In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. #robertsmith#morehouse#studentloans Link to Full Episode:    • Robert Smith on Being The Richest Black Am...   EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages...

In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. <a href="https://www.youtube.com/hashtag/robertsmith">#robertsmith</a> <a href="https://www.youtube.com/hashtag/morehouse">#morehouse</a> <a href="https://www.youtube.com/hashtag/studentloans">#studentloans</a> Link to Full Episode: <a href="https://www.youtube.com/watch?v=a82AOTXUrxg" aria-label="YouTube Channel Link: Robert Smith on Being The Richest Black American, Wealth, HBCUs, &amp; Private Equity">&nbsp;&nbsp;&nbsp;&bull;&nbsp;Robert&nbsp;Smith&nbsp;on&nbsp;Being&nbsp;The&nbsp;Richest&nbsp;Black&nbsp;Am...&nbsp;&nbsp;</a> EYL University: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG9LTzJ4QXJxN0JubXA5WHByMjIwcnlUNlZXd3xBQ3Jtc0trQ185SUM0R1c4WkVJX3BCS29OaHFLcFVNcUk3RDhDNnFieEpCS0VzMkdpbG5jbzdiOHdCR1YxdWlXM0tQZElhNHotdHRZb0JFNlZVNmVqMlJVSmUtbzNPdFBrQjB0NkNxTDVYUFdMWHgzLUpyOWVDYw&amp;q=https%3A%2F%2Fwww.eyluniversity.com%2F&amp;v=VwOAQXlcC8I">https://www.eyluniversity.com</a> Monthly Investment Deal: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWY5aWViQVE3WWltQXlaSFBaNHFickVGX09OZ3xBQ3Jtc0tsdjFIWEZld2hpZ0lEbGdpV3ZuaUlfWmViR3N5RVJFaDdJTDJCQlBjdTFRQ0ZGVHBJTXh4UmFBT3BCNXozNS0welVRa2FhWDgzY0Qxd05FX3p3ZjhMSllxVk1NWGd6LUtUZ2E3OHg1ZnBPemJhVm50MA&amp;q=https%3A%2F%2Fwww.earnyourleisure.com%2Fpages%2Fstock-market-deals&amp;v=VwOAQXlcC8I">https://www.earnyourleisure.com/pages...</a>

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

Earn Your Leisure

Robert Smith Breaks Down How Student Loans Drain 60% of Black Wealth

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/f9206d6e-6815-4fcb-810f-b3a500fb0001/transcript

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Join the number one stock club in the world: https://www.ianinvest.com

Nike is COLLAPSING - Why The Sneaker Giant is in Freefall-MP3

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/72c2bf94-aaac-4264-8e63-b4ca01069fbb/transcript

We Picked Our Top 5 Stocks That Have NOTHING To Do With AI-MP3

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/44dc1980-ad36-4784-9a48-b4ca01069fba/transcript

At 30, Tiffany Aliche had a **negative $300,000 net worth**. By 37, she was a millionaire.  
Her biggest lesson: **you cannot budget and save your way to wealth.**

In this episode of Earn Your Leisure, Tiffany Aliche—The Budgetnista—breaks down the complete financial system she calls financial wholeness. It goes beyond earning more or becoming debt-free. It means making budgeting, savings, debt, credit, income, investing, insurance, net worth, estate planning, and your financial team work together.

Tiffany explains:

- Why high earners and even wealthy people can still feel broke
- The four-account system that automates bills, spending, emergencies, and goals
- How to choose between the snowball, avalanche, and “blizzard” debt methods
- Why entrepreneurs may need a full year of emergency reserves
- How to increase income using skills and credentials you already possess
- Why life insurance and estate planning matter before a family crisis
- Where beginners can start investing without chasing hype

She also shares how grief changed her definition of success, why she now values “enough,” and how she built a life with more time, lower overhead, and stronger protection.

Get Good With Money paperback book: http://getgoodwithmoney.com

 

Tiffany’s resources: http://getgoodwithmoneyquiz.com/

Which part of your financial life needs the most work right now: income, debt, savings, investing, insurance, or estate planning? Tell us in the comments.

