

Planning Beyond the Retirement Paycheck
On this episode of Guard Your Savings podcast host Dolph Janis discusses why it's about more than just your retirement funds. It becomes about what you retire to as opposed to what you retire from. Being isolated in retirement can be bad for your emotional health. Finding purpose in retirement is j…

Staggered Retirement for Couples
Guard Your Savings Podcast: All About the couples and retiring at different times. This episode Dolph Janis explores how couples can effectively plan for staggered retirement, addressing key challenges like cash flow management, healthcare, and maintaining a strong partnership during retirement tr…

Five Surprising Ways to Save for Retirement
In this episode of the Guard Your Savings podcast, host Dolph Janis discusses five surprising ways to save personal money that many people overlook. They emphasize the importance of planning for healthcare costs, the impact of recurring payments, and the benefits of adjusting insurance and utility …

Mastering the Four C's of Retirement
In this episode of the Guard Your Savings podcast, host Dolph Janis discusses the Four C's of retirement planning: Clarity, Comfort, Cost of Living, and Certainty. Each 'C' represents a crucial aspect of preparing for a successful retirement. Clarity involves understanding your income needs and ris…

Unlocking Your Retirement Potential
In this episode of the Guard Your Savings podcast, host Dolph Janis discusses the importance of proactive financial planning for retirement. He shares personal stories that highlight his dedication to helping clients achieve their retirement goals. The conversation emphasizes the significance of bu…

The Importance of Income in Retirement with a Golf Twist
In this episode of the Guard Your Savings podcast, host Dolph Janis explores the intricate relationship between golf and retirement planning. Dolph shares his personal journey into the financial advisory world, emphasizing the importance of customized retirement plans tailored to individual needs. …

Small Habits, Big Impact: Preparing Your Finances for 2026
Is your financial checklist ready for the end of the year? In this episode of Guard Your Savings, Dolph Janis shares practical tips for wrapping up 2025—from maximizing retirement contributions and RMDs to making charitable gifts and updating beneficiaries. Discover why small habits, monthly review…

Widowed Before 60: The Financial Wake-Up Call No One Expects
Nearly 80% of women will become the sole financial decision-maker in their household—often decades sooner than expected. In this episode of Guard Your Savings, Dolph Janis shares eye-opening statistics and practical advice for women facing widowhood and financial independence. Discover why long-ter…

Go-Go Years or No-Go Fears? How to Retire Without Regret
What if the biggest fear in retirement isn’t running out of money—but spending it? In this episode of Guard Your Savings, host and insurance professional Dolph Janis unpacks the emotional weight of “plutophobia”—the fear of money—and how it shows up when the paychecks stop. From go-go years to no-g…

The Label Maker Legacy: What Seinfeld Got Right About Gifting
What do Super Bowl tickets, a label maker, and a $6.5 million surprise have in common? They all reveal how gifting—done right or wrong—can shape a legacy. In this episode of Guard Your Savings, host and insurance professional Dolph Janis unpacks the emotional and financial layers of legacy planning…