Finance: Tax Year-End: Is your retirement plan on track?

Only 9% of South Africans save at least 10% of their income, according to JustMoney. With the tax year ending on 28 February, experts urge households to top up retirement annuities, maximise tax-free savings, and Only 9% of South Africans save at least 10% of their income, according to JustMoney. W…

Finance: Turning financial fear into financial freedom in 2026

Africa Melane speaks to Damon Sivitilli, CEO of Vantage Debt Management, about the behaviours and practical steps that can help South Africans budget better, reduce debt, build savings and create long term financial stability in 2026. Early Breakfast with Africa Melane is 702’s and CapeTalk’s earl…

Finance: Is a Maternal Support Grant a smart social investment?

Ahead of SONA, Africa Melane speaks to Senior ECD Coordinator at Equality Collective, Tshepo Mantje as calls are growing for a Maternal Support Grant Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morni…

Finance: Buy now pay later booms in South Africa

Buy Now Pay Later is rapidly growing in South Africa, offering flexible payment options but raising concerns about hidden debt, credit score impacts and limited regulation. Africa Melane speaks to Dehan Scherman from Financial Wealth Holdings about the opportunities and risks behind the BNPL boom. …

Finance: From cash to codes: are instant money systems safe enough?

Africa Melane unpacks the risks and realities of Instant Money services with Kleva Finance founder Ndivhuho Siliga, sparked by a listener’s experience where funds were marked as redeemed but never received. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experie…

Finance: Allan Gray Makers backs artisan entrepreneurs

Africa Melane speaks to Lebogang Mohlala, Programme Manager at Allan Gray Makers, about the opening of applications for the 2026 StartUp Academy Incubation Programm Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you …

Finance: Surviving the January crunch as Back-to-School costs soar

Africa Melane speaks to Ndivhuho Siliga, Founder at Kleva Finance, about why January hits households so hard, what compromises families are forced to make, and practical tips to get through the month without going into too much debt.   Early Breakfast with Africa Melane is 702’s and CapeTalk’s ea…

Finance: Funding your studies with a student loan

Africa Melane speaks to Thabo Hollo, Old Mutual Senior Programme Manager, about the financial challenges of university life, from registration fees and textbooks to accommodation and NSFAS delays, offering guidance on managing costs and making smart loan choices.

Finance: The real cost of being unprepared when a loved one dies

Africa Melane speaks to Adriaan Bester, Executive Funeral Product & Services at AVBOB South Africa, about funeral planning as a financial decision rather than a crisis response. The discussion looks at the real cost of funerals, how funeral policies function and how reviewing cover regularly can pr…

Finance: How to sidestep festive overspending

Africa Melane speaks to Dehan Scherman about the rising cycle of festive overspending and how to avoid falling into January by planning ahead, managing December salaries wisely and steering clear of debt traps. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Exp…