Finance: Five practical steps to take control of your financial future

Africa Melane speaks to Citadel Advisory Partner Elelwani Ravele on why South Africans should treat their personal finances like a business, focusing on disciplined behaviour, cash flow management and long-term strategy to build and protect wealth in a tough economic climate. Early Breakfast with …

Finance: The real tax rate South Africans pay (and it’s not on your payslip)

Africa Melane speaks to Sean Kelly, Director at Parity Wealth Managers, about the cumulative tax burden facing South Africans and how taxes affect consumers far beyond their monthly PAYE deductions. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced bro…

Finance: Inside the wage negotiation battle

Africa Melane speaks to Michael Bagraim, Labour Law Specialist, on how budget cuts and economic pressure are complicating wage negotiations and how it could affect workers’ earnings and financial stability. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experie…

Smart money moves during economic uncertainty

Africa Melane speaks to Erica Liebenberg from JustMoney about how South Africans can build financial flexibility to navigate rising costs, global uncertainty, and economic disruption without making costly mistakes. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show.…

Why your first 90 days after losing a job can make or break your finances

Africa Melane speaks to Citadel Advisory Associate Zanele Zungu about why the first 90 days after resignation or retrenchment are a critical financial window, how to avoid emotional spending and lifestyle traps, and why protecting your retirement savings could determine your long-term financial sec…

Finance: The hidden cost of dipping into your retirement savings

Africa Melane and Old Mutual Senior Programme Manager, Massing Thabo Hollo explores how repeated withdrawals from the two-pot retirement system may offer short-term relief but can significantly reduce long-term savings. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk …

Finance: SMEs under the spotlight at Organic & Natural Products Expo Africa

Africa Melane speaks to Standard Bank ahead of its “Keep Growing” session at the Organic & Natural Products Expo Africa 2026, taking place at the Cape Town International Convention Centre. The discussion explores financial health for small businesses, from managing cash flow and accessing funding t…

Finance: Reverse Emigration: Why South Africans Are Coming Home

After years of brain drain, is South Africa seeing a brain gain? More South Africans are packing their bags and heading home. Africa Melane chats to Sean Kelly about what’s behind this reverse emigration trend and what it could mean for the country’s future. Early Breakfast with Africa Melane is 7…

Finance: South Africans carry debt up to eight times their earnings

Africa Melane speaks to Dehan Scherman from National Debt Advisors about how debt has become a survival tool for many South Africans, with low-income households now owing up to eight times their monthly income Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Expe…

Finance: The cost of getting it wrong, understanding car insurance cover

Africa Melane speaks to Wynand Van Vuuren, client experience partner at King Price, about how car insurance premiums are determined, the risks of underinsurance, and the key factors South African motorists should consider to ensure they’re adequately covered Early Breakfast with Africa Melane is 7…