Finance: Surviving the January crunch as Back-to-School costs soar

Africa Melane speaks to Ndivhuho Siliga, Founder at Kleva Finance, about why January hits households so hard, what compromises families are forced to make, and practical tips to get through the month without going into too much debt.   Early Breakfast with Africa Melane is 702’s and CapeTalk’s ea…

Finance: Funding your studies with a student loan

Africa Melane speaks to Thabo Hollo, Old Mutual Senior Programme Manager, about the financial challenges of university life, from registration fees and textbooks to accommodation and NSFAS delays, offering guidance on managing costs and making smart loan choices.

Finance: The real cost of being unprepared when a loved one dies

Africa Melane speaks to Adriaan Bester, Executive Funeral Product & Services at AVBOB South Africa, about funeral planning as a financial decision rather than a crisis response. The discussion looks at the real cost of funerals, how funeral policies function and how reviewing cover regularly can pr…

Finance: How to sidestep festive overspending

Africa Melane speaks to Dehan Scherman about the rising cycle of festive overspending and how to avoid falling into January by planning ahead, managing December salaries wisely and steering clear of debt traps. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Exp…

South Africans’ debt climbs to R2.6 trillion as overdue payments finally ease

Africa Melane speaks to Certified Financial Planner Prem Govender as new data shows overdue debt easing even as South Africa’s total household debt climbs to R2.6 trillion. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane bri…

Finance: How kasipreneurs are reshaping South Africa’s informal economy

Africa Melane speaks to GG Alcock about the rise of kasipreneurs and the powerful entrepreneurial spirit shaping South Africa’s informal economy, revealing stories of innovation, resilience and untapped economic potential Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning tal…

Finance: Mid-Term Budget: where is South Africa’s economy headed next?

Africa Melane unpacks Finance Minister Enoch Godongwana’s Mid-Term Budget Policy Statement with Economic Policy Analyst at South African Institute of Race Relations, Anlu Keeve reflecting on Treasury’s fiscal discipline and looking ahead to the economic priorities shaping South Africa’s 2026 budget…

Finance: The harsh reality of SA’s festive spending

South Africans are heading into the 2025 festive season weighed down by debt, high unemployment, and shrinking disposable income. As Black Friday approaches, Africa Melane speaks to Sarah Nicholso, Head of Customer Experience at Just Money. Early Breakfast with Africa Melane is 702’s and CapeTalk’…

Handling black tax like a pro

Africa Melane speaks with Ndumi Hadebe, author of Handle Black Tax Like a Pro, about setting boundaries, managing family financial expectations, and protecting your own financial security. They discuss practical strategies to say yes or no with confidence, strengthen relationships, and break the cy…

Finance: The value of a good pitch

Africa Melane chats to Warren Hewitt, CEO of the Greater Tygerberg Partnership, about what makes a winning business pitch and how the upcoming Bellville Business Expo is putting local talent in the spotlight. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Exper…