What is each part of your retirement savings meant to do? Coach Pete, Thomas Lipscomb, Denise Reyes and Jackie Selby discuss building a monthly income strategy, assigning money different roles for income and risk, and considering taxes before making retirement decisions.

They explore income riders and Coach Pete’s color-coded approach to organizing savings around the retiree, a spouse and what may pass to family. To connect with the team, text PLAN to 600-700 or explore retirement resources at CoachPete.com.

Information is provided for educational purposes only and does not constitute investment, tax or legal advice. Consult a qualified professional before taking action. Annuity guarantees depend on the financial strength and claims-paying ability of the issuing company.