for yours. 

March 10, 2026&mdash;9-10----Tax Talk---Tim Ness---Show 51-34
&nbsp;&nbsp;&nbsp;I&rsquo;m Bill Zortman and welcome to Tax Talk with Tim Ness&mdash;Show 51-34 in our ORIGINAL It&rsquo;s YOUR Business Series.
&nbsp;
&nbsp;&nbsp;&nbsp;Once a month---Tim Ness&mdash;Voted Sioux Falls BEST TAX and BOOKKEEPING SERVICE for 20+Years---joins us in our studios on Phillips Avenue---and is the ONLY SHOW THAT WE TAKE QUESTIONS FOR----
&nbsp;&nbsp;&nbsp;Fes Former IRS TAX MAN---HERE---and with all the changes that are already going on in 2026---Tim feels you should have a number of inquiries you want to make.
&nbsp;
&nbsp;&nbsp;&nbsp;It&rsquo;s EASY---call 605-336-1320----Norm Anderson will take the call and you can ask the question you really want or need answering.
&nbsp;
&nbsp;&nbsp;&nbsp;Tim---it&rsquo;s the 3rd month of the year----in 2026---what is different this year as far as TAXES are concerned?
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;New HOURs---LOCATIONS&mdash;AND IN THE EARLY GOING THE MOST ASKED QUESTIONS YOU ARE ALREADY RECEIVING
&nbsp;
-----------------------Tim----------------
&nbsp;&nbsp;&nbsp;&nbsp;With all disagreements on wars---policies-----and many suffering with higher prices------what else makes 2026 so much different in March 2026&mdash;as we are now 5 weeks or so to the tax deadline---
-----------------------Tim----------------
&nbsp;&nbsp;&nbsp;&nbsp;Looking are your notes-----deadlines already approaching---PARTNERSHIP and S-CORP filing deadline is next Tuesday---March 16th.&nbsp; Are you getting questions----or concerns from those that choose NESS TAX for their tax preparations?
-----------------------Tim------------------
&nbsp;&nbsp;&nbsp;&nbsp;I always see this question in your talking point notes---
&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;HOW to CHOOSE a tax PREPARER?&rdquo;
&nbsp;
&nbsp;&nbsp;&nbsp;That would seem to be easy if you chose (AGAIN) Ness TAX and BOOKKEEPING----why should Ness Tax&mdash;be the OBVIOUS CHOICE?
------------------------Tim-----------------
&nbsp;&nbsp;&nbsp;I see as well even though we are well into March---NESS TAX is accepting new clients--------
&nbsp;
&nbsp;&nbsp;&nbsp;What kind of questions do you get from those considering and then choosing&mdash;Ness Tax and BOOKKEEPING?
----------------------Tim-------------------
&nbsp;&nbsp;&nbsp;YOUR HOURS---as you reach 5 weeks away? April 15th&mdash;being the filing deadline for individuals
----------------------Tim-------------------
--------------Questions for Tim Ness---call us at 336-1320----and we&rsquo;ll&nbsp;
your calls until 9:55 this morning-------
&nbsp;
&nbsp;----------------------Tim-------------------
&nbsp;&nbsp;&nbsp;&nbsp;What is surprising you in&nbsp; the 2026 preparation year&mdash;for 2025 tax returns?
&nbsp;&nbsp;&nbsp;&nbsp;--------------------Tim-------------------
&nbsp;&nbsp;&nbsp;&nbsp;The So-called Big Beautiful Bill----how is it affecting returns for 2025&mdash;in the 2026 filing year-----
------------------------Tim-------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;YOU have questions for Tim Ness call us at 336-1320----Norm Anderson will answer the phone he will ask you for a name Tim Ness should call you---and it doesn&rsquo;t have to be your real name-----
------------------------Tim-------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In previous months----we had questions about capital gains----what should our audience know----and is there anything different----
