Bill Zortman brings entrepreneurs and community and state leaders together to talk about business.

It's Your Business

December 1, 2025 9AM - It's Your Business - The Report Card Show

From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Preferred HOME

 

LEARN MORE at Blackburn Basement Repair.com

 

(((((MUSIC---This OLE HOUSE))))

 

YEE HAH---I’m Bill Zortman and Welcome to It’s YOUR Agri Business-----show 50-57 in our ORIGINAL It’s YOUR Business Series.

December 5, 2025---10-11—It’s YOUR Agri Business—Show 50-56

 

Yes this is our AG Show----and traditionally we start with Darren Hefty—Ag PHD-------and like many Friday’s—he is speaking and we just pre-recorded him---

 

(((Darren Hefty---AG PHD TAPED))))

 

  We need to check in with Corn and Soybeans as well on this first Friday of December---

-----------Jerry Schmitz-SD Soybeans-----

   Give us an update on the take Soybean growers have on 2025---their hopes and what they believe can be done for 2026---

----------------------Jerry-----------------

   Upcoming meetings---- and what you and the growers think hey need to get accomplished----

----------------------Jerry-----------------

   Jerry Schmitz---South Dakota Soybeans---keep us posted thru the months ahead on what Soybeans is doing and working for the coming year.

 

----From South Dakota Corn—Danita Murray---- talk to us about 2025---a wrap—what was accomplished what certainly needs to be done for 2026----

------------------Danita----------------

     Your upcoming meetings---what your growers are hoping can be done for their prices----and growth in the coming year----

------------------Danita-----------------

     I know you work with a lot of Corn growers—but others as well—kind of trips you’ll have to DC—and right here in South Dakota----

-------------------Danita-----------------

    Danita Murray—SD Corn----

 

----------we’ll be doing our 9-11 Show on Wednesday from the South Dakota Farmers Union meeting in Huron----we know that leadership will be there along with families----and we’ll do as much talking in that special Statewide meeting….

 

-----------one of those that has been working with us is Casey Crabtree—he’s next on our It’s YOUR Agri Business Show

 

10:19/30—KELO Commercials

10:21/30---Ag Biz 2

   We do know that Governor Larry Rhoden is in Sioux Falls today and will be in Huron on Wednesday when we do the statewide—It’s YOUR Agri Business Show….

   The Governor was busy----Congressman Dusty Johnson too busy---but Casey Crabtree—who was with us on Wednesday’s Show—that measured with the Governor said about budgets---planning----and it will be something we talk to him about Wednesday when he will lead off our 10:00 hour at the South Dakota Farmers Union State Convention.

    Casey—good morning to you-----what the Governor had to say in his pitch across the Legislative Session in January---did not hit people perhaps as well as he would have liked. We had a number of people talking to us during our Wednesday show----and as the old saying goes—with what he is saying has a lot of explaining to do-----

     Since our interview 2 days ago---what else are you hearing—and what other concerns do South Dakotans have---

--------------Casey-------------------

    The legislative session---coming in an election year for Governor—could make it interesting—what else do Suth Dakotans need to hear---

-------------------Casey-----------------

     In your talks with residents around the state----what do you think they will get to hear---

--------------------Casey----------------

     What are lawmakers suggesting after a few more days of thinking about it----

--------------------Casey----------------

     Appreciate you keeping us in the loop---

 

--------------Sarah Heinrich—KFGO Fargo—has her Growing Harvest Network report next---

10:25/30—Sarah Heinrich---Growing Harvest Network

10:28/00---KELO Commercials

10:30/30---Ag Business 3

  Welcome back to It’s YOUR Agri Business---and if you follow our show—it’s just like clockwork for those out there that really need to know the morning farm quotes---

 

   Matt Swenson---Swenson Commodities—joins us to give us his mid-morning update---which is truly counted on and very important to our listeners----

   Matt what are you seeing—

------------------Farm Quotes--------

   Grain-meat—energy---Big Board on Wall street----

----------------Matt---------------

   Can people get updates from Swenson Commodities during the day-----------------Matt---------------

   We appreciate you joining us---the  bringing our valuable and loyal listeners up-to-date---

-----------------one project that we will be working on next week---takes us back to Huron for the South Dakota Farmers Union State-wide conference---we have talked with some of those farm leaders ---who will be there—including Governor Larry Rhoden-----don’t know about Dusty Johnson with all they are trying to do in DC---but we know that we will be talking to National President of Farmers Union----Rob Larew---South Dakota President Doug Sombke---and FFA youngsters and many more----including host for our Monthly Show---Rocky Forman---

 

-----------------Rocky----------------topics you are hearing about----to be discussed----

------------------Why with all that is going on not only on the farms---in the small and larger towns--- that this convention----can matter and can educate---

------------------Rocky----------------

                    For those that don’t know how many SD Farmers Union members are there----and what are you hearing they would like to see accomplished when we strike up the band on Wednesday---

------------------Rocky-----------------

    We look forward to being there----we know FFA just back from Indianapolis will be part of the crowd----along with a lot of farmers that should be asked more often----what is important---

-------------------Rocky-----------------

    Our usual Tuesday Farmers Union Monthly show will not air this week as we do the Wednesday 9-11 hours from Huron.

