Not all financial advisors do the same job—and assuming they do can create real retirement blind spots. In this episode, Frank and Frankie Guida explain common misconceptions about financial advisors and why specialization matters as you move toward retirement. The discussion explores the differences between accumulation-focused advisors and retirement-focused fiduciaries, real-world scenarios involving annuities and fees, and why advice that worked earlier in life may not align with retirement priorities. The goal is to better understand how planning approaches, compensation structures, and areas of focus can shape retirement decisions.

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Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success"

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