Helping People Retire Is a Family Affair

Helping People Retire Is a Family Affair After a career as a CPA and 21 years as a stay-at-home mom, Janet MacInnis found a new calling: helping people retire. On this episode of Countdown to Retirement, Janet joins her husband Gregg MacInnis to share her journey to becoming GMac Family Financial’…

Retirement Brings a Whole New Set of ‘Tax Traps’

Retirement Brings a Whole New Set of ‘Tax Traps’ Taxes don't end when you retire. In many ways, retirement creates a new set of tax challenges that can reduce the income you actually get to keep. On this episode of Countdown to Retirement, Gregg MacInnis looks beyond this year's tax return and sha…

The First Day of Retirement is Like Your First Day of School

The First Day of Retirement is Like Your First Day of School With kids back in school, social media is filled with "first day" signs highlighting favorite teachers, activities and goals. On this episode of Countdown to Retirement, Gregg MacInnis explains why the first day of retirement deserves th…

Financial "Face-Plants" That Can Derail Retirement

Financial "Face-Plants" That Can Derail Retirement Most people don't wake up in their 60s facing a retirement crisis. More often, it's a series of small financial stumbles that build over time. On this episode of Countdown to Retirement, Gregg MacInnis discusses common mistakes people make in thei…

Is a Roth Conversion Worth It, Even If It Temporarily Raises Your Medicare?

Is a Roth Conversion Worth It, Even If It Temporarily Raises Your Medicare? A Roth conversion offers a simple tradeoff: pay taxes now and potentially enjoy tax-free income later. The catch is that a conversion counts as income, which can temporarily increase your Medicare costs through IRMAA. On t…

Watch Out for These Mistakes Leading Up to Retirement

Watch Out for These Mistakes Leading Up to Retirement The five years before retirement are critical. It should be the homestretch, yet many arrive there without a plan or try to handle everything on their own. On this episode of Countdown to Retirement, Gregg MacInnis runs down the five most commo…

Set the Right Pace in Your First Year of Retirement

Set the Right Pace in Your First Year of Retirement Marathon runners know the start of the race matters. Go out too fast and you burn out. Fall too far behind and you're playing catch-up. It’s the same with retirement. On this episode of Countdown to Retirement, Gregg MacInnis explains how a coord…

Do You Have the Right Income Mix for Retirement?

Do You Have the Right Income Mix for Retirement? When you retire, income can come from a variety of sources: Social Security, pensions, investments, annuities and even life insurance. But how do you put those pieces together in a way that can support a retirement lasting 30 or 40 years? On this ep…

How Planning Can Help Restore Retirement Confidence

How Planning Can Help Restore Retirement Confidence Sometimes retirement looks great—until it's time to make the transition. That's when anxiety can creep in. The paycheck stops, expenses can be higher than expected and income gaps begin to appear. In this episode of Countdown to Retirement, Gregg…

Unleash the Power of Indexing

Unleash the Power of Indexing There’s more to the stock market than staying invested or moving to cash. You can track the S&P 500 without buying individual stocks. In this episode of Countdown to Retirement, Gregg MacInnis introduces us to indexing—strategies that aim to capture market gains while…