In this video, we discuss the dangers of the middle class mindset and how it can prevent you from achieving success. If you want to achieve great things in life, you need to break out of the middle class mindset and start thinking like an entrepreneur. Watch this video to learn more!

In this video, we discuss the dangers of the middle class mindset and how it can prevent you from achieving success. If you want to achieve great things in life, you need to break out of the middle class mindset and start thinking like an entrepreneur. Watch this video to learn more!

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

Earn Your Leisure

Dangers of The Middle Class Mindset

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/33530e8c-52f9-497f-88e1-b3c30123436c/transcript

In this candid Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive into how their investing beliefs have evolved, sharing real-life shifts in perspective that can help every investor sharpen their game. Troy Millings kicks off by explaining why he’s had a change of heart about stocks priced under $25—especially in changing political and economic environments. While he was once wary of these "cheaper" stocks, Troy now sees their potential for major short-term gains, emphasizing that swing trades (rather than long holds) may be the best strategy in certain market climates. Ian Dunlap gets honest about his long-held conviction that Disney could dethrone Netflix as the top streaming giant. Drawing on years of data, updates on Disney’s streaming and ESPN efforts, and a comparison to the S&P’s performance, Ian reveals why he no longer sees Disney as a challenger to Netflix’s crown and questions whether Disney should have even entered the streaming wars. Rashad Bilal provides a valuable lesson for new and experienced investors alike, unpacking the popular advice to "invest in what you use and know." Instead, Rashad suggests going a step further: invest in companies the world *needs*—not just the ones you personally love. Whether it's Apple, semiconductor giants, or companies essential to healthcare, Rashad highlights why focusing on necessity over personal preference can lead to stronger investing outcomes. Together, Rashad, Troy, and Ian bring humor, honesty, and practical wisdom—showing that the best strategies often come from re-examining old beliefs and staying open to new ideas. *Don’t miss out on these key insights:*
Reconsidering undervalued stocks in unique market conditions
The realities behind Disney’s streaming business and legacy
Why loving a company isn’t enough—and what to look for instead
A practical approach to building a resilient, smart portfolio

If you appreciate real talk about money, mindsets, and markets, hit like, subscribe, and let us know in the comments: What investing belief have you changed your mind on? #MarketMondays#Investing#StockMarket#Disney#Netflix#PersonalFinance#InvestmentStrategy#Stocks#FinancialFreedom#TechStocks#MarketTrends#MoneyTalks#FinanceClip --- *Stay tuned for more discussions, unfiltered opinions, and the tools to grow your wealth with Rashad, Troy, and Ian.*

In this candid Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive into how their investing beliefs have evolved, sharing real-life shifts in perspective that can help every investor sharpen their game. Troy Millings kicks off by explaining why he&rsquo;s had a change of heart about stocks priced under $25&mdash;especially in changing political and economic environments. While he was once wary of these "cheaper" stocks, Troy now sees their potential for major short-term gains, emphasizing that swing trades (rather than long holds) may be the best strategy in certain market climates. Ian Dunlap gets honest about his long-held conviction that Disney could dethrone Netflix as the top streaming giant. Drawing on years of data, updates on Disney&rsquo;s streaming and ESPN efforts, and a comparison to the S&amp;P&rsquo;s performance, Ian reveals why he no longer sees Disney as a challenger to Netflix&rsquo;s crown and questions whether Disney should have even entered the streaming wars. Rashad Bilal provides a valuable lesson for new and experienced investors alike, unpacking the popular advice to "invest in what you use and know." Instead, Rashad suggests going a step further: invest in companies the world *needs*&mdash;not just the ones you personally love. Whether it's Apple, semiconductor giants, or companies essential to healthcare, Rashad highlights why focusing on necessity over personal preference can lead to stronger investing outcomes. Together, Rashad, Troy, and Ian bring humor, honesty, and practical wisdom&mdash;showing that the best strategies often come from re-examining old beliefs and staying open to new ideas. *Don&rsquo;t miss out on these key insights:*
<ul dir="ltr">
<li>Reconsidering undervalued stocks in unique market conditions</li>
<li>The realities behind Disney&rsquo;s streaming business and legacy</li>
<li>Why loving a company isn&rsquo;t enough&mdash;and what to look for instead</li>
<li>A practical approach to building a resilient, smart portfolio</li>
</ul>
If you appreciate real talk about money, mindsets, and markets, hit like, subscribe, and let us know in the comments: What investing belief have you changed your mind on? <a href="https://www.youtube.com/hashtag/marketmondays">#MarketMondays</a> <a href="https://www.youtube.com/hashtag/investing">#Investing</a> <a href="https://www.youtube.com/hashtag/stockmarket">#StockMarket</a> <a href="https://www.youtube.com/hashtag/disney">#Disney</a> <a href="https://www.youtube.com/hashtag/netflix">#Netflix</a> <a href="https://www.youtube.com/hashtag/personalfinance">#PersonalFinance</a> <a href="https://www.youtube.com/hashtag/investmentstrategy">#InvestmentStrategy</a> <a href="https://www.youtube.com/hashtag/stocks">#Stocks</a> <a href="https://www.youtube.com/hashtag/financialfreedom">#FinancialFreedom</a> <a href="https://www.youtube.com/hashtag/techstocks">#TechStocks</a> <a href="https://www.youtube.com/hashtag/markettrends">#MarketTrends</a> <a href="https://www.youtube.com/hashtag/moneytalks">#MoneyTalks</a> <a href="https://www.youtube.com/hashtag/financeclip">#FinanceClip</a> --- *Stay tuned for more discussions, unfiltered opinions, and the tools to grow your wealth with Rashad, Troy, and Ian.*

