Many retirees discover too late that their spending plan isn’t working the way they expected. In this episode, Frankie Guida discusses why income and spending plans often fall out of sync in retirement and what commonly leads people to cut back sooner than planned. The conversation covers the role of income planning, fixed income gaps, inflation, and asset allocation, along with why having numbers in place matters before leaving the workforce. It’s a practical look at how retirement income decisions can shape day‑to‑day life long after work ends.
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