Financial stress is rarely just about numbers. It can affect confidence, relationships, mental health, and the way we see our future.

In this episode of I Am Refocused Radio, financial wellness expert and financial therapist Dr. Erika Rasure explains how credit card debt impacts emotional well-being and why changing financial behavior begins with understanding the beliefs, habits, and experiences behind our decisions.

Dr. Erika also discusses loud budgeting, managing excessive debt, financial differences across generations, and practical ways to build a healthier, more intentional relationship with money. As Chief Financial Wellness Advisor at Beyond Finance and Chair of the Research Board for the Financial Therapy Clinical Institute, she has helped thousands of people move from financial anxiety toward stability and freedom.

This conversation is for anyone who wants to reduce financial stress, break unhealthy money patterns, and create a future where their finances support their well-being instead of controlling it.

https://www.beyondfinance.com/