Finance: Your mid-year financial check

Africa Melane speaks to Damon Sivitilli, CEO of Vantage Debt Management, about taking stock of your finances at the halfway point of the year. From resetting your budget and managing debt to rebuilding your savings, we explore practical ways to get your 2026 money goals back on track before year-en…

Finance: How refund delays can turn into debt problems

Africa Melane speaks to Dehan Scherman, Senior Operations Manager at National Debt Advisors, about why taxpayers should think twice before borrowing or spending against an expected SARS tax refund. With billions already paid out this tax season, they unpack the risks of refund-anticipation borrowin…

Finance: Teaching children to save starts earlier than you think

Helping children build healthy money habits starts long before they earn their first paycheck. Jacob Moshokoa is joined by Thabo Hollo, Old Mutual Senior Programme Manager to discuss practical ways parents can teach children to budget, save, understand the difference between wants and needs, and bu…

Finance: Betting on the big game, is it worth the risk?

With the FIFA World Cup, rugby season and other major sporting events capturing the nation's attention, sports betting is booming. But while placing a bet may seem like harmless fun or even a chance to ease financial pressure, the odds are rarely in the bettor's favour. Smart About Money editor Lau…

Finance: Nearly 60% of rejected young borrowers forced into mashonisas

Nearly 60% of young South Africans rejected by banks are turning to mashonisas as unemployment, rising costs, and student debt push survival borrowing into dangerous territory. Jacob Moshokoa speaks to Samantha Moyana, Debt Counsellor at National Debt Advisors, about how financial exclusion is driv…

Finance: Five practical steps to take control of your financial future

Africa Melane speaks to Citadel Advisory Partner Elelwani Ravele on why South Africans should treat their personal finances like a business, focusing on disciplined behaviour, cash flow management and long-term strategy to build and protect wealth in a tough economic climate. Early Breakfast with …

Finance: The real tax rate South Africans pay (and it’s not on your payslip)

Africa Melane speaks to Sean Kelly, Director at Parity Wealth Managers, about the cumulative tax burden facing South Africans and how taxes affect consumers far beyond their monthly PAYE deductions. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced bro…

Finance: Inside the wage negotiation battle

Africa Melane speaks to Michael Bagraim, Labour Law Specialist, on how budget cuts and economic pressure are complicating wage negotiations and how it could affect workers’ earnings and financial stability. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experie…

Smart money moves during economic uncertainty

Africa Melane speaks to Erica Liebenberg from JustMoney about how South Africans can build financial flexibility to navigate rising costs, global uncertainty, and economic disruption without making costly mistakes. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show.…

Why your first 90 days after losing a job can make or break your finances

Africa Melane speaks to Citadel Advisory Associate Zanele Zungu about why the first 90 days after resignation or retrenchment are a critical financial window, how to avoid emotional spending and lifestyle traps, and why protecting your retirement savings could determine your long-term financial sec…