Fire Your Financial Advisor by Golden Reserve
Fire Your Financial Advisor by Golden Reserve
The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest advice on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar…Follow the podcast:
Why Are You Still Writing Checks to the IRS in Retirement? | Do “401(k) Boosters” Really Mean Higher Returns—or Just Higher Costs? | Should an Unrealized Inheritance Be Part of Your Retirement Plan?
On this episode: Without all that employer income, why do retirees get into tax troubles? IRAs often look like savings—but they can turn into one of the biggest tax liabilities retirees and their families face. A headline promises to boost your 401(k), but what’s actually being added behind the sce…
47:57
When Your Advisor’s Account Is Up More Than Yours | What Will Give You Retirement “Sticker Shock?” | A Move Many Have Discovered That Is Leading to Retirement Happiness
On this episode: The fallacy of “When you do better, we do better.” Hidden costs that may surprise you in retirement. Many happy retirees have established this bucket of money. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at Golde…
54:01
A Big Retirement Question: Should I Pay Off My Mortgage or Not?
Being debt free is a great goal in retirement. But at what cost? Sometimes paying off that mortgage makes more psychological sense than financial sense. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow o…
07:30
The Retirement Pothole Nobody Thinks They Will Hit
70 percent of us will need some kind of care in our elder years. That care could be VERY expensive. Saying, “That will never happen to me” is not a good strategy. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com o…
10:19
Retirement’s Biggest Repeat Mistake | The Roth Conversion Sweet Spot | The Fee Wake-Up Call Hiding in Plain Sight
On this episode: Why retirees keep making the same mistake: Your money keeps growing, but fear holds you back from spending—until you realize the real risk isn’t spending too much, it’s not living enough. The Roth conversion timing trap: Move too slowly and taxes explode later; move too fast and Me…
54:12
A Revealing New Question to Ask Your Financial Advisor
How much do you charge? How do you deal with risk, inflation, taxes, and Social Security? These are all good questions for your financial advisor. We discuss a question that may be a deal breaker. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! …
08:03
How Is Your Advisor Charging You and Is There a Better Way? | Your 401(k) Just Hit 1 Million, Now What? | Your Biggest Retirement Asset May Be Hiding in Plain Sight
On this episode: Fee only, flat fee, one-time fee. What advisor is right for you? You hit your retirement savings goal. Is it time to go to cash? Your savings, your pension, your 401(k), or your house. Which is your biggest retirement asset? It might be something else. Subscribe or follow so you …
54:27
A Retirement Lesson from the Shamrock Shake
Each year around St. Patrick’s Day, McDonalds offers the Shamrock Shake. But it’s only available for a short time. Are there tasks in retirement that have a window of opportunity? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at Go…
11:21
Dealing With This Shaky Stock Market | Could You Double Your Money in Retirement? | Should We Look at Australia for a Better Retirement System?
On this episode: Should you be backing off your risk in this crazy market? Haven’t saved enough? Maybe you can double your savings in retirement. What works better: Paying taxes now on your 401(k) or pay taxes later? Subscribe or follow so you never miss an episode! Check out Fire Your Fina…
54:37
Is Your Financial Advisor Trying to Upsell You? | When Talking About Risk and Loss, When Is Enough, Enough? | How the Shamrock Shake and Your Retirement Taxes Go Together
On this episode: You buy something and they try to add on and add on. Is your financial advisor doing it too? Your risk profile: Where is your bottom? Or is that even the right question? This could be your biggest hurdle if you retire early. Subscribe or follow so you never miss an episode! Check…
54:10