Investing Beliefs We Changed Our Minds On

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/dad09883-2e45-4f5a-9e31-b3d601458643/transcript

In this insightful clip from Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the future of software companies in the rapidly evolving AI era. As artificial intelligence transforms every industry, which tech titans are set to thrive—and who is at risk of falling behind? Ian Dunlap highlights "AI indestructible" companies, naming SAP, Intuit, and ADP as strong contenders, while noting that well-known names like Duolingo and Adobe may face challenges. The panel debates the obvious winners—like Microsoft, with its Copilot integration and innovation through Azure—and discuss sleeper picks such as ServiceNow, lauded for its forward-thinking leadership and connectivity solutions. The discussion shifts to the race for an "agentic AI stack": an AI platform that can handle personal tasks like answering all your emails hands-free. Rashad Bilal and Ian Dunlap weigh in on whether Google, Apple, Microsoft, or Tesla will be first, with Google considered a front-runner thanks to its deep AI roots and integration with essential services like email and calendar. However, Rashad argues Apple’s dominance in vertical integration (managing texts, music, calendar, and email on a device most Americans use) gives it an edge—if it can catch up in AI investments. The clip doesn’t shy away from tough criticism of Apple’s leadership, with Rashad questioning Tim Cook's strategy and pointing out that Apple was offered the same deal that made Microsoft an AI leader—and turned it down. While Apple products remain indispensable and its ecosystem robust, signs of underinvestment in AI are causing market cap slippage and stirring calls for leadership change. Comparisons are drawn to companies that failed to keep up with innovation in the past—like BlackBerry and Intel—serving as a cautionary tale for Apple if it doesn’t shake things up. The hosts discuss what Apple should do next, from innovating through major acquisitions to fostering new executive leadership capable of driving AI progress. The debate closes with a reflection on whether being top of the market is enough—or if Apple, like in sports, needs new leadership to set a winning culture. Are Tim Cook’s days numbered, and is internal succession already in motion? Don’t miss this candid, thought-provoking conversation on how AI is reshaping the tech landscape for giants like Apple, Google, Microsoft, Amazon, Meta, and more. *Hashtags:* #AIEra#TechStocks#MarketMondays#Apple#Google#Microsoft#Innovation#Investing#TimCook#AIInvesting#TechTalk#SoftwareStocks#FutureOfAI#ServiceNow#SAP#Intuit#Amazon#Meta

