Frankie dives into the SECURE 2.0 Act and what changes have been made for individuals and companies when it comes to contributing to a 401k account, including Roth options. He also touches on legacy and estate planning and reveals a shocking statistic about how many people don’t have a will in place.

Connect with the team at A Better Way Financial  to get a second opinion on your retirement plan today!

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

Frankie dives into the SECURE 2.0 Act and what changes have been made for individuals and companies when it comes to contributing to a 401k account, including Roth options. He also touches on legacy and estate planning and reveals a shocking statistic about how many people don’t have a will in place.
Connect with the team at <a href="https://abetterwayfinancial.com/">A Better Way Financial </a> to get a second opinion on your retirement plan today!
<a href="https://abetterwayfinancial.com/book/">Read our book</a>! Amazon Best Seller, “<a href="https://www.amazon.com/Book-Retirement-Frank-Nick-Guida/dp/1736988123/">The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams</a>.”

Welcome to Empower Your Retirement podcast, your trusted companion on the path to retirement prosperity. As the cornerstone of financial security for families and individuals, we're dedicated to making your retirement dreams a reality. Dive into insightful discussions led by the Guida family, renowned for their decades of experience in financial planning and wealth management.

Tune in to our podcast as we share actionable insights, insider tips, and expert advice to navigate the complexities of retirement planning. Whether you're aiming to maximize your savings, minimize risks, or optimize your investment portfolio, we're here to guide you every step of the way.

Join us at A Better Way Financial, where your retirement success is our priority. Follow or subscribe now and embark on the path to a brighter financial future.

Learn more about A Better Way Financial here . Connect with us on social: Facebook, LinkedIn and YouTube.

Welcome to Empower Your Retirement podcast, your trusted companion on the path to retirement prosperity. As the cornerstone of financial security for families and individuals, we're dedicated to making your retirement dreams a reality. Dive into insightful discussions led by the Guida family, renowned for their decades of experience in financial planning and wealth management.
Tune in to our podcast as we share actionable insights, insider tips, and expert advice to navigate the complexities of retirement planning. Whether you're aiming to maximize your savings, minimize risks, or optimize your investment portfolio, we're here to guide you every step of the way.
Join us at A Better Way Financial, where your retirement success is our priority. Follow or subscribe now and embark on the path to a brighter financial future.
Learn more about A Better Way Financial <a href="https://bit.ly/3QkziRY">here</a> . Connect with us on social: <a href="https://bit.ly/3MlRJog">Facebook</a>, <a href="https://bit.ly/46XAYbg">LinkedIn</a> and <a href="https://bit.ly/3s6kRsM">YouTube</a>.

At A Better Way Financial, our passion is helping families and individuals achieve their retirement goals.

Empower Your Retirement

Welcome to Empower Your Retirement, the podcast - your companion on the path to retirement prosperity. As a cornerstone of financial stability for families and individuals, we're dedicated to helping make your retirement dreams a reality. Dive into insightful discussions led by Financial Advisors and Retirement Planners Frank and Frankie Guida, renowned for decades of experience in financial planning and wealth management.

On this podcast we share actionable insights and advice to help navigate the complexities of retirement planning. Whether you're aiming to maximize your savings, reduce risk, or better position your investment portfolio, we're here to guide you along the way.

At A Better Way Financial, your retirement success is our priority. Follow and subscribe today!
Learn more about A Better Way Financial here . Connect with us on Facebook, LinkedIn and YouTube.

Welcome to Empower Your Retirement, the podcast - your companion on the path to retirement prosperity. As a cornerstone of financial stability for families and individuals, we're dedicated to helping make your retirement dreams a reality. Dive into insightful discussions led by Financial Advisors and Retirement Planners Frank and Frankie Guida, renowned for decades of experience in financial planning and wealth management.
On this podcast we share actionable insights and advice to help navigate the complexities of retirement planning. Whether you're aiming to maximize your savings, reduce risk, or better position your investment portfolio, we're here to guide you along the way.
At A Better Way Financial, your retirement success is our priority. Follow and subscribe today! Learn more about A Better Way Financial <a href="https://bit.ly/3QkziRY">here</a> . Connect with us on <a href="https://bit.ly/3MlRJog">Facebook</a>, <a href="https://bit.ly/46XAYbg">LinkedIn</a> and <a href="https://bit.ly/3s6kRsM">YouTube</a>.

What You Need to Know about 401k Contributions in 2025

You may know what a Roth is—but what exactly is a mega backdoor Roth, and who can actually use it? In this episode, Frankie Guida breaks down how higher earners can potentially move more money into tax‑advantaged accounts through employer retirement plans. The discussion walks through how after‑tax contributions, plan rules, and Roth conversions intersect, and why tax efficiency becomes increasingly important as retirement approaches. Using real‑world scenarios, the episode highlights how understanding these rules can reshape long‑term retirement planning decisions.

 

Schedule a complimentary appointment:A Better Way Financial 

 

CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.

