Jim Cipriotti of Retire Ready Financial Group discusses the strategy of "Sell in May and Go Away' and whether it still holds water in today's market. He analyzes historical data and concludes that sitting out of the market from May to October can result in higher returns and lower volatility. However, he suggests that instead of sitting out of stocks, investors should consider sitting out of underperforming bond funds and explore other investment options that offer higher interest rates. Jim also emphasizes the importance of planning for retirement expenses, including essential needs, fun activities, and potential healthcare costs. He provides examples of how reallocating investments can generate additional income in retirement. Jim encourages listeners to seek a second opinion and explore financial instruments designed for retirees. He highlights the benefits of rollovers and the potential for growth and lifetime income.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.