In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. #robertsmith#morehouse#studentloans Link to Full Episode:    • Robert Smith on Being The Richest Black Am...   EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages...

In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. <a href="https://www.youtube.com/hashtag/robertsmith">#robertsmith</a> <a href="https://www.youtube.com/hashtag/morehouse">#morehouse</a> <a href="https://www.youtube.com/hashtag/studentloans">#studentloans</a> Link to Full Episode: <a href="https://www.youtube.com/watch?v=a82AOTXUrxg" aria-label="YouTube Channel Link: Robert Smith on Being The Richest Black American, Wealth, HBCUs, &amp; Private Equity">&nbsp;&nbsp;&nbsp;&bull;&nbsp;Robert&nbsp;Smith&nbsp;on&nbsp;Being&nbsp;The&nbsp;Richest&nbsp;Black&nbsp;Am...&nbsp;&nbsp;</a> EYL University: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG9LTzJ4QXJxN0JubXA5WHByMjIwcnlUNlZXd3xBQ3Jtc0trQ185SUM0R1c4WkVJX3BCS29OaHFLcFVNcUk3RDhDNnFieEpCS0VzMkdpbG5jbzdiOHdCR1YxdWlXM0tQZElhNHotdHRZb0JFNlZVNmVqMlJVSmUtbzNPdFBrQjB0NkNxTDVYUFdMWHgzLUpyOWVDYw&amp;q=https%3A%2F%2Fwww.eyluniversity.com%2F&amp;v=VwOAQXlcC8I">https://www.eyluniversity.com</a> Monthly Investment Deal: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWY5aWViQVE3WWltQXlaSFBaNHFickVGX09OZ3xBQ3Jtc0tsdjFIWEZld2hpZ0lEbGdpV3ZuaUlfWmViR3N5RVJFaDdJTDJCQlBjdTFRQ0ZGVHBJTXh4UmFBT3BCNXozNS0welVRa2FhWDgzY0Qxd05FX3p3ZjhMSllxVk1NWGd6LUtUZ2E3OHg1ZnBPemJhVm50MA&amp;q=https%3A%2F%2Fwww.earnyourleisure.com%2Fpages%2Fstock-market-deals&amp;v=VwOAQXlcC8I">https://www.earnyourleisure.com/pages...</a>

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

Earn Your Leisure

Robert Smith Breaks Down How Student Loans Drain 60% of Black Wealth

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/f9206d6e-6815-4fcb-810f-b3a500fb0001/transcript

In this powerful clip from "EYL," David Shands sits down with Troy Millings to share his journey from working at the Cheesecake Factory to building a six-figure business selling T-shirts. David breaks down the essential mindset shifts and tactical strategies he used to turn his "off days" into $100 paydays, eventually quitting his job and scaling up his entrepreneurial dream.

You'll hear David’s advice on setting practical work goals (not just sales goals), transitioning out of your 9-to-5, and the importance of persistence—especially when facing rejection. He outlines his “life cycle of a good idea,” touching on excitement, evolution, engagement, and expansion, and how to carry momentum through each stage.

Troy challenges David on the fine line between persistence and annoyance in sales, sparking a real conversation about how to overcome the fear of selling and why most people are conditioned to say "no" first. Hear how David converted sales after the second or even third "no"—and how his coaching clients have unlocked new income just by increasing their daily sales asks.

Perfect for aspiring entrepreneurs and anyone ready to make their side hustle their main gig, this clip delivers actionable steps you can start using today. From building consistency to tracking your actual work instead of just the outcomes, David and Troy break down the real formulas behind hitting $250K a year selling any product.

Don't miss this inspiration-packed conversation!

**Key topics covered:**  
- How to set daily work goals for reliable results  
- Why persistence and overcoming “no” matters in sales  
- The true process for transitioning out of your day job  
- The “life cycle” stages of every business idea  
- Breaking down sales fear and building resilience  
- Why tracking your outreach matters more than tracking revenue

**Hashtags:**  
#Entrepreneurship #SalesStrategy #SideHustle #SmallBusiness #Persistence #DavidShands #TroyMillings #BusinessMindset #BlackOutPodcast #SuccessTips #HowToSell #WorkSmart #DailyHabits

👇 Watch, learn, and start building your $250K journey today!