In this insightful clip from Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the future of software companies in the rapidly evolving AI era. As artificial intelligence transforms every industry, which tech titans are set to thrive&mdash;and who is at risk of falling behind? Ian Dunlap highlights "AI indestructible" companies, naming SAP, Intuit, and ADP as strong contenders, while noting that well-known names like Duolingo and Adobe may face challenges. The panel debates the obvious winners&mdash;like Microsoft, with its Copilot integration and innovation through Azure&mdash;and discuss sleeper picks such as ServiceNow, lauded for its forward-thinking leadership and connectivity solutions. The discussion shifts to the race for an "agentic AI stack": an AI platform that can handle personal tasks like answering all your emails hands-free. Rashad Bilal and Ian Dunlap weigh in on whether Google, Apple, Microsoft, or Tesla will be first, with Google considered a front-runner thanks to its deep AI roots and integration with essential services like email and calendar. However, Rashad argues Apple&rsquo;s dominance in vertical integration (managing texts, music, calendar, and email on a device most Americans use) gives it an edge&mdash;if it can catch up in AI investments. The clip doesn&rsquo;t shy away from tough criticism of Apple&rsquo;s leadership, with Rashad questioning Tim Cook's strategy and pointing out that Apple was offered the same deal that made Microsoft an AI leader&mdash;and turned it down. While Apple products remain indispensable and its ecosystem robust, signs of underinvestment in AI are causing market cap slippage and stirring calls for leadership change. Comparisons are drawn to companies that failed to keep up with innovation in the past&mdash;like BlackBerry and Intel&mdash;serving as a cautionary tale for Apple if it doesn&rsquo;t shake things up. The hosts discuss what Apple should do next, from innovating through major acquisitions to fostering new executive leadership capable of driving AI progress. The debate closes with a reflection on whether being top of the market is enough&mdash;or if Apple, like in sports, needs new leadership to set a winning culture. Are Tim Cook&rsquo;s days numbered, and is internal succession already in motion? Don&rsquo;t miss this candid, thought-provoking conversation on how AI is reshaping the tech landscape for giants like Apple, Google, Microsoft, Amazon, Meta, and more. *Hashtags:* <a href="https://www.youtube.com/hashtag/aiera">#AIEra</a> <a href="https://www.youtube.com/hashtag/techstocks">#TechStocks</a> <a href="https://www.youtube.com/hashtag/marketmondays">#MarketMondays</a> <a href="https://www.youtube.com/hashtag/apple">#Apple</a> <a href="https://www.youtube.com/hashtag/google">#Google</a> <a href="https://www.youtube.com/hashtag/microsoft">#Microsoft</a> <a href="https://www.youtube.com/hashtag/innovation">#Innovation</a> <a href="https://www.youtube.com/hashtag/investing">#Investing</a> <a href="https://www.youtube.com/hashtag/timcook">#TimCook</a> <a href="https://www.youtube.com/hashtag/aiinvesting">#AIInvesting</a> <a href="https://www.youtube.com/hashtag/techtalk">#TechTalk</a> <a href="https://www.youtube.com/hashtag/softwarestocks">#SoftwareStocks</a> <a href="https://www.youtube.com/hashtag/futureofai">#FutureOfAI</a> <a href="https://www.youtube.com/hashtag/servicenow">#ServiceNow</a> <a href="https://www.youtube.com/hashtag/sap">#SAP</a> <a href="https://www.youtube.com/hashtag/intuit">#Intuit</a> <a href="https://www.youtube.com/hashtag/amazon">#Amazon</a> <a href="https://www.youtube.com/hashtag/meta">#Meta</a>

Who Will Win the AI Race? Apple, Google, Microsoft and More

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/c34a8948-0519-4ce9-a74d-b3d50103ed1c/transcript

On today’s episode of Earn Your Leisure, we sit down with Kwaku Bediako, founder of Chocolate Clothes Global, for a powerful conversation on fashion, culture, and building a global brand with African roots 🌍👕. Kwaku breaks down what inspired him to expand Chocolate Clothes Global, how a six-month run on CNN helped legitimize and scale the brand, and why African influence is shaping global fashion more than ever. He also shares how America played a role in the brand’s evolution, the mentality required to succeed as a fashion designer, and the realities of building a business on the continent. We dive into pivotal moments—including a styling opportunity with Steve Harvey, lessons from a missed chance to style Naomi Campbell, and how Chocolate Clothes Global landed a partnership with the NBA. From building a subscription model to understanding why organic growth takes time, this episode is packed with real gems for creatives, entrepreneurs, and anyone looking to build something meaningful and global. #EarnYourLeisure #ChocolateClothesGlobal #AfricanFashion #FashionBusiness #BlackOwnedBusiness #GlobalBrand #Entrepreneurship #CreativeEconomy #AfricanCreators #FashionIndustry #BusinessFromAfrica #CulturalImpact #BrandBuilding #SubscriptionBusiness #NBApartnership #OrganicGrowth

On today&rsquo;s episode of Earn Your Leisure, we sit down with Kwaku Bediako, founder of Chocolate Clothes Global, for a powerful conversation on fashion, culture, and building a global brand with African roots 🌍👕. Kwaku breaks down what inspired him to expand Chocolate Clothes Global, how a six-month run on CNN helped legitimize and scale the brand, and why African influence is shaping global fashion more than ever. He also shares how America played a role in the brand&rsquo;s evolution, the mentality required to succeed as a fashion designer, and the realities of building a business on the continent. We dive into pivotal moments&mdash;including a styling opportunity with Steve Harvey, lessons from a missed chance to style Naomi Campbell, and how Chocolate Clothes Global landed a partnership with the NBA. From building a subscription model to understanding why organic growth takes time, this episode is packed with real gems for creatives, entrepreneurs, and anyone looking to build something meaningful and global. #EarnYourLeisure #ChocolateClothesGlobal #AfricanFashion #FashionBusiness #BlackOwnedBusiness #GlobalBrand #Entrepreneurship #CreativeEconomy #AfricanCreators #FashionIndustry #BusinessFromAfrica #CulturalImpact #BrandBuilding #SubscriptionBusiness #NBApartnership #OrganicGrowth

How Chocolate Clothes Global Turned African Culture Into a Global Fashion Brand

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/71f00a78-1588-4026-bc04-b3d400225c15/transcript

Dangers of The Middle Class Mindset

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