------------------------Tim-------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;One of the things you shared that could benefit taxpayers is the so called&mdash;in the Big Beautiful Bill&mdash;could be up to $2,000---is that proving to be true&mdash;too little&mdash;too much---
------------------------Tim-------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;What you anticipate and are seeing that are some of the toughest questions to answer for tax payers---here in still the 1st quarter of 2026?
------------------------Tim--------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WE have talked in the last two months---about apply for Trump Accounts on your tax return for children (if you can call them that) at 18 or those younger------
-------------------------Tim---------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Anything confusing those you are filing returns for in the early going of the 2026 year?
-------------------------Tim---------------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Questions for Tim Ness&mdash;call us at 336-1320---back with segment two after a brief Tax Time out&mdash;
&nbsp;
9:20/00&mdash;KELO Commercials
9:21/30---Tax Talk 2
&nbsp;&nbsp;&nbsp;Welcome back this is the March version of Tax Talk with Tim Ness---he&rsquo;s taking your questions---you just need to call us at 336-1320----
-----Tim we have been talking about the suggestions that IRS says are important reminders when choosing a TAX PROFESSIONAL. Tim Ness is always a good start for that---what else would you suggest here in 2026?
------------------Tim-------------
&nbsp;&nbsp;&nbsp;WE talked last month about the PRESIDENT suing IRS for $10 Billion dollars---is that kind of action by a PRESIDENT unusual or does it have precedent to it?
-------------------Tim-------------
&nbsp;&nbsp;&nbsp;&nbsp;We have been talking for almost a year---about the IRS doing away with paper checks----what do your patrons think of that ---and do you see that changing anytime soon?
-------------------Tim--------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In recent months we have shared with our Tax Talk audience---if you OWE the IRS---Ness Tax Might be able to help you----are you still working on that-----and how much do you have to owe the IRS&mdash;would your office be interested in helping the listener?
--------------------Tim--------------
&nbsp;&nbsp;&nbsp;&nbsp;For those that don&rsquo;t know ---please share with our audience---your career with the IRS---and how it still helps you today?
--------------------Tim-----------------
&nbsp;&nbsp;&nbsp;&nbsp;Questions for Tim Ness---feel free to call us at 336-1320---we&rsquo;ll be taking calls up to the last of the 5 breaks in this show.
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;When we come back&mdash;why not be the first in that show segment with a question&mdash;call us at 336-1320-----
&nbsp;
9;29/00&mdash;KELO Commercials
9:30/00---fox biz news
9:32/00---Tax Talk 3
&nbsp;&nbsp;&nbsp;I&rsquo;m Bill Zortman and welcome back to Tax Talk with Tim Ness---Sioux Falls Best Tax and Bookkeeping service for 20+ years.
&nbsp;&nbsp;&nbsp;On the 2nd Tuesday of the month&mdash;9-10&mdash;Tim Ness helps taxpayers out&mdash;he takes their calls---answers their questions---and I understand quite the number of those that have called from this show---have actually been or became---dependent on Ness Tax and Bookkeeping---can you share with us a few of the stories----about those who called and are counting on you to help them
