Exploring The Misconceptions About Social Security

Frank and Frankie continue the discussion on Social Security and the various ways to claim benefits, the importance of timing, and strategies to maximize income during retirement. They emphasize how comprehensive financial planning can help make informed decisions about when to start receiving Soci…

When Should You Take Social Security?

Frank and Frankie discuss the complexities of Social Security, emphasizing the importance of understanding various claiming strategies to maximize benefits. They discuss common misconceptions, the impact of timing on benefits, and the significance of personalized financial planning, especially for …

Required Minimum Distributions: What You Need to Know

Frank and Frankie discuss strategies for preparing for a secure financial future, focusing on retirement savings, understanding required minimum distributions (RMDs), and effective tax planning. They emphasize the importance of being strategic with RMDs and highlight the potential benefits of Roth …

Identifying Hidden Fees in Your Portfolio

Frank and Frankie discuss the importance of identifying hidden fees in investment portfolios and how these fees can significantly impact retirement savings. They share case studies demonstrating how clients have saved substantial amounts by analyzing their fees and adjusting their portfolios. The …

Understanding Inheritance Taxes

Frank and Frankie dive into tax implications in retirement and optimizing retirement income through effective portfolio management. They explore the importance of understanding state tax policies, the impact of inheritance taxes, and how to structure retirement portfolios to achieve better returns …

The Balancing Act of Federal Rate Cuts and Market Risks

Frank and Frankie discuss various aspects of financial planning, particularly focusing on retirement savings, the impact of the Fed cutting rates, and the importance of portfolio diversification. They emphasize the need for safe investments, tax strategies, and planning for a comfortable retirement…

Talking to Lynyrd Skynyrd About Retirement

Frank and Frankie discuss the importance of financial planning and retirement preparation. Frank shares his memorable experience meeting the band Lynyrd Skynyrd, highlighting the band's legacy and their connection with fans. The conversation transitions into the significance of financial independen…

The 4% Rule: Is It Enough?

Frank and Frankie discuss the need for personalized financial advice, the significance of understanding withdrawal rates, and the potential pitfalls of relying solely on the 4% rule. The discussion also highlights the value of thorough financial planning, including tax savings and risk management, …

The Retirement Challenges Younger Baby Boomers Face

Frank and Frankie discuss the challenges faced by younger baby boomers who are approaching retirement with less savings due to the impact of the Great Recession. They emphasize the importance of focusing on income rather than the total amount saved and highlight strategies such as maximizing contri…

Understanding The Impact of Age on Social Security Benefits

Social security is a complex topic that requires careful planning. The age at which you start taking social security benefits can have a significant impact on your monthly check. Frank and Frankie discuss the differences between starting at age 62 and age 70. The decision on when to start taking s…