Cheques are out, so too cash, and maybe even credit cards. Australians are changing how they pay for goods and services. 

Also today:

• Victoria faces down angry business and community groups over its stringent lockdown rules
• ANZ Bank goes green
• And CSL set to produce 81 million doses of COVID-19 vaccine, if and when it arrives

Plus an interview with fund administrator Martin Smith, CEO of Mainstream Group, about why paperwork matters when you’re an investor.