-------------------Tim----------------------------
&nbsp;&nbsp;&nbsp;&nbsp;We remind you again that the Partnership and S-corp filing deadline is March 16th---yes next Monday-----
&nbsp;
&nbsp;&nbsp;&nbsp;Questions for Tim Ness on the show---call us at 605-336-1320----
&nbsp;&nbsp;&nbsp;If they want to call your office(s)------please share the hours---locations and phone numbers-----
&nbsp;&nbsp;-------------------Tim----------------------------
&nbsp;
&nbsp;&nbsp;&nbsp;If you have just joined us&mdash;please share with our audience---your locations---your hours---and yes the most asked questions you are getting in 2026 for the 2025 tax returns---
&nbsp;&nbsp;&nbsp;&nbsp;-------------------Tim--------------------------
&nbsp;&nbsp;&nbsp;For those that have just joined us&mdash;you served a number of years working for the IRS-----what did you learn in tenure------that sticks with you today---and helps those wanting an understanding of the IRS&mdash;and what they expect from tax-payers?
-----------------------Tim--------------------------
&nbsp;&nbsp;&nbsp;Remember we&rsquo;ll take your questions for Tim Ness at 336-1320&mdash;up to 9:55 this morning---
&nbsp;
---------When we come back----we&rsquo;ll take your calls&mdash;and talk about the Trump Toddler accounts for newborns from 2025 to 2028
&nbsp;
9:44/00&mdash;KELO Commercials
9:45/30---Tax Talk 4
&nbsp;&nbsp;Welcome back to Tax Talk---with Sioux Falls Best&mdash;Tax and Bookkeeping Service--- Ness Tax----
&nbsp;
&nbsp;&nbsp;Locations---hours-----and we haven&rsquo;t talked yet about the number of people from states with a State Income Tax your office continues to help---
---------------Tim----------------
&nbsp;&nbsp;The other area you have shared with us in the last decade or so &ndash;is how you help businesses&mdash;with bookkeeping. You have been doing that for a long period of time----- and how much can you teach an old business dog new tricks for keeping in line with the proper bookkeeping
&nbsp;
&nbsp;&nbsp;&nbsp;We should have asked you---how many states you have been helping their former residents to prepare state taxes---
----------------------Tim------------------
&nbsp;&nbsp;&nbsp;The team that you have----obviously were part of the income tax preparations----but how do you train them to make sure they are giving your tax patrons the best service possible---
-----------------------Tim------------------
&nbsp;&nbsp;&nbsp;Most asked question you have been getting during this tax&mdash;preparation time?
------------------------Tim-----------------
&nbsp;&nbsp;&nbsp;When we come back---we&rsquo;ll take one more call---336-1320---and have Tim Ness&mdash;give us a wrap of what we learned on our show today---March 10th, 2026
&nbsp;
9:55/55---KELO NESS COMMERCIALS
9:57/25---Tax Talk 5
&nbsp;&nbsp;We are in closing couple of minutes&mdash;please share with the audience your office hours---your locations----and maybe the biggest tax concern you have for our audience today
-----------Tim------------
&nbsp;&nbsp;&nbsp;What kind of headlines do you thin we&rsquo;ll see by the time we reach our April 14th, show next month?
-----------Tim---------------
&nbsp;
&nbsp;&nbsp;&nbsp;Tim Ness&mdash;Sioux Falls Best Tax and Bookkeeping Service&mdash;for 20+ years&mdash;and there is a reason---they work professionally with each tax payer ----one tax return at a time.
&nbsp;
&nbsp;&nbsp;&nbsp;Office hours----
----our time is up&mdash;thank you for yours.&nbsp;

