How To Money
How To Money
How To Money with Joel Larsgaard and Matt Altmix is heard every Sunday 12-2pm. Joel and Matt are best friends who love talking about money while drinking delicious beer. So they created a podcast incorporating both! 45+ million downloads they are still energized by the mission of reaching people with practical money-saving advice. The Status Quo Isn’t Working -- 40% of Americans don’t have the a…Social links:
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Investments and Money Efficiency
Hour 1: HSAs access is growing. Also, dollar stores are in trouble for regularly overcharging customers. Ask HTM: Paul wants to know if he should pay off his mortgage or invest instead. Target date funds are getting more complex and less appealing. Ask HTM: Mary wants to know about more efficient w…
32:50
"Gamblification" Is Getting Worse
Hour 2: Many real estate investors are finding themselves in a tight spot right now as market conditions soften. Ask HTM: Rajet might need to move back to India to take care of his parents. How should he prepare financially? The gamblification of America is getting worse, including supposed '100% c…
33:41
What did the Black Friday/Cyber Monday trends look like? Also, be aware of store return policies!
Ask HTM: Max wants to know how much of a down payment to put down when buying a home. Trump accounts are here! Matt and Joel parse the details about how to get the free $1k and whether these accounts make sense for other families. Ask HTM: Question about antics he experienced when buying a car.
33:24
Are some homeowners 'trapped' in their homes!? A recent NYT article makes it sound like that. But it's hogwash.
Ask HTM: Casey wants to prepare for his family now that he has a child with a disability. What is the poverty line in America? It's certainly not $140k the way some folks might make you think! Ask HTM: A HTM listener wants to know if annuities are a good investment product or not.
33:04
The Challenges of High-End Credit Cards
It's getting harder to take advantage of high-end credit cards. Know the hurdles to earning rewards before you sign up for a card with an exorbitant annual fee! Ask HTM: Tim wants to know about the ethical nature of filing a claim for a new roof when it's not truly damaged. Tariff rollbacks on pop…
33:07
Sock for Your iPhone?!
Apple has launched a new 'sock' to store your phone. It costs $230! Joel & Matt talk about ridiculous overpriced items. Ask HTM: Steve is worried about AI's impact on his small business. Should he change his investments? Electric vehicles are losing their luster. And prices remain high on EVs. Ru…
33:19
Lunch Is Expensive!
How To Money Hour 2 (11/09) - Eating out for lunch is expensive! Eat leftovers instead, folks. Ask HTM: A Facebook poster wants to know if paying off his mortgage will harm his credit score. Ads are everywhere these days! They're getting incredibly annoying. Matt has a tip for avoiding ads on socia…
33:28
Cars Aren't Cheap Anymore
How To Money Hour 1 (11/09) - Cars aren't cheap anymore, far from it, but Americans are making them cost quite a bit more because of their idiotic financing moves. A HTM listener has a question about open enrollment and how to choose his healthcare plan wisely. Also, what's going on with the job ma…
33:14
The State of the Craft Beer Industry & More!
Joel and Matt discuss the state of the craft beer industry. And offer a little economic analysis for why craft breweries aren't thriving in 2025. HTM listener Morgan contributed too much to her 401k. It's a good problem to have, but it's still a bit of a problem. Plus, Credit card churning is pop…
32:37Clean
Joel Ran His First Marathon!
Joel just ran his first marathon, but it's amazing how much money people are spending on what has been such a simple hobby! HTM listener Katie has a question about how to calculate her savings rate. Plus, the more money you have, the harder it gets to manage. Also, a HTM listener wants to use a r…
31:55Clean