You Don’t Have a Retirement Plan—You Have a Pile of Products

What if the real problem in retirement isn’t bad investments—but no written plan at all? In this episode, Jim Fox delivers a candid breakdown of why most retirees own plenty of financial products but lack a clear income strategy. He explains how missing details around taxes, required minimum distri…

Sticking the Landing: Why Most Retirement Plans Fall Apart

What if your biggest retirement risk isn’t the market—but a plan that was never really a plan at all? In this episode, Jim Fox uses a sports analogy to explain why “sticking the landing” in retirement is harder than saving the money in the first place. He breaks down how decades of product‑driven d…

You’re Ready on Paper—But Are You Ready in Your Mind?

What if the hardest part of retirement isn’t the math—but the mindset? In this episode, Jim Fox breaks down why even the most prepared retirees second‑guess themselves the moment the paycheck stops. From psychological hurdles to emotional fears, Jim reveals how clear planning, realistic income stra…

Retire with Purpose: What Dolly Parton Can Teach Us About Aging

What if the secret to a great retirement has nothing to do with money—and everything to do with purpose? In this episode, Jim Fox uses the wisdom of Dolly Parton and stories from real retirees to reveal why your mindset, lifestyle, and longevity planning matter just as much as your portfolio. He br…

Forget the 4% Rule—Here’s the Real Math Behind Retirement

The myths you grew up believing may be harmless—but the myths you believe about retirement can cost you big. In this episode, Jim Fox breaks down the most common (and dangerous) misconceptions, from the “magic million‑dollar number” to the outdated 4% withdrawal rule, and why relying on your neighb…

Retirement is more than just "Dumb Math"

A new $6,000 senior deduction is making headlines, but smart retirees know tax planning is about more than just April 15th. In this episode, Jim Fox breaks down why understanding taxes, risk, and longevity is key for keeping more of your money in retirement. Learn how interactive tax mapping can re…

Retirement Wake-Up Call: Why Income Planning Matters Most

An 88-year-old forced to work after losing his pension highlights the urgent need for a real retirement income plan. In this episode, Jim Fox shares why relying on luck or outdated strategies isn’t enough—and how a written, personalized plan can help you avoid financial heartbreak. Learn how to bal…

Best Of: Why “Quick Fixes” Can Wreck Your Legacy

What happens if you inherit a house—or an IRA—without a plan? This episode of Financial Straight Talk with Jim Fox dives into the real-life consequences of legacy planning mistakes, from losing out on a step-up in basis to getting tangled in probate. Learn why quick fixes like “quick claim” deeds c…

Best Of: The Mistakes That Can Haunt Your Estate

What happens to your legacy when your wishes aren’t clearly planned—or when life throws unexpected changes your way? This episode of Financial Straight Talk with Jim Fox dives into the complexities of wills, trusts, and beneficiary decisions, revealing why legacy planning is never “one and done.” L…

Best Of: Retirement: It’s Not About Products, It’s About Your Plan

What if the secret to retirement isn’t a product, but a plan built around your life? Jim Fox shares why thinking outside the box—and beyond sales pitches—leads to financial independence. Learn how knowledge, tax strategy, and personalized planning can help you spend wisely, enjoy your money, and av…