In a new episode of The Bernie Fratto Show, Bernie Fratto opens the show recapping storylines from week 4 of the College Football season including Clemson going down again, Indiana steamrolling over Illinois, and Texas Tech dominating Utah. Professional bettor Joe Gibbs & owner of NFLRefStats joins the show to dive into each matchup discussing referee crew stats & more!  Bernie dives into some news and notes from the NFL as numerous starters have gone down, the Packers defense is looking historic and stats that make 0-2 teams feel like they’re in major trouble. GambLou.com proprietor, Louis Finocchiaro joins the show to talk wagering on the NFL + a new edition of Fantasy Files, & your calls during the Midnight Hour!