---take a break and get a couple more updates on weather, trees and Ukrainians still working hard in South Dakota

 

10:40/20—KELO Commercials

10:41/50---Ag Biz 4

 

    Lets check in this morning in what is usually our weekly visit with Alla from Ukraine—something we have been doing for several years.

 

    Alla lots of Ukraine talk----what are those Ukrainian born –now in South Dakota thinking about what needs done—and where this is going

------------------Alla------------

    As I have mentioned on our Friday visits before---I’ve been surprised by the number of trips I have made with others to locations in South Dakota—that make it clear—this state can use more of the hard working Ukrainians---

-------------------Alla------------------

    For those that don’t know share how your family migrated to South Dakota—and just when that was---

-------------------Alla-------------------

    Why do South Dakotans believe in the Ukrainian work force to help them with the work and jobs they are doing to raise their own families-

-------------------Alla--------------------

    Alla---we appreciate having you to visit with us---and we know that with all the differences in Ukraine with the Russians right now—that it can take a few prayers---and what else---

-------------------Alla---------------------

    We appreciate your visit----

 

    Just ahead---Mr. Tree---and Laura Edwards—South Dakota State Climatologist -----

     Stay with us---

 

10:47/00—KELO Commercials

10:49/00----Ag Biz 5

  Mr. Tree—John Ball is with us---big snow storm coming in---how will our trees survive---

-----------Tree-------------

  We have just 3 ½ weeks left in 2025-----how would you explain what you have seen in South Dakota from Fall to winter—and what it did to the trees..

-------------------John Ball-------------

  Trees in this time of year---how do you help them----what should you do---and what Shouldn’t you do---

 

-------------------Mr. Tree---------------

  With all the trees you have seen this year—all you taught students about at SDSU---was it just another normal year—what will it be remembered for---

--------------------Tree-------------------

 

   Laura Edwards—SD State Climatologist joins us---for a look at this weekend----what she sees not only thru the weekend---but thru next week here in South Dakota.

   Who you work with when you go on the road----and what will you remember most about 2025---

--------------------Laura-----------------

 

