How To Establish a Retirement Income
Dolph Janis and co-host Doug Turnbull weigh the different options retirees have for guaranteeing an income stream. Dolph talks about annuities and how the can do that and also how one client of his gets income well past the point of their accounts being depleted. Dolph also talks about his surging …
When Should People Feel Comfortable Retiring
In this episode of The Guard Your Savings Podcast, host Dolph Janis discusses the critical aspects of retirement planning, emphasizing the importance of preparation, understanding personal readiness, and seeking professional guidance. He shares insights on the decision-making process for retirement…
Annuity Class
In this episode of The Guard Your Savings podcast, host Doug Turnbull and Insurance Professional Dolph Janis discuss a range of topics including Dolph's unique name, his 20-year marriage, and the complexities of annuities. Dolph explains the different types of annuities, their benefits, and the imp…
Qualified vs. Non-Qualified Money
In this episode of The Guard Your Savings podcast, hosts Dolph Janis and Doug Turnbull discuss various aspects of retirement planning, including personal experiences, reflections on community resilience during natural disasters, and a detailed explanation of qualified versus non-qualified money. Th…
The Essential Guide to Retirement Planning
On this episode of Guard Your Retirement Podcast, Dolph Janis discusses critical benchmarks in retirement planning, including the significance of ages 59 and a half, 62, 65, 66, and 73. He explains how these ages relate to accessing retirement funds, Social Security benefits, Medicare eligibility, …
The Power of Roth IRAs
On this episode of Guard Your Savings Podcast, host Doug Turnbull and Financial Expert Dolph Janis discuss the critical relationship between taxation and retirement planning. They explore the implications of upcoming tax changes, the benefits of Roth IRAs, and the importance of strategic financial …
Spotting Red Flags: From Restaurants to Retirement
In this conversation, Jeff Miles and Dolph Janis discuss various red flags in different aspects of life, including restaurants and personal finances. They emphasize the importance of paying attention to warning signs and making smart choices to ensure a better future. Dolph highlights the significa…
The Need for Sacrifices and Saving for Retirement
Dolph Janis, founder of Clear Income Strategies, discusses 401k retirement plans and the potential changes that could affect them. The hosts discuss the proposal to abolish pre-tax 401k and IRA programs, arguing that it only benefits the rich and results in lost tax revenue. They also touch on the …
The Importance of Seeking a Second Opinion
In this episode, Dolph Janis discusses the impact of recession on the stock market and the best places to invest money. He also delves into the concept of risk tolerance and the different options available for investment, including annuities. Additionally, he emphasizes the importance of seeking a …
The Journey of Financial Planning and Commitment
The podcast features a conversation between Jeff Miles and Dolph Janis, a financial professional, discussing the importance of financial planning, commitment, and life parallels. Dolph shares his journey, emphasizing the significance of protecting and guarding one's savings and making informed choi…