In this powerful clip from "EYL," David Shands sits down with Troy Millings to share his journey from working at the Cheesecake Factory to building a six-figure business selling T-shirts. David breaks down the essential mindset shifts and tactical strategies he used to turn his "off days" into $100 paydays, eventually quitting his job and scaling up his entrepreneurial dream.
You'll hear David&rsquo;s advice on setting practical work goals (not just sales goals), transitioning out of your 9-to-5, and the importance of persistence&mdash;especially when facing rejection. He outlines his &ldquo;life cycle of a good idea,&rdquo; touching on excitement, evolution, engagement, and expansion, and how to carry momentum through each stage.
Troy challenges David on the fine line between persistence and annoyance in sales, sparking a real conversation about how to overcome the fear of selling and why most people are conditioned to say "no" first. Hear how David converted sales after the second or even third "no"&mdash;and how his coaching clients have unlocked new income just by increasing their daily sales asks.
Perfect for aspiring entrepreneurs and anyone ready to make their side hustle their main gig, this clip delivers actionable steps you can start using today. From building consistency to tracking your actual work instead of just the outcomes, David and Troy break down the real formulas behind hitting $250K a year selling any product.
Don't miss this inspiration-packed conversation!
**Key topics covered:** &nbsp; - How to set daily work goals for reliable results &nbsp; - Why persistence and overcoming &ldquo;no&rdquo; matters in sales &nbsp; - The true process for transitioning out of your day job &nbsp; - The &ldquo;life cycle&rdquo; stages of every business idea &nbsp; - Breaking down sales fear and building resilience &nbsp; - Why tracking your outreach matters more than tracking revenue
**Hashtags:** &nbsp; #Entrepreneurship #SalesStrategy #SideHustle #SmallBusiness #Persistence #DavidShands #TroyMillings #BusinessMindset #BlackOutPodcast #SuccessTips #HowToSell #WorkSmart #DailyHabits
👇 Watch, learn, and start building your $250K journey today!

THE KEYS TO MAKE $250k A YEAR SELLING ANY PRODUCT

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/91c22aba-af76-42ec-b865-b3ad011454f7/transcript

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Apple’s stunning market performance, silencing rumors about its decline and revealing why it’s still a top pick for smart investors. As the broader market shows volatility, Apple hits a 52-week high, positioning itself once again as a “safe haven” alongside tech giants like Microsoft and Google. Ian Dunlap explains why the projected return for Apple over the next four years (25–33%) could make it an alternative to traditional bonds, especially as confidence in U.S. debt falters. While Apple’s AI strategy remains a work in progress with leadership shifts, the team highlights why patience and long-term focus are paying off for shareholders. Troy Millings breaks down Apple’s unique approach: focusing on international expansion into India and reclaiming its spot as the number one in China, with the iPhone 17 surpassing sales expectations. The discussion also covers Apple’s rumored talks with Intel and what that could mean for the company’s future AI direction. Plus, Rashad Bilal shares exclusive details about Market Mondays’ special bundles, including access to Stock Club and EY University, opportunities for in-person masterminds, and a behind-the-scenes look at Nvidia’s innovations. Whether you’re a longtime Apple fan or a cautious investor, this conversation is packed with insights and strategies to help you navigate the ever-changing tech landscape. *Key topics include:*
Apple’s comeback and new 52-week high
Apple vs. U.S. bonds: Where smart money is flowing now
International expansion wins: China and India
Inside Apple’s evolving AI strategy and Intel talks
Special access opportunities through Market Mondays

Ready to learn why the world’s biggest investors are flocking back to Apple? Press play and position yourself for the next big move in tech. --- *🔗 Stay connected:* Learn more at MarketMondaysDeal.com (48 hours only!) *#MarketMondays#AppleStock#Investing#TechStocks#AI#Finance#StockMarket#TroyMillings#IanDunlap#RashadBilal#Nvidia#AppleNews#FinanceTips#InvestmentStrategy#EYLU*