Laura Edwards—thanks for the visit

From the Blackburn Studios in Downtown Sioux Falls&mdash;Become a Blackburn Preferred HOME
&nbsp;
LEARN MORE at Blackburn Basement Repair.com
&nbsp;
(((((MUSIC---This OLE HOUSE))))
&nbsp;
YEE HAH---I&rsquo;m Bill Zortman and Welcome to It&rsquo;s YOUR Agri Business-----show 50-57 in our ORIGINAL It&rsquo;s YOUR Business Series.
December 5, 2025---10-11&mdash;It&rsquo;s YOUR Agri Business&mdash;Show 50-56
&nbsp;
Yes this is our AG Show----and traditionally we start with Darren Hefty&mdash;Ag PHD-------and like many Friday&rsquo;s&mdash;he is speaking and we just pre-recorded him---
&nbsp;
(((Darren Hefty---AG PHD TAPED))))
&nbsp;
&nbsp;&nbsp;We need to check in with Corn and Soybeans as well on this first Friday of December---
-----------Jerry Schmitz-SD Soybeans-----
&nbsp;&nbsp;&nbsp;Give us an update on the take Soybean growers have on 2025---their hopes and what they believe can be done for 2026---
----------------------Jerry-----------------
&nbsp;&nbsp;&nbsp;Upcoming meetings---- and what you and the growers think hey need to get accomplished----
----------------------Jerry-----------------
&nbsp;&nbsp;&nbsp;Jerry Schmitz---South Dakota Soybeans---keep us posted thru the months ahead on what Soybeans is doing and working for the coming year.
&nbsp;
----From South Dakota Corn&mdash;Danita Murray---- talk to us about 2025---a wrap&mdash;what was accomplished what certainly needs to be done for 2026----
------------------Danita----------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Your upcoming meetings---what your growers are hoping can be done for their prices----and growth in the coming year----
------------------Danita-----------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;I know you work with a lot of Corn growers&mdash;but others as well&mdash;kind of trips you&rsquo;ll have to DC&mdash;and right here in South Dakota----
-------------------Danita-----------------
&nbsp;&nbsp;&nbsp;&nbsp;Danita Murray&mdash;SD Corn----
&nbsp;
----------we&rsquo;ll be doing our 9-11 Show on Wednesday from the South Dakota Farmers Union meeting in Huron----we know that leadership will be there along with families----and we&rsquo;ll do as much talking in that special Statewide meeting&hellip;.
&nbsp;
-----------one of those that has been working with us is Casey Crabtree&mdash;he&rsquo;s next on our It&rsquo;s YOUR Agri Business Show
&nbsp;
10:19/30&mdash;KELO Commercials
10:21/30---Ag Biz 2
&nbsp;&nbsp;&nbsp;We do know that Governor Larry Rhoden is in Sioux Falls today and will be in Huron on Wednesday when we do the statewide&mdash;It&rsquo;s YOUR Agri Business Show&hellip;.
&nbsp;&nbsp;&nbsp;The Governor was busy----Congressman Dusty Johnson too busy---but Casey Crabtree&mdash;who was with us on Wednesday&rsquo;s Show&mdash;that measured with the Governor said about budgets---planning----and it will be something we talk to him about Wednesday when he will lead off our 10:00 hour at the South Dakota Farmers Union State Convention.
&nbsp;&nbsp;&nbsp;&nbsp;Casey&mdash;good morning to you-----what the Governor had to say in his pitch across the Legislative Session in January---did not hit people perhaps as well as he would have liked. We had a number of people talking to us during our Wednesday show----and as the old saying goes&mdash;with what he is saying has a lot of explaining to do-----
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Since our interview 2 days ago---what else are you hearing&mdash;and what other concerns do South Dakotans have---
--------------Casey-------------------
&nbsp;&nbsp;&nbsp;&nbsp;The legislative session---coming in an election year for Governor&mdash;could make it interesting&mdash;what else do Suth Dakotans need to hear---
-------------------Casey-----------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In your talks with residents around the state----what do you think they will get to hear---
--------------------Casey----------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;What are lawmakers suggesting after a few more days of thinking about it----
--------------------Casey----------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Appreciate you keeping us in the loop---
&nbsp;
--------------Sarah Heinrich&mdash;KFGO Fargo&mdash;has her Growing Harvest Network report next---
10:25/30&mdash;Sarah Heinrich---Growing Harvest Network
10:28/00---KELO Commercials
10:30/30---Ag Business 3
&nbsp;&nbsp;Welcome back to It&rsquo;s YOUR Agri Business---and if you follow our show&mdash;it&rsquo;s just like clockwork for those out there that really need to know the morning farm quotes---
&nbsp;
&nbsp;&nbsp;&nbsp;Matt Swenson---Swenson Commodities&mdash;joins us to give us his mid-morning update---which is truly counted on and very important to our listeners----
&nbsp;&nbsp;&nbsp;Matt what are you seeing&mdash;
------------------Farm Quotes--------
&nbsp;&nbsp;&nbsp;Grain-meat&mdash;energy---Big Board on Wall street----
----------------Matt---------------
&nbsp;&nbsp;&nbsp;Can people get updates from Swenson Commodities during the day-----------------Matt---------------
&nbsp;&nbsp;&nbsp;We appreciate you joining us---the&nbsp; bringing our valuable and loyal listeners up-to-date---
-----------------one project that we will be working on next week---takes us back to Huron for the South Dakota Farmers Union State-wide conference---we have talked with some of those farm leaders ---who will be there&mdash;including Governor Larry Rhoden-----don&rsquo;t know about Dusty Johnson with all they are trying to do in DC---but we know that we will be talking to National President of Farmers Union----Rob Larew---South Dakota President Doug Sombke---and FFA youngsters and many more----including host for our Monthly Show---Rocky Forman---
&nbsp;
-----------------Rocky----------------topics you are hearing about----to be discussed----
------------------Why with all that is going on not only on the farms---in the small and larger towns--- that this convention----can matter and can educate---
------------------Rocky----------------
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For those that don&rsquo;t know how many SD Farmers Union members are there----and what are you hearing they would like to see accomplished when we strike up the band on Wednesday---
------------------Rocky-----------------
&nbsp;&nbsp;&nbsp;&nbsp;We look forward to being there----we know FFA just back from Indianapolis will be part of the crowd----along with a lot of farmers that should be asked more often----what is important---
-------------------Rocky-----------------
&nbsp;&nbsp;&nbsp;&nbsp;Our usual Tuesday Farmers Union Monthly show will not air this week as we do the Wednesday 9-11 hours from Huron.
---take a break and get a couple more updates on weather, trees and Ukrainians still working hard in South Dakota
&nbsp;
10:40/20&mdash;KELO Commercials
10:41/50---Ag Biz 4
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;Lets check in this morning in what is usually our weekly visit with Alla from Ukraine&mdash;something we have been doing for several years.
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;Alla lots of Ukraine talk----what are those Ukrainian born &ndash;now in South Dakota thinking about what needs done&mdash;and where this is going
------------------Alla------------
&nbsp;&nbsp;&nbsp;&nbsp;As I have mentioned on our Friday visits before---I&rsquo;ve been surprised by the number of trips I have made with others to locations in South Dakota&mdash;that make it clear&mdash;this state can use more of the hard working Ukrainians---
-------------------Alla------------------
&nbsp;&nbsp;&nbsp;&nbsp;For those that don&rsquo;t know share how your family migrated to South Dakota&mdash;and just when that was---
-------------------Alla-------------------
&nbsp;&nbsp;&nbsp;&nbsp;Why do South Dakotans believe in the Ukrainian work force to help them with the work and jobs they are doing to raise their own families-
-------------------Alla--------------------
&nbsp;&nbsp;&nbsp;&nbsp;Alla---we appreciate having you to visit with us---and we know that with all the differences in Ukraine with the Russians right now&mdash;that it can take a few prayers---and what else---
-------------------Alla---------------------
&nbsp;&nbsp;&nbsp;&nbsp;We appreciate your visit----
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;Just ahead---Mr. Tree---and Laura Edwards&mdash;South Dakota State Climatologist -----
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Stay with us---
&nbsp;
10:47/00&mdash;KELO Commercials
10:49/00----Ag Biz 5
&nbsp;&nbsp;Mr. Tree&mdash;John Ball is with us---big snow storm coming in---how will our trees survive---
-----------Tree-------------
&nbsp;&nbsp;We have just 3 &frac12; weeks left in 2025-----how would you explain what you have seen in South Dakota from Fall to winter&mdash;and what it did to the trees..
-------------------John Ball-------------
&nbsp;&nbsp;Trees in this time of year---how do you help them----what should you do---and what Shouldn&rsquo;t you do---
&nbsp;
-------------------Mr. Tree---------------
&nbsp;&nbsp;With all the trees you have seen this year&mdash;all you taught students about at SDSU---was it just another normal year&mdash;what will it be remembered for---
--------------------Tree-------------------
&nbsp;
&nbsp;&nbsp;&nbsp;Laura Edwards&mdash;SD State Climatologist joins us---for a look at this weekend----what she sees not only thru the weekend---but thru next week here in South Dakota.
&nbsp;&nbsp;&nbsp;Who you work with when you go on the road----and what will you remember most about 2025---
--------------------Laura-----------------
&nbsp;
Laura Edwards&mdash;thanks for the visit