 

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

 

Follow us on social media:Facebook | LinkedIn | YouTube    

You may know what a Roth is&mdash;but what exactly is a mega backdoor Roth, and who can actually use it? In this episode, Frankie Guida breaks down how higher earners can potentially move more money into tax‑advantaged accounts through employer retirement plans. The discussion walks through how after‑tax contributions, plan rules, and Roth conversions intersect, and why tax efficiency becomes increasingly important as retirement approaches. Using real‑world scenarios, the episode highlights how understanding these rules can reshape long‑term retirement planning decisions.
&nbsp;
Schedule a complimentary appointment: <a href="https://abetterwayfinancial.com/contact/">A Better Way Financial </a>
&nbsp;
<a href="https://abetterwayfinancial.com/events/">CLICK HERE to register</a> for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.
&nbsp;
<a href="https://abetterwayfinancial.com/book/">Read our book</a>! Amazon Best Seller, &ldquo;<a href="https://www.amazon.com/Book-Retirement-Frank-Nick-Guida/dp/1736988123/">The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams</a>.&rdquo;
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/ABetterWayFinancial/">Facebook</a> | <a href="https://www.linkedin.com/company/a-better-way-financial">LinkedIn</a> | <a href="https://www.youtube.com/@abetterwayfinancial/videos">YouTube</a> &nbsp;&nbsp;&nbsp;

The Mega Backdoor Roth Most Savers Overlook

How much do you really need to retire—and does a single dollar number even make sense? In this episode, Frank and Frankie Guida unpack why widely quoted retirement figures like $1.6 million miss the mark for most people. The conversation focuses on income, timing, pensions, Social Security, taxes, and risk, showing how retirement readiness depends on personal circumstances, not averages. A practical discussion about shifting the focus from comparing balances to understanding cash flow and planning around the life you want to live.

 

Schedule a complimentary appointment:A Better Way Financial 

 

CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.

 

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

 

Follow us on social media:Facebook | LinkedIn | YouTube    

How much do you really need to retire&mdash;and does a single dollar number even make sense? In this episode, Frank and Frankie Guida unpack why widely quoted retirement figures like $1.6 million miss the mark for most people. The conversation focuses on income, timing, pensions, Social Security, taxes, and risk, showing how retirement readiness depends on personal circumstances, not averages. A practical discussion about shifting the focus from comparing balances to understanding cash flow and planning around the life you want to live.
&nbsp;
Schedule a complimentary appointment: <a href="https://abetterwayfinancial.com/contact/">A Better Way Financial </a>
&nbsp;
<a href="https://abetterwayfinancial.com/events/">CLICK HERE to register</a> for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.
&nbsp;
<a href="https://abetterwayfinancial.com/book/">Read our book</a>! Amazon Best Seller, &ldquo;<a href="https://www.amazon.com/Book-Retirement-Frank-Nick-Guida/dp/1736988123/">The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams</a>.&rdquo;
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/ABetterWayFinancial/">Facebook</a> | <a href="https://www.linkedin.com/company/a-better-way-financial">LinkedIn</a> | <a href="https://www.youtube.com/@abetterwayfinancial/videos">YouTube</a> &nbsp;&nbsp;&nbsp;

Is $1.6 Million Really the Retirement Number?

School taught trigonometry and the recorder—but skipped the money lessons that matter most. In this episode of Empower Your Retirement, Frank and Frankie Guida of A Better Way Financial talk about the financial basics many people were never taught and why that leads to uncertainty later in life. The conversation focuses on common retirement questions people feel embarrassed to ask, the value of slowing down complex financial topics, and how understanding income, taxes, and planning decisions can change how retirement is approached. It’s a practical discussion about learning what you don’t know and why asking questions matters.

 

Schedule a complimentary appointment:A Better Way Financial 

 

CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.

 

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

 

Follow us on social media:Facebook | LinkedIn | YouTube    

School taught trigonometry and the recorder&mdash;but skipped the money lessons that matter most. In this episode of Empower Your Retirement, Frank and Frankie Guida of A Better Way Financial talk about the financial basics many people were never taught and why that leads to uncertainty later in life. The conversation focuses on common retirement questions people feel embarrassed to ask, the value of slowing down complex financial topics, and how understanding income, taxes, and planning decisions can change how retirement is approached. It&rsquo;s a practical discussion about learning what you don&rsquo;t know and why asking questions matters.
&nbsp;
Schedule a complimentary appointment: <a href="https://abetterwayfinancial.com/contact/">A Better Way Financial </a>
&nbsp;
<a href="https://abetterwayfinancial.com/events/">CLICK HERE to register</a> for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.
&nbsp;
<a href="https://abetterwayfinancial.com/book/">Read our book</a>! Amazon Best Seller, &ldquo;<a href="https://www.amazon.com/Book-Retirement-Frank-Nick-Guida/dp/1736988123/">The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams</a>.&rdquo;
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/ABetterWayFinancial/">Facebook</a> | <a href="https://www.linkedin.com/company/a-better-way-financial">LinkedIn</a> | <a href="https://www.youtube.com/@abetterwayfinancial/videos">YouTube</a> &nbsp;&nbsp;&nbsp;

What You Need to Know about 401k Contributions in 2025

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