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Apple&rsquo;s stunning market performance, silencing rumors about its decline and revealing why it&rsquo;s still a top pick for smart investors. As the broader market shows volatility, Apple hits a 52-week high, positioning itself once again as a &ldquo;safe haven&rdquo; alongside tech giants like Microsoft and Google. Ian Dunlap explains why the projected return for Apple over the next four years (25&ndash;33%) could make it an alternative to traditional bonds, especially as confidence in U.S. debt falters. While Apple&rsquo;s AI strategy remains a work in progress with leadership shifts, the team highlights why patience and long-term focus are paying off for shareholders. Troy Millings breaks down Apple&rsquo;s unique approach: focusing on international expansion into India and reclaiming its spot as the number one in China, with the iPhone 17 surpassing sales expectations. The discussion also covers Apple&rsquo;s rumored talks with Intel and what that could mean for the company&rsquo;s future AI direction. Plus, Rashad Bilal shares exclusive details about Market Mondays&rsquo; special bundles, including access to Stock Club and EY University, opportunities for in-person masterminds, and a behind-the-scenes look at Nvidia&rsquo;s innovations. Whether you&rsquo;re a longtime Apple fan or a cautious investor, this conversation is packed with insights and strategies to help you navigate the ever-changing tech landscape. *Key topics include:*
<ul dir="ltr">
<li>Apple&rsquo;s comeback and new 52-week high</li>
<li>Apple vs. U.S. bonds: Where smart money is flowing now</li>
<li>International expansion wins: China and India</li>
<li>Inside Apple&rsquo;s evolving AI strategy and Intel talks</li>
<li>Special access opportunities through Market Mondays</li>
</ul>
Ready to learn why the world&rsquo;s biggest investors are flocking back to Apple? Press play and position yourself for the next big move in tech. --- *🔗 Stay connected:* Learn more at MarketMondaysDeal.com (48 hours only!) *<a href="https://www.youtube.com/hashtag/marketmondays">#MarketMondays</a> <a href="https://www.youtube.com/hashtag/applestock">#AppleStock</a> <a href="https://www.youtube.com/hashtag/investing">#Investing</a> <a href="https://www.youtube.com/hashtag/techstocks">#TechStocks</a> <a href="https://www.youtube.com/hashtag/ai">#AI</a> <a href="https://www.youtube.com/hashtag/finance">#Finance</a> <a href="https://www.youtube.com/hashtag/stockmarket">#StockMarket</a> <a href="https://www.youtube.com/hashtag/troymillings">#TroyMillings</a> <a href="https://www.youtube.com/hashtag/iandunlap">#IanDunlap</a> <a href="https://www.youtube.com/hashtag/rashadbilal">#RashadBilal</a> <a href="https://www.youtube.com/hashtag/nvidia">#Nvidia</a> <a href="https://www.youtube.com/hashtag/applenews">#AppleNews</a> <a href="https://www.youtube.com/hashtag/financetips">#FinanceTips</a> <a href="https://www.youtube.com/hashtag/investmentstrategy">#InvestmentStrategy</a> <a href="https://www.youtube.com/hashtag/eylu">#EYLU</a>*

Apple’s Comeback: Why Investors Are Quietly Winning Big in 2024

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/d20c4f06-7efd-4a02-9bde-b3ac01230cc2/transcript

Welcome to another insightful Market Mondays clip! In this dynamic conversation, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Elon Musk's approach to investing and building wealth, discussing why the world's richest person chooses to focus on his own companies instead of diversifying into the stock market. The group reflects on Musk's revelation that, if he were to invest in stocks, his picks would be Google and Nvidia—two giants poised to lead the future of AI and data infrastructure. Ian Dunlap explains the strategy behind wealth building by creating assets and driving GDP, highlighting how building something revolutionary like SpaceX or Tesla yields far greater returns than typical investments. Troy Millings brings another layer by examining the synergy forming between tech titans like Google, Nvidia, and Elon Musk’s companies, especially with innovations like data centers in space powered by solar energy. The conversation pivots to practical advice for content creators and entrepreneurs, emphasizing the importance of investing in the platforms they use—namely Google (YouTube), Meta (Instagram, Facebook), and Apple (the originator of podcasting). The hosts also walk through historical returns for major tech ETFs and stocks, showing that even “safe” investments like QQQ, SPY, and XLY have brought substantial growth over the past decade. The group reiterates the critical role technology plays in driving the economy forward, pointing out how companies with strong net margins (like Google, Microsoft, Apple, Meta) outperform most others. Finally, Rashad Bilal and the team discuss common misconceptions around tech, media, and stock classifications, explaining how businesses with tech components can achieve far higher valuations and why understanding how money moves—even in music and media—can be transformative. Whether you’re a budding entrepreneur, tech investor, or curious about the intersection of AI, media, and wealth creation, this clip offers game-changing insights and actionable strategies. *Timestamps (available upon request)* --- *Key Topics:*
Elon Musk’s philosophy on investing vs. building
Why Google and Nvidia are top picks for the AI future
Building wealth through owning and creating assets
The importance of media platform investments for content creators
Historic ETF and tech stock performance
Understanding tech business classifications for higher valuations
Partnerships and the future of data infrastructure (like space-based data centers)