December 5, 2025 10AM - It's Your Agri Business with Bill Zortman

December 5, 2025—9-10---It’s YOUR Business—Show 50-55

From the Blackburn Studios in Downtown Sioux Falls—Become a Blackburn Protected HOME

 

L-E-A-R-N More at Blackburn Basement Repair.com

 

(((MUSIC---THIS OLE house))))

 

--YEE Hah---I’m Bill Zortman and Welcome to It’s YOUR Business—Family Friendly  Friday Show—50-55 in OUR ORIGINAL It’s YOUR Business Series.

 

  We lovingly call it our Business Family Friendly Friday Show—because the majority of segments and many of the guests sharing what’s ahead have been part of this special hour for a number of years.

 

  As is our tradition we start with Jodi Schwan----Sioux Falls Business


The 20th Anniversary of the Big Boom is this week and that poor building that wouldn’t come down is now locked in old black and white video stuck in historySo what is next at the Cherapa Place—including the opening of Pomegranate Market Next Week And we’ll give our take—yes a recap of how the holiday shopping season seems to be shaping up 

     Where can they find all of your great stories from this week and what you think will be part of the events you see next week----

 

---------Jodi Schwan---Sioux Falls Business---keep up the excellent work

 

  Right behind Jodi---is Jessie Schmidt---the care-taker and news maker for the BBB of South Dakota-----

 

  What can learn from the BBB this first week of December----

 

------------Jessie----------------

 

   Delicate time of year---shysters like to take advantage of the happy holidays, joy seeking shoppers---that forget everyone out there is bringing them gifts---but taking them away---

 

--------Jessie Schmidt—BBB of South Dakota---

 

Phishing is a form of fraud in which a message sender attempts to trick the recipient into divulging important personal information like a password or bank account number, transferring money, or installing malicious software. Usually the sender pretends to be a representative of a legitimate organization.   Learn more

If you believe this message is a phishing attack, you can report it to our abuse team and help us thwart this attack and others like it. Reporting this message as an attack will send the entire message to our team for review.

 

What you'll learn:

How to recognize fake texts, emails, and missed delivery notices.Why package theft and delivery scams spike during busy shopping seasons.Smart strategies to keep your deliveries safe and secure.