March 10, 2026 9AM - Tax Talk with Tim Ness

March 9, 2026---10-11—It’s YOUR Agri Business—Show 51-33

From the Blackburn Studios in Downtown Sioux Falls—BECOME A Blackburn PROTECTED HOME

 

(((LEARN MORE at Blackburn Basement REPAIR---com))))

(((((MUSIC---THIS-OLE-HOUSE)))))

 

((((YEE-HAH-----I’m Bill Zortman and WELCOME TO IT”S YOUR AGRI BUSINESS___--Show 51-33---in OUR ORIGINAL IT’s YOUR Business Series.

 

We are in the 2nd Monday of March-----and with all the activities happening in PIERRE at the LEGISLATIVE SESSION----now counting down on just 1 hand---what should we expect----we get our first report right here

 

(((Taped Segment Casey Crabtree))))

 

   Plenty left to discuss-----and we’ll talk with Congressman Dusty Johnson in our Tuesday 10:00 show tomorrow------

 

   ---check with Casey and see if the Attorney General—Marty Jackley wants to weigh in.

 

   ----------lots of concerns in Pierre----plus a lot of “I Do RUN’s” among the candidates----- we’ll keep a close eye…

 

   We don’t endorse---we just ask questions important to our audience-----

 

   National Farmers Union has just completed their National Convention are meeting in the big Easy---New Orleans

 

   Rocky Forman who is so good at working with us putting our monthly show together is with us—for the last day---before they head back home to comfy and home South Dakota----

   Rocky---Mr. Kippley gets another term from your meeting just completed---why should that be so important to all of us in South Dakota and Neighboring States-to have his say in the middle of the national policy making

 

------------------Rocky-----------------

   Working together with others in agriculture---what seems to be the concern not only among your delegates---but those in surrounding state—and Farmers Union Nation-wide---

------------------Rocky-----------------

    ----how many from South Dakota attended the national convention---

   -----topics we’ll hear about in our monthly South Dakota Farmers Union Show 10:00 next Tuesday---- St. Patrick’s Day---March 17th000

-------Rocky Forman---thanks for the  visit---

 

  We’ll start checking a few of the morning numbers---when our It’s YOUR Agri Business show continues.

 

10:20/00—KELO Commercials

10:21/30---Ag Biz 2

  We start this segment with our friends at Plains Commerce Bank----we’ll talk the same language we always do---helping those that are in agriculture---those that are in business—newly married couples all the way thru those that have been married a highly respectable number of years---





  Nolan Clarke---Plains Commerce----thanks for joining us---what are the type of questions you are getting from those in agriculture---those in business-----new customers---newly married couples as well as those that continue to add years to their togetherness

---------------------Nolan--------------------

  We hope that to have Gary and Camerla----from Plains Commerce in our 10:00 show on Tuesday------what kind of questions are they answering and helping with?

 

 --------------Sarah Heinrich---has the Growing Harvest Network Next---from our sister station in Fargo—

 

((((Taped Segment---Sarah Heinrich--))))

 

10:29/30---KELO Commercials

10:31/30---Ag Biz 3

  -----------Let’s check the morning commodities---with Matt Swenson---Swenson Commodities--- 

   Matt what are you seeing this 9th day of March 2026-------

--------------------Matt Swenson-------------------

  Morning Commodities

 

--------------------Matt---------------------------------

  We do think it is important enough for our listeners---to understand that they can get information not only thru us---but calling you and your team from early morning to afternoon---what do they call---and is there a place they can go on line to get the latest information---

---------------------Matt--------------------------------

   Matt Swenson----Swenson Commodities---talk with you tomorrow about this same time and this same farm facts connection---

 

Tina-----Chief Marketing and  Sales Officer---Gil Haugan Construction---- 

 

What’s being built ---





  Gerri Eide—FFA of South Dakota-----and guest-----





10:43/00—KELO Commercials

10:44/30---Ag Biz 4

 

The Rock Report

 

This coming Monday, March 9th I will be interviewing in person at KELO Radio’s Studios, Mike Kloth – President/CEO of G  Gel Ice Packs – Brandon, South Dakota.

        Would you share with us the history of your company?

What products does your company make?

Where are your products made?

How many employees do you have and what do they specialize in?   

Are you in need of more employees?   If so, who should they contact?

What is your company’s website?

Why are your company's products better than your competitors' products?

Is your company growing?   And if so, why?  Does your company import any of its products?   If so, from what countries?

Does your company export any of its products?   If so, to what countries

 

  John Ball----

 

Justin Glisin------

 

Our time is up—thank you for yours… 

  