Chapters:
00:00 Confidence Over Competence
00:07 Debt Paydown Basics
00:16 Budgeting Myths
00:34 Earning More Faster
00:46 Investing Mindset
01:06 Meet The Budgetnista
03:30 Book Success And Evolution
05:27 Building B2B In Schools
09:16 Lock Down Your Hometown
11:11 Finance Landscape Today
12:21 Defining Financial Wholeness
14:11 Ten Pillars Breakdown
17:33 Freedom Versus Wholeness
20:20 Grief Lessons And Enough
23:05 Life Insurance And Trauma
27:49 Emergency Fund For Entrepreneurs
29:13 Automate Your Money System
31:38 Retirement First Wanda
33:15 Automate Bills Boost Credit
33:45 Real Estate Wealth Stories
35:36 Split Your Paycheck
37:18 Start Saving With A Dollar
39:25 Saving Versus Investing
41:05 How To Earn More
44:29 AI As A Tool
47:08 Credit Leverage And Debt
52:14 Recession Proof Mindset
55:28 Beginner Investing Basics
58:25 Emotions And Risk Control
01:00:43 Final Advice And Resources

Educational content only—not individualized financial, tax, or legal advice.

#EarnYourLeisure #TheBudgetnista #FinancialLiteracy


Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure

Join the EYL community for deeper training and a more detailed approach:
https://www.eyluniversity.com

Join the number one stock club in the world:
https://www.ianinvest.com

Invest Fest | August 7-9, 2026
Grab early bird tickets now: https://www.investfest.com

At 30, Tiffany Aliche had a **negative $300,000 net worth**. By 37, she was a millionaire. &nbsp; Her biggest lesson: **you cannot budget and save your way to wealth.**
In this episode of Earn Your Leisure, Tiffany Aliche&mdash;The Budgetnista&mdash;breaks down the complete financial system she calls financial wholeness. It goes beyond earning more or becoming debt-free. It means making budgeting, savings, debt, credit, income, investing, insurance, net worth, estate planning, and your financial team work together.
Tiffany explains:
- Why high earners and even wealthy people can still feel broke - The four-account system that automates bills, spending, emergencies, and goals - How to choose between the snowball, avalanche, and &ldquo;blizzard&rdquo; debt methods - Why entrepreneurs may need a full year of emergency reserves - How to increase income using skills and credentials you already possess - Why life insurance and estate planning matter before a family crisis - Where beginners can start investing without chasing hype
She also shares how grief changed her definition of success, why she now values &ldquo;enough,&rdquo; and how she built a life with more time, lower overhead, and stronger protection.
Get Good With Money paperback book: http://getgoodwithmoney.com
&nbsp;
Tiffany&rsquo;s resources: <a href="http://getgoodwithmoneyquiz.com/">http://getgoodwithmoneyquiz.com/</a>
Which part of your financial life needs the most work right now: income, debt, savings, investing, insurance, or estate planning? Tell us in the comments.
Chapters: 00:00 Confidence Over Competence 00:07 Debt Paydown Basics 00:16 Budgeting Myths 00:34 Earning More Faster 00:46 Investing Mindset 01:06 Meet The Budgetnista 03:30 Book Success And Evolution 05:27 Building B2B In Schools 09:16 Lock Down Your Hometown 11:11 Finance Landscape Today 12:21 Defining Financial Wholeness 14:11 Ten Pillars Breakdown 17:33 Freedom Versus Wholeness 20:20 Grief Lessons And Enough 23:05 Life Insurance And Trauma 27:49 Emergency Fund For Entrepreneurs 29:13 Automate Your Money System 31:38 Retirement First Wanda 33:15 Automate Bills Boost Credit 33:45 Real Estate Wealth Stories 35:36 Split Your Paycheck 37:18 Start Saving With A Dollar 39:25 Saving Versus Investing 41:05 How To Earn More 44:29 AI As A Tool 47:08 Credit Leverage And Debt 52:14 Recession Proof Mindset 55:28 Beginner Investing Basics 58:25 Emotions And Risk Control 01:00:43 Final Advice And Resources
Educational content only&mdash;not individualized financial, tax, or legal advice.
#EarnYourLeisure #TheBudgetnista #FinancialLiteracy
 Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure
Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com
Join the number one stock club in the world: https://www.ianinvest.com
Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com

🚨10 STEPS TO FINANCIAL FREEDOM & HOW ANYONE CAN MAKE MORE MONEY WITH THE BUDGETNISTA

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/1b139fc6-5553-44b2-87c5-b4c800d552c0/transcript

Robert Smith Breaks Down How Student Loans Drain 60% of Black Wealth

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