Delivery scams and theft are particularly prevalent during the holidays when more packages are shipped, but they can happen year-round. Scammers are hoping shoppers are busy or distracted and will act without thinking. 

Popular delivery scams
 Phishing messages posing as delivery companies

These scams arrive as emails or texts that look like official notices from USPS, UPS, FedEx, or other delivery services. They often contain a “tracking link” or claim that the carrier is having difficulty delivering your package. Clicking the link takes you to a fake site that asks for personal information or downloads malware onto your device.

One person shared on BBB Scam Tracker, "i received text message, stating FedEx Ground has a pkg for me waiting for signature: 797309 +51-974358250 FedEx® Ground Reschedule Your Shipment Delivery We attempted to deliver your FedEx package on September 6, but we were unable to reach you. A personal signature is necessary for the delivery to be completed. Please follow the instructions to schedule a suitable delivery time. Reschedule Now: https://www.fedex.com@vipiv.click/us Options Include: ·Selecting a new delivery date/time Just reply with 'Y', then close and reopen the message to make the link work. If that doesn’t do it, copy the link and paste it straight into browser. Important Notice: ·Your package is secured at our local facility and will be held until September 9 ·If not rescheduled by this date, your shipment will be returned to the sender. ·Ensure your contact information is current for delivery updates via FedEx My Choice®. Thank you for trusting FedEx® Ground. We’re committed to delivering your shipment on time and in good condition."
 Fake missed delivery notices

Scammers place a note on your door that claims they are having challenges delivering a package to you. They ask you to call a phone number to reschedule your delivery, but it's a ruse to get your personal information. 

In a recent BBB Scam Tracker report, one message stated,left a notice on my door saying i had a check that needed to be delivered that i needed to call them so o could pay for the delivery charges and the check would be hand delivered"
 False "package on hold" claims

Some victims report being told their package is being held at an airport, warehouse, or distribution center until they pay a fee. 

A scam report submitted to BBB Scam Tracker outlines how the person lost $180: "They are a supposed shipping company. They stated that my package was on hold at the airport and asked me to zelle money then again something happened and I had to zelle money again."
 Fake "incomplete address" messages

These messages typically claim your package can’t be delivered due to an incomplete address. They urge you to click a link to “confirm” your information.

One consumer shared to BBB Scam Tracker, "eceived a fake text claiming it was UPS about a package delivery. The text said: [UPS] Tracking Number... Our driver can't find your address, and your package is still pending. And our driver will redeliver tomorrow. Please provide your complete address at [URL} to schedule redelivery."

A different delivery scam includes a text stating, "The USPS package has arrived at the warehouse and cannot be delivered due to incomplete address information. Please confirm your address in the link: [url] (Please reply to 1, then exit the SMS, open the SMS activation link again, or copy the link to a Safari browser and open it). The US Postal team wishes you a wonderful day."
 Package theft

Not all delivery scams happen online. Other delivery-related issues shoppers face involve package theft. Many consumers have had their packages stolen before they arrive home from work. Thieves snatch packages from doorsteps or lobbies of apartment or condo complexes. Criminals even follow delivery and postal trucks. When the truck leaves, the crooks move in and grab the parcels.

 

--------how they reach you----

 

---Jessie Schmidt—BBB of South Dakota---

 

---we’ll check in with another Schmidt----Teri—Schmidt—Experience South Dakota---

 

Next----

 

9:17/00—KELO Commercials

9:18/30---Biz 3

   Welcome back this is It’s YOUR Business----going thru our welcoming and information charged family that do our Friday 9-10 show almost every week—unless I’m taking a rare vacation or it’s a company holiday---

  ------------Teri Schmidt---Experience Sioux Falls—Experience South Dakota is with us to tell us what she is seeing 

  ------------good morning Teri---as we welcome all of our visitors—including some of our family coming from St. Louis and Southern Iowa for my wife’s birthday tomorrow---we should really want to make them want to come back and visit more often---

-----------------Teri-------------

   Biz is doing some struggling---so what should we be doing---to help and engage visitors to be part of what we are doing—

------------------Teri------------

   Sales taxes not showing as much as we really need---but I know the Teri thoughts---welcome—welcome---welcome---

 

-------------------Teri-------------

   What else is ahead for those coming to us ---before the end of 2025—

-------------------Teri-------------

   One of the stops we make in our Friday show—is South Dakota Game and Fish and Parks----Kip Rounds has been our chairman of the Board and we talk Border to Border----and horned deer---pheasants—fish and what else Kip----talk to us about 2025----in general---and what has the great outdoors still calling mankind—woman-kind to get out and enjoy—

--------------------Kip------------------

   The kind of year 2025 has been for GFP—and those that enjoy hunting like people have done for generations—

