Mia talks with Simon and Alex, two co-founders and worker owners of the music co-op platform Mirlo, about how streaming changed the music industry and how to fix it.

https://mirlo.space

https://www.kickstarter.com/projects/mirlo/mirlo

Mia talks with Simon and Alex, two co-founders and worker owners of the music co-op platform Mirlo, about how streaming changed the music industry and how to fix it.
<a href="https://mirlo.space">https://mirlo.space</a>
<a href="https://mirlo.space%20%20https://www.kickstarter.com/projects/mirlo/mirlo">https://www.kickstarter.com/projects/mirlo/mirlo</a>

It Could Happen Here started as an exploration of the possibility of a new civil war. Now a daily show, it's evolved into a chronicle of collapse as it happens, and an exploration of how we might build a better future. Every day Robert Evans, Garrison Davis, Mia Wong, and James Stout take you on a jaunty walk through the burning ruins of the old world and towards a better one that lays just on the horizon.

It Could Happen Here started as an exploration of the possibility of a new civil war. Now a daily show, it's evolved into a chronicle of collapse as it happens, and an exploration of how we might build a better future. Every day Robert Evans, Garrison Davis, Mia Wong, and James Stout take you on a jaunty walk through the burning ruins of the old world and towards a better one that lays just on the horizon.

It Could Happen Here

The Co-op Trying to Change the Music Industry

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/c9d9de73-d00b-4d12-8725-b17f0183f46f/transcript

Mia is once again joined by Molly to discuss a bank run on another type of shadow banks caused by subprime car loans!

Sources:

https://businessjournalism.org/2026/01/tricolor-investigation/

https://sg.finance.yahoo.com/news/deutsche-bank-signals-30b-risk-020300965.html

https://www.wsj.com/livecoverage/stock-market-today-dow-sp-500-nasdaq-03-12-2026/card/morgan-stanley-private-credit-fund-hit-with-redemption-requests-IS8PSZh497HC5aF4CkGN

https://europeanbusinessmagazine.com/business/private-credit-defaults-have-just-passed-their-2008-peak/

https://finance.yahoo.com/markets/stocks/articles/morgan-stanley-tests-private-credit-110634713.html

https://www.cnn.com/2026/02/23/business/what-is-blue-owl-private-credit

https://finance.yahoo.com/markets/stocks/articles/barclays-weighs-mfs-fallout-private-080551362.html

https://www.cnbc.com/2026/04/16/apollo-global-marc-rowan-private-credit-funds-redemptions.html

https://www.reuters.com/markets/europe/apollos-private-credit-fund-limits-investor-withdrawals-after-redemption-2026-03-23/

https://www.reuters.com/legal/transactional/wall-street-banks-trade-derivatives-bet-pain-private-credit-ft-reports-2026-04-17/

https://www.cnbc.com/2026/03/23/apollo-private-credit-fund-gives-investors-only-45percent-of-requested-withdrawals.html

https://www.jdsupra.com/legalnews/shadow-banking-and-private-credit-what-7018536/

https://www.privatedebtinvestor.com/insight-the-challenges-for-pd-arms-of-pe-firms/

https://archive.vn/f9UdP

https://archive.vn/HUxEo#selection-1637.0-1650.0

https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr1111.pdf?sc_lang=en

https://www.deloitte.com/us/en/insights/industry/financial-services/banks-private-credit-partnerships.html

