On this week’s episode:

• Retirement planning isn’t about hitting a number—it’s about creating income that matches your lifestyle.
• This episode explores how annuities can provide stability, predictable income, and protection from market volatility.
• It highlights why relying solely on investment growth can create stress without a clear income strategy.
• The conversation also covers key risks, including tax surprises after losing a spouse and retiring earlier than planned.
• You’ll hear why building a customized plan—based on your income sources, expenses, and goals—is critical to navigating retirement with clarity.

Head down your Clear Path to Retirement with Michael today!