Private credit has quietly become one of the fastest-growing corners of global finance, but most Malaysian business owners and investors have never heard of it. So what is it, how does it work, and is it right for you?

We discuss:

• What it is: How it differs from bank loans and private equity, and why it exists at all.

• The Must-Knows: What providers look at before and what borrowers are actually signing up for.

• The Borrower's Checklist: What business owners need to understand about cost and structure before taking on private credit.

• When Is It Suitable: Private credit is expensive, but for business owners confident in their growth trajectory, the flexibility it offers may be worth the premium.