Mia is once again joined by Molly to discuss a bank run on another type of shadow banks caused by subprime car loans!
Sources:
<a href="https://businessjournalism.org/2026/01/tricolor-investigation/">https://businessjournalism.org/2026/01/tricolor-investigation/</a>
<a href="https://sg.finance.yahoo.com/news/deutsche-bank-signals-30b-risk-020300965.html">https://sg.finance.yahoo.com/news/deutsche-bank-signals-30b-risk-020300965.html</a>
<a href="https://www.wsj.com/livecoverage/stock-market-today-dow-sp-500-nasdaq-03-12-2026/card/morgan-stanley-private-credit-fund-hit-with-redemption-requests-IS8PSZh497HC5aF4CkGN">https://www.wsj.com/livecoverage/stock-market-today-dow-sp-500-nasdaq-03-12-2026/card/morgan-stanley-private-credit-fund-hit-with-redemption-requests-IS8PSZh497HC5aF4CkGN</a>
<a href="https://europeanbusinessmagazine.com/business/private-credit-defaults-have-just-passed-their-2008-peak/">https://europeanbusinessmagazine.com/business/private-credit-defaults-have-just-passed-their-2008-peak/</a>
<a href="https://finance.yahoo.com/markets/stocks/articles/morgan-stanley-tests-private-credit-110634713.html">https://finance.yahoo.com/markets/stocks/articles/morgan-stanley-tests-private-credit-110634713.html</a>
<a href="https://www.cnn.com/2026/02/23/business/what-is-blue-owl-private-credit">https://www.cnn.com/2026/02/23/business/what-is-blue-owl-private-credit</a>
<a href="https://finance.yahoo.com/markets/stocks/articles/barclays-weighs-mfs-fallout-private-080551362.html">https://finance.yahoo.com/markets/stocks/articles/barclays-weighs-mfs-fallout-private-080551362.html</a>
<a href="https://www.cnbc.com/2026/04/16/apollo-global-marc-rowan-private-credit-funds-redemptions.html">https://www.cnbc.com/2026/04/16/apollo-global-marc-rowan-private-credit-funds-redemptions.html</a>
<a href="https://www.reuters.com/markets/europe/apollos-private-credit-fund-limits-investor-withdrawals-after-redemption-2026-03-23/">https://www.reuters.com/markets/europe/apollos-private-credit-fund-limits-investor-withdrawals-after-redemption-2026-03-23/</a>
<a href="https://www.reuters.com/legal/transactional/wall-street-banks-trade-derivatives-bet-pain-private-credit-ft-reports-2026-04-17/">https://www.reuters.com/legal/transactional/wall-street-banks-trade-derivatives-bet-pain-private-credit-ft-reports-2026-04-17/</a>
<a href="https://www.cnbc.com/2026/03/23/apollo-private-credit-fund-gives-investors-only-45percent-of-requested-withdrawals.html">https://www.cnbc.com/2026/03/23/apollo-private-credit-fund-gives-investors-only-45percent-of-requested-withdrawals.html</a>
<a href="https://www.jdsupra.com/legalnews/shadow-banking-and-private-credit-what-7018536/">https://www.jdsupra.com/legalnews/shadow-banking-and-private-credit-what-7018536/</a>
<a href="https://www.privatedebtinvestor.com/insight-the-challenges-for-pd-arms-of-pe-firms/">https://www.privatedebtinvestor.com/insight-the-challenges-for-pd-arms-of-pe-firms/</a>
<a href="https://archive.vn/f9UdP">https://archive.vn/f9UdP</a>
<a href="https://archive.vn/HUxEo#selection-1637.0-1650.0">https://archive.vn/HUxEo#selection-1637.0-1650.0</a>
<a href="https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr1111.pdf?sc_lang=en">https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr1111.pdf?sc_lang=en</a>
<a href="https://www.deloitte.com/us/en/insights/industry/financial-services/banks-private-credit-partnerships.html">https://www.deloitte.com/us/en/insights/industry/financial-services/banks-private-credit-partnerships.html</a>

Private Credit: It's 2008's All The Way Down

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/59899f02-f616-46dc-a21f-b4310182f97b/transcript

James reads Margaret the first chapter of his new book

James reads Margaret the first chapter of his new book

CZM Book Club: Against the State by James Stout

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/6ed09ed9-9001-4129-9358-b431000b4275/transcript

The Most Extreme Trans Healthcare Ban

Rojava with Andrew

Are Workers Lighting Warehouses on Fire?

What Next for the People of Iran?

Executive Disorder

All of this week's episodes of It Could Happen Here put together in one large file. 

- The Most Extreme Trans Healthcare Ban You've Never Heard Of

- Rojava with Andrew

- Are Workers Lighting Warehouses on Fire?

- What Next for the People of Iran?

- Executive Disorder: 

You can now listen to all Cool Zone Media shows, 100% ad-free through the Cooler Zone Media subscription, available exclusively on Apple Podcasts. So, open your Apple Podcasts app, search for “Cooler Zone Media” and subscribe today!

http://apple.co/coolerzone

Sources/Links:

The Most Extreme Trans Healthcare Ban You've Never Heard Of

https://transnews.network/p/u-s-catholic-bishops-launch-attack-on-trans-healthcare-it-s-time-to-fight-back

https://transnews.network/p/it-s-a-nightmare-the-human-toll-of-the-catholic-church-s-trans-healthcare-ban

Are Workers Lighting Warehouses on Fire?

https://x.com/charise_lee/status/2043408737424285989?s=20


https://www.tiktok.com/@laurel.elise5/video/7627719339067591949


https://x.com/charise_lee/status/2043379636533666100?s=20


https://www.tiktok.com/@nbcla/video/7626572223742102797


https://www.justice.gov/usao-cdca/pr/inland-empire-man-federally-charged-deliberately-setting-fires-destroyed-massive 

https://www.latimes.com/california/story/2026-04-10/warehouse-arson-charges-video


https://www.desertsun.com/story/news/nation/california/2026/04/10/ontario-arson-fire-prompts-questions-about-toilet-paper-availability/89555950007/


https://www.forbes.com/companies/nfi-industries/


https://www.comparably.com/companies/nfi-industries/executive-salaries


https://www.indeed.com/cmp/Nfi-Industries/salaries/Warehouse-Operations/California


https://www.erieri.com/cost-of-living/united-states/california/ontario#:~:text=Based%20on%20our%20Ontario%20cost,average%20in%20the%20United%20States.


