What if the biggest threat to your retirement isn’t market volatility, but your own fear of spending? In this episode, Jim Cipriotti explores the emotional and financial anxieties that often surface in retirement, especially the fear of running out of money. He breaks down how to evaluate your spending needs and income sources like Social Security, pensions, and 401(k)s. Jim also sheds light on how taxes can quietly erode your savings and why strategic planning, like Roth conversions, can make a difference. With practical insights and a clear-eyed look at retirement realities, this episode helps listeners better understand the financial landscape they’re navigating.

Tune in every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. Powered by Retire Ready Financial Group.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.