Finance: Buy now pay later booms in South Africa

Buy Now Pay Later is rapidly growing in South Africa, offering flexible payment options but raising concerns about hidden debt, credit score impacts and limited regulation. Africa Melane speaks to Dehan Scherman from Financial Wealth Holdings about the opportunities and risks behind the BNPL boom. …

Finance: From cash to codes: are instant money systems safe enough?

Africa Melane unpacks the risks and realities of Instant Money services with Kleva Finance founder Ndivhuho Siliga, sparked by a listener’s experience where funds were marked as redeemed but never received. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experie…

Finance: Allan Gray Makers backs artisan entrepreneurs

Africa Melane speaks to Lebogang Mohlala, Programme Manager at Allan Gray Makers, about the opening of applications for the 2026 StartUp Academy Incubation Programm Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you …

Finance: Surviving the January crunch as Back-to-School costs soar

Africa Melane speaks to Ndivhuho Siliga, Founder at Kleva Finance, about why January hits households so hard, what compromises families are forced to make, and practical tips to get through the month without going into too much debt.   Early Breakfast with Africa Melane is 702’s and CapeTalk’s ea…

Finance: Funding your studies with a student loan

Africa Melane speaks to Thabo Hollo, Old Mutual Senior Programme Manager, about the financial challenges of university life, from registration fees and textbooks to accommodation and NSFAS delays, offering guidance on managing costs and making smart loan choices.

Finance: The real cost of being unprepared when a loved one dies

Africa Melane speaks to Adriaan Bester, Executive Funeral Product & Services at AVBOB South Africa, about funeral planning as a financial decision rather than a crisis response. The discussion looks at the real cost of funerals, how funeral policies function and how reviewing cover regularly can pr…

Finance: How to sidestep festive overspending

Africa Melane speaks to Dehan Scherman about the rising cycle of festive overspending and how to avoid falling into January by planning ahead, managing December salaries wisely and steering clear of debt traps. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Exp…

South Africans’ debt climbs to R2.6 trillion as overdue payments finally ease

Africa Melane speaks to Certified Financial Planner Prem Govender as new data shows overdue debt easing even as South Africa’s total household debt climbs to R2.6 trillion. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane bri…

Finance: How kasipreneurs are reshaping South Africa’s informal economy

Africa Melane speaks to GG Alcock about the rise of kasipreneurs and the powerful entrepreneurial spirit shaping South Africa’s informal economy, revealing stories of innovation, resilience and untapped economic potential Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning tal…

Finance: Mid-Term Budget: where is South Africa’s economy headed next?

Africa Melane unpacks Finance Minister Enoch Godongwana’s Mid-Term Budget Policy Statement with Economic Policy Analyst at South African Institute of Race Relations, Anlu Keeve reflecting on Treasury’s fiscal discipline and looking ahead to the economic priorities shaping South Africa’s 2026 budget…