In this episode of Financial Safari, Coach Pete and the team uncover the “financial termites” that can quietly weaken a retirement plan, including fees, inflation, taxes, market losses, and poorly timed withdrawals. They explain why building savings is only part of the journey—and why a dependable income strategy is essential when the regular paycheck stops.

The conversation also explores different retirement income approaches, the challenge of shifting from saving to spending, and how a written plan can provide greater confidence and flexibility. From creating monthly income to balancing lifestyle goals and leaving a legacy, this episode offers practical guidance for making your retirement savings work with purpose.