March 9, 2026---10-11&mdash;It&rsquo;s YOUR Agri Business&mdash;Show 51-33
From the Blackburn Studios in Downtown Sioux Falls&mdash;BECOME A Blackburn PROTECTED HOME
&nbsp;
(((LEARN MORE at Blackburn Basement REPAIR---com))))
(((((MUSIC---THIS-OLE-HOUSE)))))
&nbsp;
((((YEE-HAH-----I&rsquo;m Bill Zortman and WELCOME TO IT&rdquo;S YOUR AGRI BUSINESS___--Show 51-33---in OUR ORIGINAL IT&rsquo;s YOUR Business Series.
&nbsp;
We are in the 2nd Monday of March-----and with all the activities happening in PIERRE at the LEGISLATIVE SESSION----now counting down on just 1 hand---what should we expect----we get our first report right here
&nbsp;
(((Taped Segment Casey Crabtree))))
&nbsp;
&nbsp;&nbsp;&nbsp;Plenty left to discuss-----and we&rsquo;ll talk with Congressman Dusty Johnson in our Tuesday 10:00 show tomorrow------
&nbsp;
&nbsp;&nbsp;&nbsp;---check with Casey and see if the Attorney General&mdash;Marty Jackley wants to weigh in.
&nbsp;
&nbsp;&nbsp;&nbsp;----------lots of concerns in Pierre----plus a lot of &ldquo;I Do RUN&rsquo;s&rdquo; among the candidates----- we&rsquo;ll keep a close eye&hellip;
&nbsp;
&nbsp;&nbsp;&nbsp;We don&rsquo;t endorse---we just ask questions important to our audience-----
&nbsp;
&nbsp;&nbsp;&nbsp;National Farmers Union has just completed their National Convention are meeting in the big Easy---New Orleans
&nbsp;
&nbsp;&nbsp;&nbsp;Rocky Forman who is so good at working with us putting our monthly show together is with us&mdash;for the last day---before they head back home to comfy and home South Dakota----
&nbsp;&nbsp;&nbsp;Rocky---Mr. Kippley gets another term from your meeting just completed---why should that be so important to all of us in South Dakota and Neighboring States-to have his say in the middle of the national policy making
&nbsp;
------------------Rocky-----------------
&nbsp;&nbsp;&nbsp;Working together with others in agriculture---what seems to be the concern not only among your delegates---but those in surrounding state&mdash;and Farmers Union Nation-wide---
------------------Rocky-----------------
&nbsp;&nbsp;&nbsp;&nbsp;----how many from South Dakota attended the national convention---
&nbsp;&nbsp;&nbsp;-----topics we&rsquo;ll hear about in our monthly South Dakota Farmers Union Show 10:00 next Tuesday---- St. Patrick&rsquo;s Day---March 17th000
-------Rocky Forman---thanks for the&nbsp; visit---
&nbsp;
&nbsp;&nbsp;We&rsquo;ll start checking a few of the morning numbers---when our It&rsquo;s YOUR Agri Business show continues.
&nbsp;
10:20/00&mdash;KELO Commercials
10:21/30---Ag Biz 2
&nbsp;&nbsp;We start this segment with our friends at Plains Commerce Bank----we&rsquo;ll talk the same language we always do---helping those that are in agriculture---those that are in business&mdash;newly married couples all the way thru those that have been married a highly respectable number of years---
 
&nbsp;&nbsp;Nolan Clarke---Plains Commerce----thanks for joining us---what are the type of questions you are getting from those in agriculture---those in business-----new customers---newly married couples as well as those that continue to add years to their togetherness
---------------------Nolan--------------------
&nbsp;&nbsp;We hope that to have Gary and Camerla----from Plains Commerce in our 10:00 show on Tuesday------what kind of questions are they answering and helping with?
&nbsp;
&nbsp;--------------Sarah Heinrich---has the Growing Harvest Network Next---from our sister station in Fargo&mdash;
&nbsp;
((((Taped Segment---Sarah Heinrich--))))
&nbsp;
10:29/30---KELO Commercials
10:31/30---Ag Biz 3
&nbsp;&nbsp;-----------Let&rsquo;s check the morning commodities---with Matt Swenson---Swenson Commodities---&nbsp;
&nbsp;&nbsp;&nbsp;Matt what are you seeing this 9th day of March 2026-------
--------------------Matt Swenson-------------------
&nbsp;&nbsp;Morning Commodities
&nbsp;
--------------------Matt---------------------------------
&nbsp;&nbsp;We do think it is important enough for our listeners---to understand that they can get information not only thru us---but calling you and your team from early morning to afternoon---what do they call---and is there a place they can go on line to get the latest information---
---------------------Matt--------------------------------
&nbsp;&nbsp;&nbsp;Matt Swenson----Swenson Commodities---talk with you tomorrow about this same time and this same farm facts connection---
&nbsp;
Tina-----Chief Marketing and&nbsp; Sales Officer---Gil Haugan Construction----&nbsp;
&nbsp;
What&rsquo;s being built ---
 
