How Planning Can Help Restore Retirement Confidence

How Planning Can Help Restore Retirement Confidence Sometimes retirement looks great—until it's time to make the transition. That's when anxiety can creep in. The paycheck stops, expenses can be higher than expected and income gaps begin to appear. In this episode of Countdown to Retirement, Gregg…

Unleash the Power of Indexing

Unleash the Power of Indexing There’s more to the stock market than staying invested or moving to cash. You can track the S&P 500 without buying individual stocks. In this episode of Countdown to Retirement, Gregg MacInnis introduces us to indexing—strategies that aim to capture market gains while…

Is There Another Way to Plan for Long-Term Care?

Is There Another Way to Plan for Long-Term Care? About 70% of Americans turning 65 will need some form of long-term care. But as traditional LTC insurance becomes harder to find, many are looking for alternatives. On this episode of Countdown to Retirement, Gregg MacInnis explains how hybrid life …

Ready to Play the ‘Retirement Prediction Board?’

Ready to Play the ‘Retirement Prediction Board?’ Major League Baseball is entering the world of prediction markets—where everything hinges on assumptions and odds. Retirement planning can be just as risky. In this episode of Countdown to Retirement, Gregg MacInnis explains why betting on timing, i…

Watch Out for the ‘Myths’ of Retirement

Watch Out for the ‘Myths’ of Retirement For years, space aliens were dismissed as a myth—until recent evidence raised questions. But in retirement planning, plenty of myths still linger. On this episode of Countdown to Retirement, Gregg MacInnis clears up common misconceptions about Social Securit…

Too Much Income in Retirement Can Cost You

Too Much Income in Retirement Can Cost You Taxes don’t stop in retirement. Income thresholds can trigger taxes on Social Security, higher Medicare premiums and lost deductions. On this episode of Countdown to Retirement, Gregg MacInnis explains how strategies like Roth conversions can help coordin…

Could ‘Dirty Sponges’ in Your Retirement Plan Be Setting You Up for a Future Tax Hit?

Could ‘Dirty Sponges’ in Your Retirement Plan Be Setting You Up for a Future Tax Hit? Filthy sponges spread bacteria in the kitchen because small problems get ignored. In retirement planning, “dirty sponges” are the overlooked details that quietly grow into bigger tax surprises later on. In this …

Prevent Fees from Polluting Your Retirement Plan

We protect our homes from harmful odors and gases—but what about hidden fees in your retirement portfolio?  In this episode of Countdown to Retirement, Gregg MacInnis reveals how just a 1% fee can quietly drain thousands of dollars from your future—and how he can help spot the problem before the fi…

Do You Have the Right ‘Recipe’ for Retirement?

Do You Have the Right ‘Recipe’ for Retirement? Some home cooks skip the recipe—with mixed results.  Retirement planning works much the same way. Without a written plan, you’re essentially winging it.  In this episode of Countdown to Retirement, Gregg MacInnis walks through the key ingredients of a…

Is It Time to ‘Look Forward’ with Complete Tax Planning?

Is It Time to ‘Look Forward’ with Complete Tax Planning? Tax season often feels like an exercise in looking backward—collecting documents and filing last year’s return.  But comprehensive tax planning is about what’s next.  In this episode of Countdown to Retirement, Gregg MacInnis shares forward‑…