--- *Hashtags:* #MarketMondays#ElonMusk#Google#Nvidia#TechInvesting#AIRevolution#WealthBuilding#Entrepreneurship#ContentCreators#StockMarket#ETFs#MediaInvesting#SpaceX#Tesla#Meta#Apple#FinancialFreedom#BusinessStrategy#Technology

Welcome to another insightful Market Mondays clip! In this dynamic conversation, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Elon Musk's approach to investing and building wealth, discussing why the world's richest person chooses to focus on his own companies instead of diversifying into the stock market. The group reflects on Musk's revelation that, if he were to invest in stocks, his picks would be Google and Nvidia&mdash;two giants poised to lead the future of AI and data infrastructure. Ian Dunlap explains the strategy behind wealth building by creating assets and driving GDP, highlighting how building something revolutionary like SpaceX or Tesla yields far greater returns than typical investments. Troy Millings brings another layer by examining the synergy forming between tech titans like Google, Nvidia, and Elon Musk&rsquo;s companies, especially with innovations like data centers in space powered by solar energy. The conversation pivots to practical advice for content creators and entrepreneurs, emphasizing the importance of investing in the platforms they use&mdash;namely Google (YouTube), Meta (Instagram, Facebook), and Apple (the originator of podcasting). The hosts also walk through historical returns for major tech ETFs and stocks, showing that even &ldquo;safe&rdquo; investments like QQQ, SPY, and XLY have brought substantial growth over the past decade. The group reiterates the critical role technology plays in driving the economy forward, pointing out how companies with strong net margins (like Google, Microsoft, Apple, Meta) outperform most others. Finally, Rashad Bilal and the team discuss common misconceptions around tech, media, and stock classifications, explaining how businesses with tech components can achieve far higher valuations and why understanding how money moves&mdash;even in music and media&mdash;can be transformative. Whether you&rsquo;re a budding entrepreneur, tech investor, or curious about the intersection of AI, media, and wealth creation, this clip offers game-changing insights and actionable strategies. *Timestamps (available upon request)* --- *Key Topics:*
<ul dir="ltr">
<li>Elon Musk&rsquo;s philosophy on investing vs. building</li>
<li>Why Google and Nvidia are top picks for the AI future</li>
<li>Building wealth through owning and creating assets</li>
<li>The importance of media platform investments for content creators</li>
<li>Historic ETF and tech stock performance</li>
<li>Understanding tech business classifications for higher valuations</li>
<li>Partnerships and the future of data infrastructure (like space-based data centers)</li>
</ul>
--- *Hashtags:* <a href="https://www.youtube.com/hashtag/marketmondays">#MarketMondays</a> <a href="https://www.youtube.com/hashtag/elonmusk">#ElonMusk</a> <a href="https://www.youtube.com/hashtag/google">#Google</a> <a href="https://www.youtube.com/hashtag/nvidia">#Nvidia</a> <a href="https://www.youtube.com/hashtag/techinvesting">#TechInvesting</a> <a href="https://www.youtube.com/hashtag/airevolution">#AIRevolution</a> <a href="https://www.youtube.com/hashtag/wealthbuilding">#WealthBuilding</a> <a href="https://www.youtube.com/hashtag/entrepreneurship">#Entrepreneurship</a> <a href="https://www.youtube.com/hashtag/contentcreators">#ContentCreators</a> <a href="https://www.youtube.com/hashtag/stockmarket">#StockMarket</a> <a href="https://www.youtube.com/hashtag/etfs">#ETFs</a> <a href="https://www.youtube.com/hashtag/mediainvesting">#MediaInvesting</a> <a href="https://www.youtube.com/hashtag/spacex">#SpaceX</a> <a href="https://www.youtube.com/hashtag/tesla">#Tesla</a> <a href="https://www.youtube.com/hashtag/meta">#Meta</a> <a href="https://www.youtube.com/hashtag/apple">#Apple</a> <a href="https://www.youtube.com/hashtag/financialfreedom">#FinancialFreedom</a> <a href="https://www.youtube.com/hashtag/businessstrategy">#BusinessStrategy</a> <a href="https://www.youtube.com/hashtag/technology">#Technology</a>

Elon Musk’s Stock Picks

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/8bd5a5c9-a317-434c-bb7c-b3ab01381d4c/transcript

Robert Smith Breaks Down How Student Loans Drain 60% of Black Wealth

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