Could a market downturn force you to sell investments just to pay the bills? Coach Pete and Thomas Lipscomb explain why money needed soon deserves a different role from long-term growth money. They discuss rebalancing, the red-yellow-green approach to organizing assets, and building multiple retirement income streams.

The conversation also covers Social Security timing, the 22-Step Total Retirement Plan, recognizing financial scams, and balancing family expenses with your own retirement needs. Learn which questions to ask when reviewing whether your savings and income plan are working together.

Take the next step toward your retirement plan: call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team.