Reagan White has a mountain of debt - one point one million dollars to be exact. It's an eye watering amount and it's been keeping him awake at night. In fact, things were so close to the line he decided he needed to call in the big guns.

Now, thanks to Enable Me's Hannah McQueen, he's getting back on track.

But how much is too much to borrow, and what levers can you pull when your mortgage debt's out of control?

Reagan decided to share his story on his new podcast, 'Where's My Money' - and he spoke to Duncan about his financial journey, and how Kiwi's can climb out of a mountain of debt.