--------------------Kip------------------

   People need more information—where do they go to find out what is in season---and some locations that could be promising---

--------------------Kip------------------

   Kip Rounds---South Dakota Game Fish and Parks---Fox Business News is next----and we’ll get an update from Dr. Joshua Jorde—and then from Brandon Hanson-on Downtown Sioux Falls—

 

9:28/00—KELO Commercials

9:30/00---It’s YOUR Business 3

   Welcome back to It’s YOUR Business----we start this side as we do some Friday’s with an old Friend---Dr. Joshua Jorde  

 

The snow is on the ground and with these temperatures; it’s going to stick around for a while. Not to mention we’ll probably get more and more as the season carries on. Last week we talked about clearing away that snow with brushes and shovels and snow blowers (oh my!)        Unfortunately, I’ve already been hearing about a number of car accidents.

What should someone do if they’ve been in an accident, though? Obviously if there’s damage to the vehicle that needs to be repaired, one should use their insurance (since that’s literally what it’s there for) to get their vehicle repaired. It’s the same when your body is injured by an accident as well. But while it’s generally easy to tell if the car has been damaged, how to you tell if your body has been?

   Should you go by feel alone, or get things it checked out? And if getting things checked out, what can you expect in regards to the initial exam and also treatment?

   Basically, if you’ve been involved in any car accident that you plan to submit to insurance at all, you should be getting checked out as well, especially around this time of year. Now, obviously if you have pain that you didn’t before, that’s a clear sign you need to get looked at.         However, sometimes in the body, there’s issue that are a bit deeper and from the accident that should be taken care of now rather than later when they may be too far removed from the accident for insurance to take accountability for it.

     It’s also good to get those issues treated sooner rather than later, because they’ll also usually recover pretty quickly since generally speaking a more severe problem needing a lot of work is likely to be

symptomatic right away. Finally, even if genuinely doing fine after the accident physically, sometimes that needs to be proven.

       Last year was the first time I brought this up on the radio after Dr. Reinecke told me about the consideration. In addition to really bad accidents this time of year, there’s also plenty of small ones where someone thinks they’re slowing down gradually enough but then just skid a little ways and hit the car in front of them or they try taking a turn just a little sharper than the snow on the ground allows and fishtail a bit into another, hopefully stationary, vehicle. 

     While there’s damage to one or both vehicles and so a claim is made, the people feel fine and don’t get examined and carry on like normal. However, if they get into a worse accident a week or two later and clearly are injured during it, insurance companies will know that there was a claim not long before and are likely to deny responsibility for the injury and thus not pay out. 

    Or they may claim, and perhaps rightly so, that there was indeed some underlying issue as a result of the first accident and so claim only partial responsibility for the second.

    It’s far better to get examined by a doctor after an accident and be given a clean bill of health than to risk there being any doubt in a circumstance like that.

    But what does an exam look like, at least at a chiropractic office, after an accident or other personal injury case? It starts with standard new patient paperwork (unless an existing patient already) as well as some getting detailed information on the specific accident. After that, at our clinic, we may determine from there if x-rays are necessary or proceed to an orthopedic and neuromusculoskeletal exam to help determine what exactly is going on internally as well as the severity. Depending on the results, x-rays may instead happen at that point if anything a bit surprising comes up.

     Finally, assuming there’s no red flags from the exam and/or imaging, will be the chiropractic exam and treatment, potentially including

ancillary therapies such as ARP, cold laser, ultrasound, etc.

 

      So if you’ve been in a car accident and need to get checked out; if you slip or fall on the ice; or really if any other ache, pain, or health issue has you wanting to come in, we’ve got three doctors ready to look

after you. My own schedule is often full or close to it, but I’m still sometimes able to take on new patients, but the other two doctors certainly can, especially our newest doctor, Dr. Curtis Plueger.

     He’s new to our office, but he’s not completely fresh into the field, and he comes with a significant background in rehab and therapy.

     You can find us all at Jorde Chiropractic Clinic 2821 S. Center Ave. Call us at 6053350880 or visit us online at jordechiropractic.com. Our office hours are MWF 9-530, TTh 9- 1230, and Saturday 9-12.

 

   Downtown’s Brandon Hansen----stay with us---

 

9:38/00—KELO Commercials

9:39/30---Biz 4

   What’s up for Downtown Sioux Falls this weekend---Brandon Hanson is here to tell us---

 

As usual, Downtown Sioux Falls is absolutely full of activity and more specifically is in full holiday mode — this means lights, music, art, and family fun at every turn. Whether you’re shopping, exploring, or getting into the Christmas spirit, downtown is the place to be.