https://www.investor.kimberly-clark.com/news-releases/news-release-details/kimberly-clark-reports-strong-finish-second-year-transformation


https://x.com/FalconryFinance/status/2042839737288077445?s=20 

https://abc7ny.com/post/college-point-fire-firefighters-continue-battling-flames-industrial-complex-queens-nyc/18870770/


https://www.tiktok.com/@kochead/video/7627882067191270670


https://x.com/charise_lee/status/2043330472131052020?s=20


https://x.com/FalconryFinance/status/2043107160301895841 

https://www.dispatch.com/story/news/local/2026/04/08/amazon-warehouse-west-jefferson-ohio-fire/89518809007/


https://www.nbc4i.com/news/local-news/madison-county/crews-respond-to-fire-at-amazon-facility-in-west-jefferson/


https://www.tiktok.com/@thejackik/video/7627577500066991391


https://newjersey.news12.com/3-alarm-fire-in-ironbound-section-of-newark-rips-through-warehouse 

https://www.nj.com/essex/2026/04/over-100-firefighters-battle-fire-that-erupted-at-nj-chemical-warehouse-authorities-say.html


https://www.mycentraljersey.com/story/news/local/union-county/2026/04/13/rahway-warehouse-lithium-ion-battery-fire/89594009007/


https://www.nj.com/gloucester-county/2026/04/extremely-large-brush-fire-reported-in-nj-amid-elevated-wildfire-risk.html


https://x.com/charise_lee/status/2043407987520442763?s=20


https://www.gwinnettcounty.com/-/news-events/news-releases/news-details/fire-news-release-business-fire-contained-at-gsl-transfer-station-in-lawrenceville 

https://www.atlantanewsfirst.com/2026/04/10/crews-respond-fire-business-near-gwinnett-county-airport/


https://x.com/commie_trucker/status/2043173598035169776?s=20


https://x.com/charise_lee/status/2043378163393437921?s=20


https://x.com/ProudSocialist/status/2043136718510153765?s=20


https://www.cleveland19.com/2026/04/12/multiple-departments-respond-5-alarm-fire-orrville/


https://www.news5cleveland.com/news/local-news/oh-wayne/crews-battle-massive-fire-at-wayne-county-lumber-yard


https://x.com/rdd147/status/2043188567518978381?s=20


https://x.com/strike_dr/status/2043365615247724762?s=20

https://www.bakersfield.com/news/kcfd-puts-out-yet-another-warehouse-fire-on-brundage-lane/article_58533f7d-87b5-4908-af77-3f3cf05b9f90.html

https://bakersfieldnow.com/news/local/large-plume-rises-as-crews-battle-fire-at-abandoned-east-bakersfield-warehouse 

https://www.tiktok.com/@thejackik/video/7627984684210769183


https://abc7.com/post/fire-inside-ontario-mills-mall-prompts-closure-arson-investigation/18867715/


https://www.nfpa.org/education-and-research/research/nfpa-research/fire-statistical-reports/warehouse-structure-fires

https://hazwoper-osha.com/blog-post/top-5-ignition-sources-in-warehouses-and-how-to-eliminate-them

https://x.com/charise_lee/status/2043794082833867155?s=20


https://x.com/charise_lee/status/2043408737424285989?s=20


https://x.com/mistressdivy/status/2043148239520571676


https://www.dataforprogress.org/blog/2025/2/27/voters-think-plane-crashes-have-become-more-frequent-and-blame-recent-accidents-on-air-traffic-controller-shortages 

https://www.cnn.com/interactive/2025/05/us/plane-crashes-incidents-data-visuals-dg/

https://www.thewesternedge.media/p/everyone-is-replaceable-death-rattles

https://emersoncollegepolling.com/december-2024-national-poll-young-voters-diverge-from-majority-on-crypto-tiktok-and-ceo-assassination/

What Next for the People of Iran?