&nbsp;&nbsp;Gerri Eide&mdash;FFA of South Dakota-----and guest-----
 
10:43/00&mdash;KELO Commercials
10:44/30---Ag Biz 4
&nbsp;
The Rock Report
&nbsp;
This coming Monday, March 9th&nbsp;I will be interviewing in person at KELO Radio&rsquo;s Studios, Mike Kloth &ndash; President/CEO of G&nbsp; Gel Ice Packs &ndash; Brandon, South Dakota.
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Would you share with us the history of your company?
What products does your company make?
Where are your products made?
How many employees do you have and what do they specialize in? &nbsp;&nbsp;
Are you in need of more employees? &nbsp; If so, who should they contact?
What is your company&rsquo;s website?
Why are your company's products better than your competitors' products?
Is your company growing? &nbsp; And if so, why?&nbsp; Does your company import any of its products? &nbsp; If so, from what countries?
Does your company export any of its products? &nbsp; If so, to what countries
&nbsp;
&nbsp;&nbsp;John Ball----
&nbsp;
Justin Glisin------
&nbsp;
Our time is up&mdash;thank you for yours&hellip;&nbsp;
&nbsp;&nbsp;

March 9, 2026 10AM - It's Your Agri Business with Bill Zortman

March 9, 2025---9-10----Remodelers Show-----Show---51-32

From the Blackburn Studios in Downtown Sioux Falls—BECOME A Blackburn Protected HOME

 

(((LEARN MORE at Blackburn Basement REPAIR.com))))

(((((MUSIC---THIS OLE HOUSE))))))

(((YEE-HAH----I’m Bill Zortman and WELCOME to the REMODELERS SHOW----5132—In OUR ORIGINAL It’s YOUR Business Series

 

  The first Monday of each month we have the REPORT CARD SHOW—which lets us look at the figures from the City of Sioux Falls—and along with those that count the permits---yes Mr. Neil King---the realtors, the home builders-----and yes the bankers---looking at what we have done—and the direction we are going.

 

   The second Monday of the month---we do the REMODELERS SHOW—which lets us do a look at trends----how we started this month---(March) ----and what may have changed.

 

    The Report and Remodelers Shows we have been doing for 10 or so years----and gives us some of the best discussions—on buying-selling-remodeling and banking.

 

     We normally start with Tony Bachman----who has helped me with the show pretty much from the time we did our first show—to this morning---but he shared he needed a little time for his own health

 

     Jack and Callie–what are you seeing----and probably more important how are we trending and what are you expecting when we talk on April 6th?

 

--------------------Jack & Callie-------------------Craig Wynia

     

 

9:16/00---KELO Commercials

9:17/30---Remodelers 2

 

Teddi Mueller---Craig Wynia ---Neil King

 

--events----what is important---and where are we going

9:29/00---Fox Business News

9:31/30---Remodelers 3

---------------The Bankers-----Dave Kelly

--------------------------------------Kelly Kelly

This past week I ran into two situations where borrowers were told they had to go with a particular lender and realtor when looking at houses.  I looked up a few things and there are some major lawsuits out there against two companies in particular.  I ran into both of them this week.

 

Zillow

Zillow requires agents that they work with to use Zillow Mortgage.  The Realtors obtain more leads the more loans they refer to Zillow mortgage. People need to be aware that they don’t need to be tied together.  For example, the best rates for a first time homebuyer whether VA, Conventional or FHA is SD Housing.  You have to have a brick and mortar in the state to be able to offer SD Housing.   Zillow does not have it so if you are a first time homebuyer working with a Zillow Realtor there is a very good chance you will never be informed of SD Housing options.  This is a severe detriment to a homebuyer.  Hopefully, the lawsuit fixes the problem but I wanted people to know about this issue.