 

First up this weekend, and all month, the First Interstate Bank Downtown Gives Coupon Book. These coupon books have been flying off the shelves, and once they’re gone — they’re gone! For just $15, you’ll get exclusive deals at dozens of downtown shops, restaurants, and salons, and every dollar goes right back into the community through a local nonprofit. You can pick yours up at participating businesses which are listed on DTSF.com — but don’t wait, supplies are limited!

 

Friday kicks off with Flower & Flame performing live at the Old Courthouse Museum Winter Concert Series from noon to 1. It’s a free concert in one of downtown’s most historic spaces — a great way to add a little music to your lunch hour.

 

 

From there, head to the Washington Pavilion for the Art Collective — open from 1 to 8 PM. Seventy local artists will be showcasing their work, from paintings and sculpture to jewelry and photography. It’s an amazing chance to support Sioux Falls’ creative community and find one-of-a-kind gifts.

 

As night falls, downtown lights up. Stop by Rehfeld’s Modern from 6 to 8 PM for Cumulate, a new exhibit featuring local artists Travis Hinton and Linn Skoglund Thygeson. And just down the street, the First Friday Featured Artists event at Serendipity Studio runs from 5 to 8 — another great chance to meet local creators and see something new.

 

Saturday is packed with family fun. Start the day with the Atrium Makers Market from 10 to 4 at Serendipity Studio — a weekly favorite for handmade goods and local art. Over at the Washington Pavilion, Santa will be greeting families from 10 to 4, followed by a special gallery reception, From Whoville to Your TV: The Art of the Grinch, from 2 to 4 PM. You’ll see original artwork and animation cels from the classic Dr. Seuss Christmas special — it’s a little slice of nostalgia you won’t want to miss.

 

If you’re in the mood for a festive photo op, stop by The Arctic Express Portrait Experience at the Jones Seed Building between 5 and 7 PM. It’s an immersive holiday-themed photo experience perfect for family portraits and Christmas cards.

 

Saturday night, grab a drink and sing your heart out at Karaoke at Glacial Lakes Distillery from 8 to midnight.

 

And on Sunday, the holiday magic continues with Breakfast with Santa at Rivage Oak Kitchen from 10 to 2. Bring the kids, take photos, and enjoy a family breakfast in one of downtown’s newest spots.

 

This weekend is just a taste of what’s happening downtown all month long — and next week brings one of Sioux Falls’ biggest holiday traditions: the First Bank & Trust Parade of Lights, plus the lighting of the Market Beat Holiday Plaza Christmas Tree. Thousands of people gather downtown for this magical night, so mark your calendars now.

 

For all event details, parking information, and downtown shopping guides, visit DTSF.com — and make downtown Sioux Falls part of your holiday tradition.

 

--------------just ahead we’ll check the Ice and Jimmy Ohlander—and Cat Clark-and Diana Patterson---Sanford Career Opportunities

 

9:47/00—KELO Commercials

9:48/30---Biz 5

   Jimmy Ohlander—SF Stampede has an update for us on the ice—and the 2025-2026 season---

-------------Jimmy-----------------

   What’s up---up-date where you are with the standings—and who should we talk about---on the Stampede---

 

--------games ahead----

------------------Jimmy----------------

 

    Cat Clark has been prepping us for spring----and 2026----tickets are available—for the upcoming year---share with us—what the listeners should know--- 

 

    Thanks for being such a stand-up guy----in 2025---we are counting on you the minute we get closer to hitting the ball on the first tee---

 

   Diana Patterson---Sanford Career Opportunities----

 

What are you sharing this morning and how do our listeners check other positions not only in Sioux Falls but other communities..

 

-----------------Diana-------------

   We appreciate you joining us this morning---and always being there with opportunities in Sanford Health Care..

December 5, 2025 9AM - It's Your Business with Bill Zortman

Blog—December 3, 2025—9-10 & 10-11---Special Leg Subjects

  After the Governor called a news conference over the weekend---we took the opportunities to do with a number of callers wanted us to do---talk with people in Sioux Falls and smaller communities---about cut backs in the state—involving grants and money for education----with state management not staying on budget ----with all the other expenses they are doing.

 

   We had talked first to Casey Crabtree---lawmaker that was concerned about how it was done---what they were doing and when they meet in January-----just what the consensus will be.  It’s really the first time we have utilized the space (Air Space) –to ask some difficult and issue questions that are and will or could effect all of the state.

 

   Among those we talked with---Joe Kippley---Health Director of Sioux Falls---Erik Muckey---part of the Sioux Metro Group—who hales from Corsica as a Legislator.

 

   Add to that list another handful who weighed in on what the Legislators should do in mid-January during the legislative session.

 

   Jumping into the discussion in addition to Crabtree, Kippley and Muckey---was Congressman Dusty Johnson---a veteran in being a lawmaker in Pierre---and now in Washington DC. 

