401k Mullets are the Hot Trend Right Now. Also, the Desire to be Great and to Make Progress is a Good Thing!

Ask HTM: Alex wants to know how to handle a private student loan. The balance is growing by the day. Credit card debt has reached a new high. And defaults are rising. Not good! Ask HTM: Tom is spending more than he makes. What to do!? links: Wealthramp review

No, You Can't Claim Your Pets in Order to Get a Tax Benefit. 

Ask HTM: Esa wants to know if she's ready to open a taxable brokerage account. Prediction markets crushed it during the Super Bowl. You should still avoid them! Ask HTM: Ditching Amazon Prime - good idea or not?

Housing Increases and Younger Homebuyers Struggle More

Hour 2: Many retired investors are trading just as much, if not more, than Gen Zers. They're too fixated on the daily machinations of the market!  Ask HTM: Abby has a nerdy question about taking HSA distributions. The President recently said that he wants home prices to go up, to the chagrin of man…

Skimpflation and Paying Headhunters to Find a Job!

Hour 1: Is skimpflation becoming more of a problem? Instead of shrinking packaging, some companies are reducing the quality of goods and services. Ask HTM: Daniel wants to know if her should let his medical bill go to collections or just pay it. The job market is stagnant. Individuals are now payin…

Get Ready for Ads in Your Car

Hour 2: Carmakers are set to serve up ads on screens in your car. Also, are Chinese EVs the low-cost vehicle of the future?  Ask HTM: Mike from CA wants to know about when a Roth conversion makes sense. Where you live has a lot of influence over whether or not your income is keeping up with risin…

Financial Hype vs. Fundamentals

Hour 1: Watch out for Mr. Beast's new cryptocurrency. Also, 'the lipstick effect' is in full swing in the US economy right now. Ask HTM: Amy wants to know if she should sell her iBonds or hold onto them. Vanguard has slashed fees for its customers again. Great news! Ask HTM: Michael wants to kno…

Tipping Fatigue Continues

Hour 1: US Mobile is taking care of its customers. They are also having an incredible sale right now. Also, tipping fatigue continues to grow. Ask HTM: Jonathan wants to know why money gear #2 comes before money gear #3. A question about investing vs paying off debt! You can file your taxes now. An…

The Affordability Crisis

Hour 2: Water sommeliers are apparently a thing now as fancy, single-source water gets the wine treatment. Ask HTM: Nina wants to know if she should contribute to her Roth 403b or not. Matt and Joel discuss the affordability crisis, and how to handle rising costs across almost every area of our liv…

A Thing or Two That Doesn't Actually Save You Money

Hour 1: Mocktails might help you drink less, but they won't save you money. Also, student loan wage garnishment has been paused...for now. Ask HTM: Phil wants to know how owning assets impact your credit score. The Bilt credit card will finally allow homeowners to pay their mortgage and earn credit…

No Need to Save for Retirement Anymore?

Hour 2: Individual chatbots are becoming normalized...and they're very expensive. Ask HTM: Stephanie wants to know how to proceed with her investing goals after maxing out her Roth IRA. Elon Musk says saving for retirement is soon to become irrelevant thanks to AI. We still suggest saving and inves…