 

Zillow Lawsuit:

The most significant case involves allegations that Zillow violated federal law by using illegal kickbacks to pressure real estate agents into steering homebuyers toward Zillow Home Loans (ZHL). Lead plaintiff Araba Armstrong, a first-time homebuyer from Anchorage, Alaska, claims she purchased her home in 2024 through a Zillow-affiliated agent and believed she was obligated to use Zillow Home Loans for her mortgage.

The lawsuit targets Zillow’s Premier Agent program and its connection to Zillow Home Loans. Participating agents who pay or earn access to consumer leads through Premier Agent were allegedly assessed by Zillow using metrics related to its home loans program, requiring agents to meet specific ZHL pre-approval quotas as a condition of program participation.

 
Dave warned Bill about Zillow and Veterans United steering borrowers toward affiliated lenders.
Zillow allegedly pressures agents via Premier Agent metrics tied to Zillow Home Loans quotas.
Veterans United allegedly misleads vets about VA affiliation and steers them away from better rates.

 

 

9:44/00—KELO Commercials

9:45/30---Remodelers 4

 

Todd Boots---Jerry Berg----Steve Swenson----Joe Hanson –Janelle Cain----------

 

----------events------business-----state-wide discussions----

 

----------ag in general-----homes for sale and building ------interest rates---what we see for the 2nd quarter of 2026----

 

--------------legislative session------Todd what you are seeing-----

 

Upcoming events-------

 

9:55/50—KELO Commercials

9:57/20---Remodelers 5

   Great way to start the week-----updating the housing---interest rates—buying and selling ---and what else we might see during the next six months of daily savings time----

 

   Big week in Pierre---we’ll check and see what they are expecting in the final full week of the legislative session.

 

   Plus we’ll have the Rock Report---as we do on Monday----and check Tree---Weather expectations—and have more on how Ukraine views what is happening with Iran-----and other countries in the middle of the fight—leaving school children killed in big numbers—and others wondering just where we are going----

 

   -------------our time is up----thank you for yours….

 

