The Retirement Plan That Gives You Confidence

What if retirement planning felt empowering instead of overwhelming? This episode with Amy Ross walks through building income, managing taxes, and preparing for healthcare costs. It also tackles why many don’t want to retire and how understanding your options can reshape the future. Amy Ross and t…

Why More People Are Asking About Annuities

Why are annuities getting more attention—and more questions? This episode with Amy Ross explores shifting attitudes toward annuities, how they fit into retirement planning, and why choosing the right type matters. It also covers advisor relationships and the role of personal guidance. Amy Ross and…

When Financial Planning Meets Family Priorities

What does financial planning look like when family comes first? Amy Ross weaves together conversations about money, memories, and major life moments—from bucket-list experiences to generational goals. The episode reflects on balancing future planning with enjoying life now, and how values shape fin…

The Confidence Gap Between Saving and Spending in Retirement

For many retirees, the challenge isn’t saving—it’s feeling comfortable spending. Amy Ross discusses how reliable income sources, including annuities and structured income strategies, can create clarity and confidence in retirement decisions. The episode explores the idea of “paycheck” and “playchec…

The Retirement Assumptions That Cause Trouble

What happens when retirement planning relies on assumptions instead of structure? Amy Ross explores misconceptions around inheritances, inflation, working longer, and “figuring it out later.” The episode underscores why written plans, realistic timelines, and flexibility matter—especially as career…

Retirement Myths That Refuse to Go Away

Social Security, healthcare costs, and spending habits are often misunderstood in retirement. Amy Ross breaks down common myths around when to claim benefits, how healthcare expenses add up, and why retirees rarely spend less than expected. The conversation highlights practical planning realities a…

When Headlines Collide with Retirement Planning

How do political headlines and emotional reactions affect retirement decisions? Amy Ross discusses why noise—from elections to global events—often leads retirees to make rushed financial choices. The episode explores long-term care planning, healthcare considerations, and why focusing on controllab…

Why Retirement Investing Follows a Different Rulebook

What changes when retirement shifts from saving money to using it? Amy Ross explains why investing before retirement and investing during retirement follow completely different rules. From sequence-of-returns risk to income planning and risk management, this episode breaks down how portfolios need …

The Retirement Costs Hiding in Plain Sight

Medicare premiums, hidden fees, outdated financial products—what retirees don’t know can add up quickly. Amy Ross discusses IRMAA surcharges, annuity misconceptions, and why reviewing existing financial products matters more than many realize. The episode also explores how income, fees, and taxes i…

How Emotions Quietly Undermine Retirement Plans

Market swings, health scares, and emotional decisions can quietly derail even the best retirement plans. Amy Ross explains how fear, headlines, and emotional reactions often influence financial choices more than people realize. From market volatility to healthcare surprises, this episode explores w…