https://fpa.org/netanyahus-speech-and-the-question-of-an-iran-deal/ 

https://www.iraqbodycount.org/database/ 

https://www.globalsecurity.org/military/library/report/1996/shock-n-awe_ch5.html 

https://www.bbc.com/news/articles/c5yqqyly9n0o 

https://www.airandspaceforces.com/article/1103shock/ 

https://www.reuters.com/world/asia-pacific/trump-says-us-forces-are-clearing-strait-hormuz-2026-04-11/ 

https://acleddata.com/iran-crisis-live 

https://x.com/DoWCTO/status/2043720881256448348?s=20 

https://www.rudaw.net/english/middleeast/iran/22022026 

https://x.com/drpezeshkian/status/2041443063655248199 

https://hengaw.net/en/reports-and-statistics-1/2026/04/article-3 

https://hengaw.net/en/news/2026/04/article-31 

https://hengaw.net/en/execution 

https://x.com/PDKIenglish 

https://truthsocial.com/@realDonaldTrump/posts/116363336033995961 

https://x.com/ScharoBajalan/status/2041190217470693733?s=20 

https://www.whitehouse.gov/releases/2025/06/irans-nuclear-facilities-have-been-obliterated-and-suggestions-otherwise-are-fake-news/

Executive Disorder: Hungary Election, DoorDash Stunt, Sam Altman’s Home Attacked

https://www.cbsnews.com/news/turkey-high-school-shooting-gunman-dead/ 

https://www.cbsnews.com/news/turkey-school-shooting-kahramanmaras/ 

https://www.bbc.com/news/articles/cz9025d7jqzo


https://x.com/Southcom/status/2043831574764921318?s=20  

https://x.com/Southcom/status/2044185311673213219?s=20


https://x.com/Imranmuhdz/status/2043791969554465272?s=20 

https://www.aljazeera.com/news/2026/4/12/dozens-feared-dead-in-air-strike-on-village-in-northeastern-nigeria


https://storage.courtlistener.com/recap/gov.uscourts.cadc.42696/gov.uscourts.cadc.42696.01208840434.0.pdf


https://thehill.com/homenews/house/5834485-iran-war-powers-house-2/


https://www.texasobserver.org/immigration-court-interpreter-arrested-ice-south-texas-airport/


https://storage.courtlistener.com/recap/gov.uscourts.caed.484353/gov.uscourts.caed.484353.15.0_1.pdf


https://apnews.com/article/stonewall-rainbow-flag-trump-lgbtq-historic-preservation-ac4ab59d3251476139700db6687828ca?utm_source=copy&utm_medium=share


https://www.nbcnews.com/news/us-news/pope-leo-brother-bomb-threat-police-investigate-rcna332136


https://www.inc.com/jason-aten/doordashs-white-house-stunt-backfired-then-its-pr-guy-made-everything-worse/91331363

https://www.theguardian.com/us-news/2026/apr/14/trump-doordash-delivery-grandma-mcdonalds


https://x.com/TomSteyer/status/2044155939453129001


https://www.tomsteyer.com/issues/abolish-ice 

https://www.aclu.org/cases/c-m-v-noem?document=Notice-of-Noncompliance-with-PI


https://x.com/Osinttechnical/status/2043831680759169231?s=20 

https://x.com/_MartinKelly_/status/2044683602638868959?s=20 

https://x.com/LloydsList/status/2044748510868779062?s=20 

https://www.lloydslist.com/LL1156929/US-claims-right-to-seize-Iran-linked-vessels-anywhere-beyond-neutral-waters 

https://www.lloydslist.com/LL1156937/Iran-linked-vessels-continue-to-transit-Hormuz-despite-US-blockade 

https://x.com/WarshipCam/status/2042574455549894847 

https://x.com/mercoglianos/status/2043826535203758561?s=20 

https://news.usni.org/2026/04/13/usni-news-fleet-and-marine-tracker-april-13-2026 

https://hanahr.org/en/news/hana-legal-team-report-on-the-death-of-ghazal-mawlan-chaparabad-following-a-drone-strike-and-alleged-denial-of-emergency-medical-care-in-sulaymaniyah/ 

https://www.bloomberg.com/news/articles/2026-03-27/iran-routes-grain-imports-to-gulf-of-oman-with-hormuz-locked-up


https://www.justice.gov/opa/media/1435876/dl


https://x.com/mehran__jalali/status/2042755218819961048?s=20 

https://morenogama.substack.com/p/ai-existential-risk-is-real

https://www.businessinsider.com/sam-altman-molotov-attack-suspect-daniel-moreno-gama-houston-2026-4

https://sfstandard.com/2026/04/12/sam-altman-s-home-targeted-second-attack/ 

https://www.wdsu.com/article/atf-suspected-molotov-cocktail-starts-fire-tesla-new-orleans-service-center/71025308?utm_campaign=snd-autopilot

https://podcasts.apple.com/us/podcast/are-workers-lighting-warehouses-on-fire/id1449762156?i=1000761449075 

It Could Happen Here Weekly 228

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/7b733437-51ba-4385-84ca-b42e012172b9/transcript

The Co-op Trying to Change the Music Industry

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