 

   The Congressman is one of four candidates that has announced his intentions to run for Governor----he has accepted the offers we have made to be part of answering our questions on the Business and Agri Business portion of our radio shows.

 

    Governor Rhoden has been offered several opportunities to be part of the discussion---but has not asked or accepted the chance to talk with our audience.

 

    If you support the Governor---let him know ---we have done 5,051 radio shows now ----and we have built a reputation in a not only Sioux Falls, South Dakota---Iowa, Minnesota and other states. We won’t bite and the reputation I’ve developed with also having anchored 5,000+ TV newscasts in a dozen states—is the audience is important and they want to hear BOTH sides of the story. I don’t purport to accept or follow GOP or Democratic beliefs—just the belief that asking fair questions for the audience is important in my profession. Would love to have Governor Rhoden on with us----but he really hasn’t been available except maybe a time or two since Governor Noem took a position in Washington.

 

   So for the record---until lawmakers meet in the 2026 session in Mid-January---the doors are open to the 4 candidates for Governor----including Governor Rhoden and Congressman Johnson. Feel free to deliver that message to both—because we want our audience and others who follow—to know all candidates are welcome to answer the It's YOUR Business questions.

 

    You can listen to the show at 1320, 105.1, 107.9—or on line. We post a blog—like this one----and make it as old fashioned and fair as possible. 

 

    Questions for me—feel free to call/text at 605-728-BILL or email me at bill.zortman@mwcradio.com. 

Blog&mdash;December 3, 2025&mdash;9-10 &amp; 10-11---Special Leg Subjects
&nbsp;&nbsp;After the Governor called a news conference over the weekend---we took the opportunities to do with a number of callers wanted us to do---talk with people in Sioux Falls and smaller communities---about cut backs in the state&mdash;involving grants and money for education----with state management not staying on budget ----with all the other expenses they are doing.
&nbsp;
&nbsp;&nbsp;&nbsp;We had talked first to Casey Crabtree---lawmaker that was concerned about how it was done---what they were doing and when they meet in January-----just what the consensus will be.&nbsp; It&rsquo;s really the first time we have utilized the space (Air Space) &ndash;to ask some difficult and issue questions that are and will or could effect all of the state.
&nbsp;
&nbsp;&nbsp;&nbsp;Among those we talked with---Joe Kippley---Health Director of Sioux Falls---Erik Muckey---part of the Sioux Metro Group&mdash;who hales from Corsica as a Legislator.
&nbsp;
&nbsp;&nbsp;&nbsp;Add to that list another handful who weighed in on what the Legislators should do in mid-January during the legislative session.
&nbsp;
&nbsp;&nbsp;&nbsp;Jumping into the discussion in addition to Crabtree, Kippley and Muckey---was Congressman Dusty Johnson---a veteran in being a lawmaker in Pierre---and now in Washington DC.&nbsp;
&nbsp;
&nbsp;&nbsp;&nbsp;The Congressman is one of four candidates that has announced his intentions to run for Governor----he has accepted the offers we have made to be part of answering our questions on the Business and Agri Business portion of our radio shows.
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;Governor Rhoden has been offered several opportunities to be part of the discussion---but has not asked or accepted the chance to talk with our audience.
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;If you support the Governor---let him know ---we have done 5,051 radio shows now ----and we have built a reputation in a not only Sioux Falls, South Dakota---Iowa, Minnesota and other states. We won&rsquo;t bite and the reputation I&rsquo;ve developed with also having anchored 5,000+ TV newscasts in a dozen states&mdash;is the audience is important and they want to hear BOTH sides of the story. I don&rsquo;t purport to accept or follow GOP or Democratic beliefs&mdash;just the belief that asking fair questions for the audience is important in my profession. Would love to have Governor Rhoden on with us----but he really hasn&rsquo;t been available except maybe a time or two since Governor Noem took a position in Washington.
&nbsp;
&nbsp;&nbsp;&nbsp;So for the record---until lawmakers meet in the 2026 session in Mid-January---the doors are open to the 4 candidates for Governor----including Governor Rhoden and Congressman Johnson. Feel free to deliver that message to both&mdash;because we want our audience and others who follow&mdash;to know all candidates are welcome to answer the It's YOUR Business questions.
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;You can listen to the show at 1320, 105.1, 107.9&mdash;or on line. We post a blog&mdash;like this one----and make it as old fashioned and fair as possible.&nbsp;
&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;Questions for me&mdash;feel free to call/text at 605-728-BILL or email me at <a href="mailto:bill.zortman@mwcradio.com">bill.zortman@mwcradio.com</a>.&nbsp;

December 1, 2025 9AM - It's Your Business - The Report Card Show

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