March 9, 2025---9-10----Remodelers Show-----Show---51-32
From the Blackburn Studios in Downtown Sioux Falls&mdash;BECOME A Blackburn Protected HOME
&nbsp;
(((LEARN MORE at Blackburn Basement REPAIR.com))))
(((((MUSIC---THIS OLE HOUSE))))))
(((YEE-HAH----I&rsquo;m Bill Zortman and WELCOME to the REMODELERS SHOW----5132&mdash;In OUR ORIGINAL It&rsquo;s YOUR Business Series
&nbsp;
&nbsp; The first Monday of each month we have the REPORT CARD SHOW&mdash;which lets us look at the figures from the City of Sioux Falls&mdash;and along with those that count the permits---yes Mr. Neil King---the realtors, the home builders-----and yes the bankers---looking at what we have done&mdash;and the direction we are going.
&nbsp;
&nbsp;&nbsp; The second Monday of the month---we do the REMODELERS SHOW&mdash;which lets us do a look at trends----how we started this month---(March) ----and what may have changed.
&nbsp;
&nbsp;&nbsp;&nbsp; The Report and Remodelers Shows we have been doing for 10 or so years----and gives us some of the best discussions&mdash;on buying-selling-remodeling and banking.
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp; We normally start with Tony Bachman----who has helped me with the show pretty much from the time we did our first show&mdash;to this morning---but he shared he needed a little time for his own health
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp; Jack and Callie&ndash;what are you seeing----and probably more important how are we trending and what are you expecting when we talk on April 6th?
&nbsp;
--------------------Jack &amp; Callie-------------------Craig Wynia
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;
9:16/00---KELO Commercials
9:17/30---Remodelers 2
&nbsp;
Teddi Mueller---Craig Wynia ---Neil King
&nbsp;
--events----what is important---and where are we going
9:29/00---Fox Business News
9:31/30---Remodelers 3
---------------The Bankers-----Dave Kelly
--------------------------------------Kelly Kelly
This past week I ran into two situations where borrowers were told they had to go with a particular lender and realtor when looking at houses.&nbsp; I looked up a few things and there are some major lawsuits out there against two companies in particular.&nbsp; I ran into both of them this week.
&nbsp;
Zillow
Zillow requires agents that they work with to use Zillow Mortgage.&nbsp; The Realtors obtain more leads the more loans they refer to Zillow mortgage. People need to be aware that they don&rsquo;t need to be tied together.&nbsp; For example, the best rates for a first time homebuyer whether VA, Conventional or FHA is SD Housing.&nbsp; You have to have a brick and mortar in the state to be able to offer SD Housing.&nbsp; &nbsp;Zillow does not have it so if you are a first time homebuyer working with a Zillow Realtor there is a very good chance you will never be informed of SD Housing options.&nbsp; This is a severe detriment to a homebuyer.&nbsp; Hopefully, the lawsuit fixes the problem but I wanted people to know about this issue.
&nbsp;
Zillow Lawsuit:
The most significant case involves allegations that Zillow violated federal law by using illegal kickbacks to pressure real estate agents into steering homebuyers toward Zillow Home Loans (ZHL). Lead plaintiff Araba Armstrong, a first-time homebuyer from Anchorage, Alaska, claims she purchased her home in 2024 through a Zillow-affiliated agent and believed she was obligated to use Zillow Home Loans for her mortgage.
The lawsuit targets Zillow&rsquo;s Premier Agent program and its connection to Zillow Home Loans. Participating agents who pay or earn access to consumer leads through Premier Agent were allegedly assessed by Zillow using metrics related to its home loans program, requiring agents to meet specific ZHL pre-approval quotas as a condition of program participation.
&nbsp;
<ul>
<li>Dave warned Bill about Zillow and Veterans United steering borrowers toward affiliated lenders.</li>
<li>Zillow allegedly pressures agents via Premier Agent metrics tied to Zillow Home Loans quotas.</li>
<li>Veterans United allegedly misleads vets about VA affiliation and steers them away from better rates.</li>
</ul>
&nbsp;
&nbsp;
9:44/00&mdash;KELO Commercials
9:45/30---Remodelers 4
&nbsp;
Todd Boots---Jerry Berg----Steve Swenson----Joe Hanson &ndash;Janelle Cain----------
&nbsp;
----------events------business-----state-wide discussions----
&nbsp;
----------ag in general-----homes for sale and building ------interest rates---what we see for the 2nd&nbsp;quarter of 2026----
&nbsp;
--------------legislative session------Todd what you are seeing-----
&nbsp;
Upcoming events-------
&nbsp;
9:55/50&mdash;KELO Commercials
9:57/20---Remodelers 5
&nbsp;&nbsp; Great way to start the week-----updating the housing---interest rates&mdash;buying and selling ---and what else we might see during the next six months of daily savings time----
&nbsp;
&nbsp;&nbsp; Big week in Pierre---we&rsquo;ll check and see what they are expecting in the final full week of the legislative session.
&nbsp;
&nbsp;&nbsp; Plus we&rsquo;ll have the Rock Report---as we do on Monday----and check Tree---Weather expectations&mdash;and have more on how Ukraine views what is happening with Iran-----and other countries in the middle of the fight&mdash;leaving school children killed in big numbers&mdash;and others wondering just where we are going----
&nbsp;
&nbsp;&nbsp; -------------our time is up----thank you for yours&hellip;.
&nbsp;

March 10, 2026 10AM - It's Your Agri Business with Bill Zortman

It's Your Business

In 1 playlist(s)

It's Your Business

Social links

Follow podcast

Recent clips